CSB Bank has released its provisional business update for the quarter ended December 31, 2025, showcasing robust growth across key financial metrics. The private sector lender demonstrated strong performance with significant increases in both deposits and advances, reinforcing its competitive position in the banking sector.

Deposit Portfolio Expansion

The bank's deposit base showed impressive growth, with total deposits reaching ₹40,460.00 crores as of December 31, 2025. This represents a substantial 21% year-over-year increase from ₹33,407.00 crores in the corresponding period last year.

Term deposits emerged as a key growth driver, increasing 27% year-over-year to ₹32,144.00 crores. Current account and savings account (CASA) deposits stood at ₹8,316.00 crores, marking a modest 3% year-over-year growth.

Advances and Lending Performance

CSB Bank's lending portfolio maintained strong momentum with gross advances growing 29% year-over-year to ₹37,208.00 crores, compared to ₹28,915.00 crores in the previous year. The bank showed particular strength in gold-backed lending, with advances against gold and gold jewellery reaching ₹19,023.00 crores.

Sequential Growth Trends

On a sequential basis, the bank demonstrated consistent growth momentum. Total deposits increased from ₹39,651.00 crores in September 2025, while gross advances rose from ₹34,712.00 crores in the previous quarter. Gold advances also showed strong sequential growth from ₹16,456.00 crores in September 2025.

Market Response

Shares of CSB Bank ended at ₹485.00, gaining ₹1.85 or 0.23% on the trading session following the business update announcement. The positive market response reflects investor confidence in the bank's growth trajectory and operational performance.

CSB Bank has reported strong deposit growth, with total deposits reaching ₹40,460.00 crores by December 31, 2025. This represents a significant 21% year-over-year increase, highlighting the bank's successful deposit mobilization efforts.

Deposit Performance Overview

The bank's deposit growth demonstrates robust performance in attracting customer funds and expanding its deposit base. The substantial increase indicates positive customer confidence in the bank's services and financial stability.

Growth Trajectory

The 21% year-over-year growth in deposits reflects the bank's effective strategies in customer acquisition and retention. This deposit expansion provides the bank with increased resources for lending activities and business growth initiatives.

The strong deposit performance positions CSB Bank favorably in the competitive banking sector, demonstrating its ability to attract and retain customer funds in a dynamic market environment. This growth trajectory indicates the bank's expanding market presence and customer trust in its banking services.