Capri Global Capital Limited (CGCL), a prominent player in the Indian financial sector, has recently received a commendable Environmental, Social, and Governance (ESG) score of 64 from ESG Risk Assessments and Insights Limited (ESGRisk.ai). This score places CGCL in the 'Strong' category, highlighting the company's commitment to sustainable and responsible business practices.

Key Highlights of the ESG Assessment

ESGRisk.ai's evaluation recognized CGCL's strong performance in several critical areas:

According to ESGRisk.ai's criteria, a 'Strong' rating indicates that CGCL is an ESG leader with a demonstrated ability to effectively manage material ESG risks through a comprehensive and robust risk management framework.

Implications for Investors

This strong ESG rating could have positive implications for investors and stakeholders:

1. Risk Management: The rating suggests that CGCL is well-equipped to handle ESG-related risks, which could translate to better long-term financial stability.
2. Regulatory Compliance: Strong governance practices often indicate better preparedness for evolving regulatory requirements.
3. Stakeholder Confidence: A high ESG score may enhance the company's reputation among investors, customers, and partners.

Upcoming Investor Interaction

In a related development, CGCL has announced an upcoming group meeting with analysts and investors:

This meeting, scheduled from 2:00 PM to 5:00 PM (IST), provides an opportunity for stakeholders to engage with the company's representatives. CGCL has assured that no unpublished price-sensitive information will be shared during this interaction.

As the financial sector continues to evolve, Capri Global Capital's strong ESG rating and transparent communication practices position it as a company committed to sustainable growth and stakeholder value creation.

Capri Global Capital , a prominent player in the financial services sector, has unveiled ambitious growth plans for the coming years. The company has set its sights on achieving a substantial increase in its Assets Under Management (AUM), projecting a 40% growth in FY25 and aiming to reach ₹50,000 crore AUM by FY28.

Growth Drivers and Financial Targets

Managing Director Rajesh Sharma attributes the company's growth prospects to several key factors:

1. Branch Expansion: Addition of 86 new branches in the latest quarter
2. Technology Improvements: Enhanced operational efficiency
3. Strong Demand: Robust demand across various lending segments

Key Financial Metrics

The fee-based income is derived from insurance, co-lending, and car loans, diversifying the company's revenue streams.

Loan Portfolio Composition

Capri Global Capital maintains a 100% secured loan portfolio, structured as follows:

The MSME and affordable housing loans are secured by property, while the company operates under the Reserve Bank of India's 75% loan-to-value cap for gold loans.

Risk Management

To manage risk effectively, particularly for gold loans, Capri Global Capital employs automated SMS alerts for any breaches in the loan-to-value ratio. This system helps the company maintain a vigilant approach to its loan portfolio and ensures compliance with regulatory requirements.

The company's strategic focus on secured lending, coupled with its ambitious growth targets and diversified income sources, positions Capri Global Capital for potential expansion in the coming years. However, investors should note that these projections are forward-looking and actual results may vary based on market conditions and other factors.