Capri Global Capital Limited (CGCL), a systemically important Non-Banking Financial Company (NBFC), has announced the successful oversubscription of its public issue of secured, rated, listed, redeemable non-convertible debentures (NCDs). The issue, which opened on September 30, 2025, and closed on October 7, 2025, garnered strong interest from a diverse range of investors.

Issue Details

The NCD issue had a base size of ₹2,000 million with an option to retain oversubscription up to ₹2,000 million, totaling ₹4,000 million. Here are the key details of the issue:

Investor Response

The issue received a positive response from various investor categories, including:

• Institutional investors
• Non-institutional investors
• High-net-worth individuals
• Retail individual investors

Fund Utilization

CGCL has outlined the following plan for utilizing the funds raised through this NCD issue:

Company Overview

As of June 30, 2025, Capri Global Capital Limited boasts impressive figures:

The company offers a diverse range of secured and collateralized loans across four primary lending segments: MSME Loans, Gold Loans, Construction Finance, and Housing Loans (through its subsidiary, Capri Global Housing Finance Limited).

Management Commentary

Mr. Rajesh Sharma, Managing Director of Capri Global Capital Limited, commented on the successful NCD issue: "The over-subscription of our NCD issue demonstrates the investors' trust and confidence in our business model, expansion drive, corporate governance as well as risk management practices and the overall growth outlook. We have created a niche for us in the NBFC space with our established presence and strong execution capabilities. The capital infusion will further strengthen our focus to serve underbanked and underserved customers."

The successful oversubscription of Capri Global Capital's NCD issue reflects investor confidence in the company's business model and growth prospects. As the company continues to expand its presence in the NBFC sector, this capital infusion is expected to bolster its ability to serve its target customer base and create value for stakeholders.

Capri Global Capital , a prominent non-banking financial company (NBFC), has announced an ambitious plan to raise ₹65.00 billion (approximately $732.90 million) through a combination of bonds and loans in the current financial year. This strategic move aims to fuel the company's loan book expansion and support its aggressive branch network growth.

Fundraising Progress and Plans

The company has already made significant strides in its fundraising efforts, having successfully raised ₹18.00 billion in the first half of the fiscal year, spanning from April to September. Capri Global Capital is now setting its sights on raising an additional ₹47.00 billion in the latter half of the fiscal year to meet its target.

Upcoming Bond Issue

As part of its fundraising strategy, Capri Global Capital is preparing to launch a public bond issue next week. The company aims to raise approximately ₹4.00 billion through this issuance. The bonds will offer investors a range of maturity options, from 18 months to 10 years, catering to diverse investment preferences.

Bond Ratings and Management

The bonds have received 'AA' ratings from both Infomerics and Acuite Ratings, indicating a high degree of safety regarding timely servicing of financial obligations and very low credit risk. Trust Investment Advisors has been appointed as the lead manager for this bond issue, overseeing the process and ensuring smooth execution.

Future Fundraising Outlook

Looking ahead, Capri Global Capital has outlined plans to raise between ₹10.00-15.00 billion through bond issuances over the next six months. The company remains open to the possibility of launching another public issue, with the decision contingent on the market response to the upcoming bond offering.

Expansion Plans

The proceeds from this extensive fundraising initiative will be primarily directed towards two key areas:

1. Loan Book Expansion: A significant portion of the funds will be allocated to grow the company's loan portfolio, enabling it to meet the increasing credit demand in its target markets.

2. Branch Network Growth: Capri Global Capital plans to establish 200 new branches, substantially expanding its physical presence and enhancing its ability to serve a broader customer base.

This comprehensive fundraising plan underscores Capri Global Capital's commitment to growth and its confidence in the market opportunity for NBFCs in India. As the company embarks on this significant expansion, it is poised to strengthen its position in the financial services sector and capitalize on the evolving credit landscape in the country.

Investors and market observers will be closely watching the success of the upcoming bond issue and the company's progress towards its ambitious ₹65.00 billion fundraising goal.