CSB Bank

CSB Bank

374.30
+5.70
(1.55%)
Market Cap
6,493.57 Cr
EPS
34.23
PE Ratio
10.66
Dividend Yield
0.00 %
Industry
Banks
52 Week High
445.60
52 Week Low
272.75
PB Ratio
1.48
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from3 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %

Company News

View All News
Caret
positive
CSB Bank held its 104th Annual General Meeting on August 26, 2025, where shareholders approved all 9 resolutions through electronic voting. Key approvals included adoption of audited financial statements for the year ended March 31, 2025, re-appointment of Madhavan Menon as director, and fixation of joint statutory auditors' remuneration. The bank appointed BNP & Associates as secretarial auditors and Biswamohan Mahapatra as Non-Executive Part-time Chairman. Pralay Mondal was re-appointed as Managing Director & CEO for three years from September 15, 2025 to September 14, 2028. Shareholders also approved continuing material related party transactions with promoter FIH Mauritius Investments Ltd and its subsidiary FIH Private Investments Ltd. The meeting was conducted through video conferencing with 64 shareholders attending, including 1 from the promoter group and 63 public shareholders. FIH Mauritius Investments Ltd's voting rights remain capped at 26% despite holding 40% of paid-up capital due to banking regulations.
negative
CSB Bank shares fell 8% on Thursday, extending losses for the third consecutive session to a total decline of 18%. The Kerala-based private lender reported quarterly results showing low single-digit growth in Net Interest Income and net profit, while asset quality deteriorated. The bank's margins dropped 82 basis points year-over-year, with MD & CEO Pralay Mondal expecting margins to remain between 3.5-4% and attributing the decline to higher-cost deposits. Trading volumes surged significantly, with Thursday seeing 9 lakh shares traded in the first hour compared to the usual 20-day average of 70,000 shares. Dolat Capital downgraded the stock from 'buy' to 'reduce' and cut its price target to ₹390 from ₹450. The stock is currently trading at ₹360, down from its 52-week high of ₹445.6 reached on August 5.
neutral
CSB Bank reported quarterly interest income of 10.4 billion rupees, up from 8.3 billion rupees year-over-year. Net profit increased to 1.2 billion rupees from 1.13 billion rupees compared to the same period last year. However, asset quality showed deterioration with Gross Non-Performing Assets (GNPA) rising to 1.84% from 1.57% quarter-over-quarter, while Net Non-Performing Assets (NNPA) increased to 0.66% from 0.52% quarter-over-quarter.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
967.05
#1 14,83,051.18
21.03
#1 4,70,915.90
15.42
#1 73,440
-0.57
44.64
1,419.40
10,12,745.59
19.14
2,94,586.90
#1 24.81
54,419
16.00
49.33
1,970.80
3,91,849.58
20.48
1,07,095.00
13.60
21,946
-39.96
45.85
1,104.40
3,42,482.99
12.31
1,55,916.90
12.99
28,112
-2.90
63.86
93.47
1,00,502.70
12.65
34,058.70
12.14
7,656
16.37
53.23
21.01
65,892.98
23.98
37,075.60
12.48
2,447
#1 56.72
66.34
739.90
57,642.34
57.20
56,358.10
2.20
2,575
-72.17
37.15
71.62
52,519.73
40.69
43,478.30
19.92
1,490
-29.43
55.25
196.27
48,242.74
#1 11.80
32,030.20
19.60
4,202
-9.24
45.72
162.14
26,120.29
12.93
24,914.80
18.41
2,745
-65.02
45.78
Forecast
Actual
Growth Rate
Revenue Growth
30.11 %
Net Income Growth
4.76 %
Cash Flow Change
-394.76 %
ROE
-11.41 %
ROCE
-0.49 %
EBITDA Margin (Avg.)
1.55 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
1,672
1,588
1,618
1,422
1,483
1,732
2,175
2,285
2,636
3,512
4,569
4,851
Expenses
555
643
589
644
859
656
911
748
873
1,244
1,572
1,732
EBITDA
-71
-215
6
-134
-284
158
333
652
777
817
876
807
Operating Profit %
64 %
57 %
56 %
50 %
36 %
57 %
51 %
63 %
62 %
58 %
56 %
55 %
Depreciation
11
14
15
16
17
24
41
38
43
56
76
0
Interest
1,189
1,159
1,023
912
908
918
931
885
986
1,451
2,121
2,312
Profit Before Tax
-82
-228
-9
-149
-300
134
293
614
734
761
800
807
Tax
-29
-79
-11
-52
-103
121
74
156
186
195
206
208
Net Profit
-53
-150
2
-98
-197
13
218
459
547
567
594
599
EPS in ₹
-10.50
-23.98
0.21
-12.04
-23.73
0.88
12.59
26.43
31.55
32.67
34.23
34.50

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
15,760
15,652
16,223
15,870
16,911
18,864
23,337
25,356
29,162
36,056
47,836
Fixed Assets
175
215
215
216
218
254
270
288
319
406
450
Current Assets
1,641
1,472
1,999
2,022
1,766
1,714
2,407
2,195
2,290
3,703
4,244
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
179
Investments
4,427
5,987
5,762
4,114
4,028
5,360
6,126
7,012
5,849
7,551
11,389
Other Assets
11,158
9,450
10,246
11,540
12,666
13,251
16,942
18,057
22,994
28,099
35,818
Total Liabilities
15,760
15,652
16,223
15,870
16,911
18,864
23,337
25,356
29,162
36,056
47,836
Current Liabilities
351
279
271
249
356
319
591
509
670
776
931
Non Current Liabilities
15,408
15,373
15,953
15,622
16,556
18,545
22,746
24,847
28,492
35,280
46,906
Total Equity
889
893
999
889
1,432
1,961
2,180
2,651
3,204
3,804
4,498
Reserve & Surplus
828
821
918
808
694
1,787
2,007
2,478
3,030
3,630
4,324
Share Capital
60
72
81
81
86
174
174
174
174
174
174

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-276
-72
485
4
-242
-34
775
-140
263
1,318
437
Investing Activities
-16
-13
-17
-18
-22
-235
-1,231
131
-724
-1,439
1,904
Operating Activities
-356
-166
395
27
-893
-1,109
1,374
-853
2,212
1,783
-5,256
Financing Activities
97
106
106
-5
674
1,310
632
581
-1,224
974
3,789

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
49.72 %
49.72 %
49.72 %
49.72 %
49.72 %
49.72 %
49.72 %
49.72 %
49.72 %
49.72 %
49.72 %
49.72 %
49.72 %
40.00 %
40.00 %
40.00 %
40.00 %
40.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
4.92 %
12.43 %
12.70 %
12.80 %
13.07 %
15.37 %
DIIs
8.18 %
9.52 %
9.74 %
9.77 %
9.73 %
8.90 %
8.38 %
11.98 %
11.67 %
11.68 %
14.40 %
15.53 %
16.01 %
18.77 %
17.65 %
17.06 %
16.88 %
14.63 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
17.32 %
16.11 %
15.92 %
15.61 %
16.23 %
17.24 %
17.61 %
18.18 %
18.18 %
17.59 %
16.93 %
16.00 %
16.23 %
16.20 %
16.73 %
17.12 %
17.47 %
17.57 %
Others
24.78 %
24.65 %
24.62 %
24.90 %
24.31 %
24.13 %
24.29 %
20.11 %
20.42 %
21.00 %
18.94 %
18.74 %
13.12 %
12.61 %
12.92 %
13.03 %
12.57 %
12.43 %
No of Share Holders
47,513
48,133
49,691
50,072
54,235
57,613
56,842
56,801
56,752
57,087
55,529
62,958
63,497
67,004
76,579
78,654
78,236
65,044

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
10 Jun 2019 CHANGE OF NAME Change Of Name
NA
10 Jun 2019 0.00 0.00
23 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
23 Aug 2024 357.00 331.30
24 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Oct 2024 314.95 302.90
28 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jan 2025 321.70 300.45
28 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Apr 2025 296.30 355.60
13 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
13 Aug 2025 427.60 405.55
26 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Aug 2025 424.85 386.15

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 01, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 26, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 26, 2025
Transfer Of Equity Shares From CSB ESOS TrustAug 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 18, 2025
Announcement under Regulation 30 (LODR)-Credit RatingAug 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 14, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 13, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 13, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationAug 13, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Dated August 13 2025 - Submission Of Unaudited Financial Results And Limited Review Report Thereon For The Quarter Ended June 30 2025Aug 13, 2025
Submission Of Unaudited Financial Results And Limited Review Report Thereon For The Quarter Ended June 30 2025Aug 13, 2025
Grant Of Stock Options Under CSB Employee Stock Option Scheme 2019Aug 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 04, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 03, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 02, 2025
Reg. 34 (1) Annual Report.Aug 02, 2025
Notice Of The 104Th Annual General Meeting (AGM) Of CSB Bank Ltd. And Annual Report For The Financial Year 2024-25Aug 02, 2025
Board Meeting Intimation for Consider And Approve The Unaudited Financial Results Of The Bank For The Quarter Ended June 30 2025Jul 28, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 25, 2025
Intimation Of Hundred And Fourth (104Th) Annual General Meeting (AGM) And Book Closure For AGMJul 23, 2025
Announcement Under Regulation 30 (LODR)-Newspaper PublicationJul 18, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Business Updates For The Quarter Ended June 30 2025Jul 03, 2025
Closure of Trading WindowJun 26, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJun 24, 2025
Outcome Of Board Meeting Held On Tuesday June 24 2025Jun 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 17, 2025
Receipt Of Approval Of Reserve Bank Of India For Reappointment Of Mr. Pralay Mondal (DIN: 00117994) As Managing Director & CEO Of CSB Bank LtdJun 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 03, 2025
Transfer Of Equity Shares From CSB ESOS TrustMay 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 29, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 22, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMay 21, 2025
Transfer Of Equity Shares From CSB ESOS TrustMay 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 15, 2025
Approval Of Reserve Bank Of India For Appointment Of Mr. Biswamohan Mahapatra (DIN: 06990345) As Non-Executive Part-Time Chairman Of The BankMay 09, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011May 09, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025

Technical Indicators

RSI(14)
Neutral
41.45
ATR(14)
Less Volatile
13.22
STOCH(9,6)
Neutral
32.59
STOCH RSI(14)
Neutral
67.39
MACD(12,26)
Bullish
0.20
ADX(14)
Strong Trend
29.97
UO(9)
Bearish
39.64
ROC(12)
Downtrend And Accelerating
-5.38
WillR(14)
Neutral
-72.65

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
UTI MNC Fund Direct-Growth
0.00%
-479788
-0.71%
-1.27%
ITI Mid Cap Fund Direct - Growth
0.78%
259301
0.78%
0.78%
DSP Small Cap Direct Plan-Growth
0.31%
130648
-0.01%
0.15%
ITI Large & Mid Cap Fund Direct-Growth
0.64%
110310
0.46%
0.64%
Samco Special Opportunities Fund Direct - Growth
1.83%
81916
1.83%
1.83%
ITI Banking and Financial Services Fund Direct - Growth
0.95%
79021
0.95%
0.95%
ITI ELSS Tax Saver Fund Direct - Growth
0.82%
32102
0.21%
0.82%
ICICI Prudential Multicap Fund Direct Plan-Growth
0.30%
-16574
-0.05%
-0.05%
Motilal Oswal Nifty Microcap 250 Index Fund Direct - Growth
0.49%
9214
-0.06%
-0.02%
Groww Nifty Total Market Index Fund Direct - Growth
0.02%
27
0.00%
0.00%
Angel One Nifty Total Market Index Fund Direct - Growth
0.02%
17
0.00%
0.00%
Bandhan Nifty Total Market Index Fund Direct-Growth
0.02%
9
0.00%
0.00%
Mirae Asset Nifty Total Market Index Fund Direct-Growth
0.02%
4
0.00%
0.00%
SBI Long Term Advantage Fund Series IV Direct - Growth
0.00%
0
0.00%
0.00%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct - Growth
3.76%
0
-0.45%
-0.04%
ICICI Prudential Exports and Services Fund Direct-Growth
0.00%
0
0.00%
0.00%
LIC MF Banking & Financial Services Fund Direct-Growth
2.35%
0
-0.29%
-0.32%
LIC MF Flexi Cap Fund Direct-Growth
1.38%
0
-0.20%
-0.10%
ICICI Prudential Banking and Financial Services Direct Plan-Growth
0.65%
0
-0.09%
-0.05%
HDFC BSE 500 Index Fund Direct - Growth
0.00%
0
0.00%
0.00%
Quantum Small Cap Fund Direct - Growth
2.55%
0
-0.50%
-0.17%
Edelweiss Small Cap Fund Direct - Growth
0.00%
0
0.00%
0.00%
DSP Banking & Financial Services Fund Direct - Growth
2.04%
0
-0.30%
-0.15%
SBI MNC Direct Plan-Growth
0.00%
0
0.00%
0.00%
SBI Small Cap Fund Direct-Growth
1.13%
0
-0.17%
-0.08%