Capri Global Capital Limited (CGCL) has received an Environmental, Social, and Governance (ESG) rating of 64 for the fiscal year 2025 from Crisil ESG Ratings & Analytics Ltd, a SEBI-registered 'Category 1' ESG rating provider. This rating reflects the company's performance across various sustainability parameters.

Rating Breakdown

The ESG rating for Capri Global Capital is based on three key pillars:

Independent Assessment

It's noteworthy that Capri Global Capital did not engage Crisil ESG Ratings for this assessment. The rating was independently prepared by Crisil ESG Ratings based on publicly available data, underscoring the objectivity of the evaluation process.

Transparency and Disclosure

In line with regulatory requirements and commitment to transparency, Capri Global Capital has made the detailed ESG summary report available on both the company's website ( www.capriloans.in ) and Crisil ESG's website ( www.crisilesg.com ). This allows stakeholders to access comprehensive information about the company's ESG performance.

Regulatory Compliance

The company has adhered to the necessary disclosures as per BSE Circular No. 20230714-34 dated July 14, 2023, and NSE Circular No. NSE/CML/2023/57 dated July 14, 2023, demonstrating its commitment to regulatory compliance and transparency in ESG reporting.

Implications for Investors

This ESG rating provides valuable insights for investors and stakeholders who are increasingly focusing on sustainable and responsible investing. The rating of 64 suggests that Capri Global Capital has made significant strides in integrating ESG factors into its business operations, with particularly strong performance in the Governance pillar.

As ESG considerations continue to gain prominence in the financial sector, this rating may positively influence investor perceptions and potentially impact the company's access to capital and overall market positioning.

Capri Global Capital's proactive approach to ESG reporting, even without direct engagement with the rating agency, demonstrates its commitment to sustainability and responsible business practices. As the company continues to enhance its ESG performance, it may see improved ratings in future assessments, particularly in the Environmental and Social pillars where there is room for improvement.

Capri Global Capital Limited (CGCL), a prominent non-banking financial company (NBFC), has announced an ambitious growth strategy aimed at significantly expanding its market presence by fiscal year 2028 (FY28).

Aggressive AUM Target

The company's Co-Managing Director has set forth a strategic goal to achieve Rs 50,000 crores in Assets Under Management (AUM) by FY28. This target represents a substantial increase from the company's current AUM, which stood at Rs 27,040.00 crores as of September 30, 2025, according to the latest financial results.

Financial Performance Objectives

In addition to the AUM target, CGCL has outlined specific financial performance objectives:

• Return on Average Equity (ROAE): The company aims to achieve an ROAE of 16-18% by FY28.
• Return on Average Assets (ROAA): CGCL targets an ROAA of 4.0%-4.5% for the same period.

These targets indicate the company's focus on maintaining profitability while pursuing aggressive growth.

Current Financial Position

The announcement comes on the heels of CGCL's strong financial performance in the second quarter of fiscal year 2026. Key highlights from the Q2 FY26 results include:

The company's robust growth across various segments, including Gold Loans (58.1% YoY growth) and Affordable Housing (37.0% YoY growth), provides a strong foundation for its ambitious future plans.

Strategic Initiatives

To achieve its FY28 goals, Capri Global Capital is likely to focus on:

1. Expanding its product portfolio
2. Enhancing its geographical presence
3. Leveraging technology for improved efficiency
4. Strengthening its capital base

The company's recent Qualified Institutions Placement (QIP) of equity shares, which raised approximately Rs 20,000.00 million, demonstrates its commitment to fortifying its financial position to support future growth.

Market Implications

CGCL's aggressive growth strategy could potentially reshape the competitive landscape in the NBFC sector. The company's focus on high-yielding segments like Gold Loans and Affordable Housing, coupled with its emphasis on maintaining strong return ratios, positions it as a significant player to watch in the coming years.

As the company pursues its ambitious targets, investors and market observers will be keenly watching its execution capabilities and ability to maintain asset quality while scaling up operations.

While the targets set by Capri Global Capital are undoubtedly ambitious, they reflect the company's confidence in its business model and the growth potential of the Indian financial services sector. The success of this strategy will depend on various factors, including the overall economic environment, regulatory landscape, and the company's ability to innovate and adapt to changing market conditions.