| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 1,672 | 1,588 | 1,618 | 1,422 | 1,483 | 1,732 | 2,175 | 2,285 | 2,636 | 3,512 | 4,569 | 4,851 |
| Expenses | 555 | 643 | 589 | 644 | 859 | 656 | 911 | 748 | 873 | 1,244 | 1,572 | 1,732 |
| EBITDA | -71 | -215 | 6 | -134 | -284 | 158 | 333 | 652 | 777 | 817 | 876 | 807 |
| Operating Profit % | 64 % | 57 % | 56 % | 50 % | 36 % | 57 % | 51 % | 63 % | 62 % | 58 % | 56 % | 55 % |
| Depreciation | 11 | 14 | 15 | 16 | 17 | 24 | 41 | 38 | 43 | 56 | 76 | 0 |
| Interest | 1,189 | 1,159 | 1,023 | 912 | 908 | 918 | 931 | 885 | 986 | 1,451 | 2,121 | 2,312 |
| Profit Before Tax | -82 | -228 | -9 | -149 | -300 | 134 | 293 | 614 | 734 | 761 | 800 | 807 |
| Tax | -29 | -79 | -11 | -52 | -103 | 121 | 74 | 156 | 186 | 195 | 206 | 208 |
| Net Profit | -53 | -150 | 2 | -98 | -197 | 13 | 218 | 459 | 547 | 567 | 594 | 599 |
| EPS in ₹ | -10.50 | -23.98 | 0.21 | -12.04 | -23.73 | 0.88 | 12.59 | 26.43 | 31.55 | 32.67 | 34.23 | 34.50 |
CSB Bank
CSB Bank
350.85
-1.95
(-0.55%)
Market Cap
6,086.75 Cr
EPS
34.23
PE Ratio
10.22
Dividend Yield
0.00 %
Industry
Banks52 Week High
445.60
52 Week Low
272.75
PB Ratio
1.42
Debt to Equity
0.00
Sector
Private Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from3 analysts
Company News
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CSB Bank Shareholders Approve All 9 Resolutions at 104th AGM Including CEO Reappointment
Aug 26, 2025
Aug 26, 2025CSB Bank held its 104th Annual General Meeting on August 26, 2025, where shareholders approved all 9 resolutions through electronic voting. Key approvals included adoption of audited financial statements for the year ended March 31, 2025, re-appointment of Madhavan Menon as director, and fixation of joint statutory auditors' remuneration. The bank appointed BNP & Associates as secretarial auditors and Biswamohan Mahapatra as Non-Executive Part-time Chairman. Pralay Mondal was re-appointed as Managing Director & CEO for three years from September 15, 2025 to September 14, 2028. Shareholders also approved continuing material related party transactions with promoter FIH Mauritius Investments Ltd and its subsidiary FIH Private Investments Ltd. The meeting was conducted through video conferencing with 64 shareholders attending, including 1 from the promoter group and 63 public shareholders. FIH Mauritius Investments Ltd's voting rights remain capped at 26% despite holding 40% of paid-up capital due to banking regulations.
CSB Bank shares fell 8% on Thursday, extending losses for the third consecutive session to a total decline of 18%. The Kerala-based private lender reported quarterly results showing low single-digit growth in Net Interest Income and net profit, while asset quality deteriorated. The bank's margins dropped 82 basis points year-over-year, with MD & CEO Pralay Mondal expecting margins to remain between 3.5-4% and attributing the decline to higher-cost deposits. Trading volumes surged significantly, with Thursday seeing 9 lakh shares traded in the first hour compared to the usual 20-day average of 70,000 shares. Dolat Capital downgraded the stock from 'buy' to 'reduce' and cut its price target to ₹390 from ₹450. The stock is currently trading at ₹360, down from its 52-week high of ₹445.6 reached on August 5.
CSB Bank reported quarterly interest income of 10.4 billion rupees, up from 8.3 billion rupees year-over-year. Net profit increased to 1.2 billion rupees from 1.13 billion rupees compared to the same period last year. However, asset quality showed deterioration with Gross Non-Performing Assets (GNPA) rising to 1.84% from 1.57% quarter-over-quarter, while Net Non-Performing Assets (NNPA) increased to 0.66% from 0.52% quarter-over-quarter.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
965.75 | #1 14,81,057.52 | 21.24 | #1 4,70,915.90 | 15.42 | #1 73,440 | -0.57 | 44.02 | |
1,403.40 | 10,01,329.54 | 19.20 | 2,94,586.90 | #1 24.81 | 54,419 | 16.00 | 50.02 | |
2,032.80 | 4,04,176.89 | 21.33 | 1,07,095.00 | 13.60 | 21,946 | -39.96 | 63.53 | |
1,139.70 | 3,53,429.79 | 12.62 | 1,55,916.90 | 12.99 | 28,112 | -2.90 | 69.77 | |
94.17 | 1,01,255.37 | 12.56 | 34,058.70 | 12.14 | 7,656 | 16.37 | 52.78 | |
21.30 | 66,802.49 | 24.23 | 37,075.60 | 12.48 | 2,447 | #1 56.72 | 69.43 | |
740.40 | 57,681.30 | 56.80 | 56,358.10 | 2.20 | 2,575 | -72.17 | 37.14 | |
71.84 | 52,681.06 | 40.65 | 43,478.30 | 19.92 | 1,490 | -29.43 | 54.07 | |
198.59 | 48,812.99 | #1 12.04 | 32,030.20 | 19.60 | 4,202 | -9.24 | 57.11 | |
167.65 | 27,007.94 | 13.10 | 24,914.80 | 18.41 | 2,745 | -65.02 | 46.01 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
30.11 %
Net Income Growth
4.76 %
Cash Flow Change
-394.76 %
ROE
-11.41 %
ROCE
-0.49 %
EBITDA Margin (Avg.)
1.55 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 15,760 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 29,162 | 36,056 | 47,836 |
| Fixed Assets | 175 | 215 | 215 | 216 | 218 | 254 | 270 | 288 | 319 | 406 | 450 |
| Current Assets | 1,641 | 1,472 | 1,999 | 2,022 | 1,766 | 1,714 | 2,407 | 2,195 | 2,290 | 3,703 | 4,244 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 179 |
| Investments | 4,427 | 5,987 | 5,762 | 4,114 | 4,028 | 5,360 | 6,126 | 7,012 | 5,849 | 7,551 | 11,389 |
| Other Assets | 11,158 | 9,450 | 10,246 | 11,540 | 12,666 | 13,251 | 16,942 | 18,057 | 22,994 | 28,099 | 35,818 |
| Total Liabilities | 15,760 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 29,162 | 36,056 | 47,836 |
| Current Liabilities | 351 | 279 | 271 | 249 | 356 | 319 | 591 | 509 | 670 | 776 | 931 |
| Non Current Liabilities | 15,408 | 15,373 | 15,953 | 15,622 | 16,556 | 18,545 | 22,746 | 24,847 | 28,492 | 35,280 | 46,906 |
| Total Equity | 889 | 893 | 999 | 889 | 1,432 | 1,961 | 2,180 | 2,651 | 3,204 | 3,804 | 4,498 |
| Reserve & Surplus | 828 | 821 | 918 | 808 | 694 | 1,787 | 2,007 | 2,478 | 3,030 | 3,630 | 4,324 |
| Share Capital | 60 | 72 | 81 | 81 | 86 | 174 | 174 | 174 | 174 | 174 | 174 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -276 | -72 | 485 | 4 | -242 | -34 | 775 | -140 | 263 | 1,318 | 437 |
| Investing Activities | -16 | -13 | -17 | -18 | -22 | -235 | -1,231 | 131 | -724 | -1,439 | 1,904 |
| Operating Activities | -356 | -166 | 395 | 27 | -893 | -1,109 | 1,374 | -853 | 2,212 | 1,783 | -5,256 |
| Financing Activities | 97 | 106 | 106 | -5 | 674 | 1,310 | 632 | 581 | -1,224 | 974 | 3,789 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 49.72 % | 40.00 % | 40.00 % | 40.00 % | 40.00 % | 40.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 4.92 % | 12.43 % | 12.70 % | 12.80 % | 13.07 % | 15.37 % |
| DIIs | 8.18 % | 9.52 % | 9.74 % | 9.77 % | 9.73 % | 8.90 % | 8.38 % | 11.98 % | 11.67 % | 11.68 % | 14.40 % | 15.53 % | 16.01 % | 18.77 % | 17.65 % | 17.06 % | 16.88 % | 14.63 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 17.32 % | 16.11 % | 15.92 % | 15.61 % | 16.23 % | 17.24 % | 17.61 % | 18.18 % | 18.18 % | 17.59 % | 16.93 % | 16.00 % | 16.23 % | 16.20 % | 16.73 % | 17.12 % | 17.47 % | 17.57 % |
| Others | 24.78 % | 24.65 % | 24.62 % | 24.90 % | 24.31 % | 24.13 % | 24.29 % | 20.11 % | 20.42 % | 21.00 % | 18.94 % | 18.74 % | 13.12 % | 12.61 % | 12.92 % | 13.03 % | 12.57 % | 12.43 % |
| No of Share Holders | 47,513 | 48,133 | 49,691 | 50,072 | 54,235 | 57,613 | 56,842 | 56,801 | 56,752 | 57,087 | 55,529 | 62,958 | 63,497 | 67,004 | 76,579 | 78,654 | 78,236 | 65,044 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 10 Jun 2019 |  Change Of Name | NA | 10 Jun 2019 | 0.00 | 0.00 |
| 23 Aug 2024 |  Annual General Meeting | NA | 23 Aug 2024 | 357.00 | 331.30 |
| 24 Oct 2024 |  Quarterly Result Announcement | NA | 24 Oct 2024 | 314.95 | 302.90 |
| 28 Jan 2025 | Quarterly Result Announcement | NA | 28 Jan 2025 | 321.70 | 300.45 |
| 28 Apr 2025 | Quarterly Result Announcement | NA | 28 Apr 2025 | 296.30 | 355.60 |
| 13 Aug 2025 | Quarterly Result Announcement | NA | 13 Aug 2025 | 427.60 | 405.55 |
| 26 Aug 2025 | Annual General Meeting | NA | 26 Aug 2025 | 424.85 | 386.15 |
Announcements
Announcement under Regulation 30 (LODR)-Newspaper Publication1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 01, 2025
Sep 01, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 26, 2025
Aug 26, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 26, 2025
Aug 26, 2025Transfer Of Equity Shares From CSB ESOS TrustAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 21, 2025
Aug 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2025
Aug 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 18, 2025
Aug 18, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Investor PresentationAug 13, 2025
Aug 13, 2025Board Meeting Outcome for Outcome Of The Board Meeting Dated August 13 2025 - Submission Of Unaudited Financial Results And Limited Review Report Thereon For The Quarter Ended June 30 2025Aug 13, 2025
Aug 13, 2025Submission Of Unaudited Financial Results And Limited Review Report Thereon For The Quarter Ended June 30 2025Aug 13, 2025
Aug 13, 2025Grant Of Stock Options Under CSB Employee Stock Option Scheme 2019Aug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 03, 2025
Aug 03, 2025Business Responsibility and Sustainability Reporting (BRSR)Aug 02, 2025
Aug 02, 2025Reg. 34 (1) Annual Report.Aug 02, 2025
Aug 02, 2025Notice Of The 104Th Annual General Meeting (AGM) Of CSB Bank Ltd. And Annual Report For The Financial Year 2024-25Aug 02, 2025
Aug 02, 2025Board Meeting Intimation for Consider And Approve The Unaudited Financial Results Of The Bank For The Quarter Ended June 30 2025Jul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 25, 2025
Jul 25, 2025Intimation Of Hundred And Fourth (104Th) Annual General Meeting (AGM) And Book Closure For AGMJul 23, 2025
Jul 23, 2025Announcement Under Regulation 30 (LODR)-Newspaper PublicationJul 18, 2025
Jul 18, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Jul 07, 2025Business Updates For The Quarter Ended June 30 2025Jul 03, 2025
Jul 03, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 24, 2025
Jun 24, 2025Outcome Of Board Meeting Held On Tuesday June 24 2025Jun 24, 2025
Jun 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 23, 2025
Jun 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 17, 2025
Jun 17, 2025Receipt Of Approval Of Reserve Bank Of India For Reappointment Of Mr. Pralay Mondal (DIN: 00117994) As Managing Director & CEO Of CSB Bank LtdJun 12, 2025
Jun 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 03, 2025
Jun 03, 2025Transfer Of Equity Shares From CSB ESOS TrustMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 29, 2025
May 29, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 28, 2025
May 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 28, 2025
May 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 23, 2025
May 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 22, 2025
May 22, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 21, 2025
May 21, 2025Transfer Of Equity Shares From CSB ESOS TrustMay 20, 2025
May 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 15, 2025
May 15, 2025Approval Of Reserve Bank Of India For Appointment Of Mr. Biswamohan Mahapatra (DIN: 06990345) As Non-Executive Part-Time Chairman Of The BankMay 09, 2025
May 09, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011May 09, 2025
May 09, 2025Technical Indicators
RSI(14)
Neutral 35.38
ATR(14)
Less Volatile 13.24
STOCH(9,6)
Neutral 39.79
STOCH RSI(14)
Neutral 32.90
MACD(12,26)
Bullish 0.07
ADX(14)
Strong Trend 28.86
UO(9)
Bearish 37.74
ROC(12)
Downtrend And Accelerating -4.96
WillR(14)
Oversold -94.16
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