Capri Global Capital Limited (CGCL), a prominent non-banking financial company, has reported a strong financial performance for the second quarter, with significant growth in both revenue and profitability.

Key Financial Highlights

• Net Profit: ₹2.36 billion, up 143% year-on-year from ₹970 million
• Revenue: ₹11.21 billion, increased from ₹7.52 billion, representing a 49% growth
• Interest Income: ₹7.20 billion, up from ₹4.88 billion in the previous year's corresponding quarter
• Fee and Commission Income: ₹440.81 million, compared to ₹142.11 million in the same quarter last year

Operational Performance

The company's robust growth is reflected in its loan portfolio and asset quality:

• Loans: ₹157.84 billion as of September 30, showing significant expansion
• Gross NPA Ratio: 1.23%, indicating strong asset quality
• Net NPA Ratio: 0.69%, further underlining the company's effective risk management

Financial Position

CGCL's balance sheet remains strong, with:

• Total Assets: ₹195.33 billion
• Net Worth: ₹62.10 billion
• Capital Adequacy Ratio (CAR): 32.86%, well above regulatory requirements

Management Commentary

Rajesh Sharma, Managing Director of Capri Global Capital Limited, commented on the results: "Our Q2 performance demonstrates the resilience and strength of our business model. The significant increase in net profit and robust growth in revenue reflect our strategic focus on expanding our loan book while maintaining asset quality. We remain committed to leveraging technology and our deep market understanding to drive sustainable growth."

Business Segments

While specific segment-wise data was not provided, CGCL's growth appears to be broad-based across its various lending segments, which typically include MSME loans, housing finance, and construction finance.

Future Outlook

The company's strong capital position, with a high CAR of 32.86%, positions it well for future growth opportunities. CGCL's focus on maintaining asset quality while expanding its loan book suggests a balanced approach to growth and risk management.

Conclusion

Capri Global Capital's Q2 results showcase a company on a strong growth trajectory, with impressive improvements in profitability and revenue. The significant year-on-year growth in net profit and the healthy expansion of its loan book indicate effective execution of its business strategies. As the company continues to navigate the dynamic financial services landscape, its robust financial metrics and focus on asset quality position it well for sustained performance in the coming quarters.

Capri Global Capital Limited (CGCL), a systemically important Non-Banking Financial Company (NBFC), has announced the successful oversubscription of its public issue of secured, rated, listed, redeemable non-convertible debentures (NCDs). The issue, which opened on September 30, 2025, and closed on October 7, 2025, garnered strong interest from a diverse range of investors.

Issue Details

The NCD issue had a base size of ₹2,000 million with an option to retain oversubscription up to ₹2,000 million, totaling ₹4,000 million. Here are the key details of the issue:

Investor Response

The issue received a positive response from various investor categories, including:

• Institutional investors
• Non-institutional investors
• High-net-worth individuals
• Retail individual investors

Fund Utilization

CGCL has outlined the following plan for utilizing the funds raised through this NCD issue:

Company Overview

As of June 30, 2025, Capri Global Capital Limited boasts impressive figures:

The company offers a diverse range of secured and collateralized loans across four primary lending segments: MSME Loans, Gold Loans, Construction Finance, and Housing Loans (through its subsidiary, Capri Global Housing Finance Limited).

Management Commentary

Mr. Rajesh Sharma, Managing Director of Capri Global Capital Limited, commented on the successful NCD issue: "The over-subscription of our NCD issue demonstrates the investors' trust and confidence in our business model, expansion drive, corporate governance as well as risk management practices and the overall growth outlook. We have created a niche for us in the NBFC space with our established presence and strong execution capabilities. The capital infusion will further strengthen our focus to serve underbanked and underserved customers."

The successful oversubscription of Capri Global Capital's NCD issue reflects investor confidence in the company's business model and growth prospects. As the company continues to expand its presence in the NBFC sector, this capital infusion is expected to bolster its ability to serve its target customer base and create value for stakeholders.