CSB Bank

320.25

-2.95

(-0.91%)

Market Cap (₹ Cr.)

₹5,611

52 Week High

422.25

Book Value

₹

52 Week Low

307.65

PE Ratio

10.24

PB Ratio

1.55

PE for Sector

15.46

PB for Sector

1.77

ROE

14.90 %

ROCE

6.14 %

Dividend Yield

0.00 %

EPS

₹31.58

Industry

Banks

Sector

Banks - Private Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

33.24 %

Net Income Growth

3.56 %

Cash Flow Change

-19.38 %

ROE

-12.78 %

ROCE

4.08 %

EBITDA Margin (Avg.)

-3.42 %

Financial Results

Quarterly Financials	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	402	412	386	388	376	459	412	370	359	367	406	400	386	431	439	475	497	514	614	561	566	556	580	583	591	600	682	762	803	830	887	991	1,004
Expenses	134	148	123	251	103	129	183	189	144	136	168	395	133	162	163	221	188	181	312	281	257	180	157	191	213	209	231	263	307	308	308	376	381
EBITDA	268	264	263	137	273	330	228	182	216	231	238	5	253	269	276	254	309	333	302	279	309	376	422	392	378	391	451	499	496	522	580	615	622
Operating Profit %	65 %	61 %	67 %	29 %	71 %	62 %	40 %	44 %	56 %	59 %	53 %	-12 %	63 %	57 %	58 %	43 %	56 %	61 %	35 %	43 %	48 %	64 %	70 %	63 %	60 %	62 %	61 %	59 %	55 %	55 %	60 %	53 %	54 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	301	292	292	274	264	258	255	245	237	230	236	234	223	230	233	231	237	241	231	221	228	217	224	216	225	230	242	288	319	344	379	409	470
Profit Before Tax	-33	-29	-29	-137	9	72	-27	-63	-22	1	2	-229	30	39	42	23	72	92	71	58	82	158	198	176	153	161	208	211	177	178	200	206	152
Tax	-12	-10	-10	-47	3	25	-9	-29	-7	1	1	-78	11	14	14	82	18	23	18	15	21	40	50	45	39	41	52	55	44	45	50	55	39
Net Profit	-22	-19	-19	-90	6	47	-18	-34	-14	1	1	-151	20	25	28	-60	54	69	53	43	61	119	148	131	115	121	156	156	132	133	150	151	113
EPS in ₹	-14.46	0.00	0.00	0.00	3.24	26.42	-8.95	0.00	-6.96	0.12	0.09	-0.18	2.27	6.80	1.63	-3.44	3.08	3.97	3.06	2.47	3.52	6.83	8.55	7.53	6.60	6.95	8.99	9.01	7.62	7.68	8.64	8.73	6.53

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	15,760	15,652	16,223	15,870	16,911	18,864	23,337	25,356	29,162	36,056
Fixed Assets	175	215	215	216	218	253	269	288	319	406
Current Assets	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	0	0	0	0	0	0	0	0	0	0
Investments	4,427	5,987	5,762	4,114	4,028	5,360	6,126	7,012	5,849	7,551
Other Assets	11,158	9,450	10,246	11,540	12,666	13,251	16,942	18,057	22,994	28,099
Total Liabilities	14,871	14,759	15,224	14,981	15,480	16,904	21,157	22,705	25,959	32,252
Current Liabilities	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities	14,871	14,759	15,224	14,981	15,479	16,904	21,157	22,705	25,959	32,252
Total Equity	888	893	999	889	1,432	1,961	2,180	2,651	3,204	3,804
Reserve & Surplus	828	821	918	808	1,346	1,787	2,007	2,478	3,030	3,630
Share Capital	60	72	81	81	86	174	174	174	174	174

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	-276	-72	485	4	-242	-34	775	-140	263	1,318
Investing Activities	-16	-13	-17	-18	-22	-235	-1,231	131	-724	-1,439
Operating Activities	-356	-166	395	27	-893	-1,109	1,374	-852	2,211	1,783
Financing Activities	97	106	106	-5	674	1,310	632	581	-1,224	974

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	49.72 %	49.72 %	49.72 %	49.72 %	49.72 %	49.72 %	49.72 %	49.72 %	49.72 %	49.72 %	49.72 %	49.72 %	49.72 %	40.00 %
FIIs	5.30 %	5.47 %	5.66 %	5.72 %	5.02 %	5.06 %	5.16 %	5.37 %	5.73 %	5.90 %	4.65 %	4.62 %	4.92 %	12.43 %
DIIs	9.28 %	11.16 %	11.67 %	12.24 %	12.36 %	11.22 %	10.55 %	11.98 %	11.67 %	12.25 %	14.40 %	16.12 %	16.01 %	18.77 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	32.81 %	30.76 %	30.06 %	29.44 %	30.01 %	31.12 %	31.68 %	30.04 %	29.99 %	29.25 %	28.34 %	26.68 %	26.72 %	26.27 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,694.80	12,72,590.50	18.67	4,07,994.78	99.35	65,447	38.58	68.04
ICICI Bank	1,288.35	8,93,548.63	19.72	2,36,037.73	26.78	45,007	13.15	71.72
Axis Bank	1,240.45	3,80,782.72	14.24	1,37,989.36	30.43	26,424	5.79	68.00
Kotak Bank	1,839.70	3,66,987.06	19.69	94,273.91	38.35	17,977	79.47	62.75
Indusind Bank	1,480.25	1,14,312.81	12.67	55,143.99	23.81	8,977	2.18	66.56
IDBI Bank	89.77	98,201.69	15.61	30,370.41	20.68	5,814	40.90	44.21
Yes Bank	23.32	73,345.03	50.87	32,960.89	23.98	1,285	48.84	43.56
IDFC First Bank	72.79	54,808.39	19.23	36,256.84	33.32	2,942	-12.15	44.94
AU Small Finance Bank	724.25	53,470.73	31.22	1,445.99	19.10	761	29.90	73.55
Federal Bank	185.91	45,169.80	11.22	26,781.95	32.27	3,928	17.18	40.65

Corporate Action

Technical Indicators

RSI(14)

Neutral

45.19

ATR(14)

Less Volatile

8.51

STOCH(9,6)

Neutral

58.62

STOCH RSI(14)

Neutral

64.82

MACD(12,26)

Bullish

0.88

ADX(14)

Weak Trend

18.66

UO(9)

Bearish

47.33

ROC(12)

Downtrend And Accelerating

-2.05

WillR(14)

Neutral

-53.85