Capri Global Capital , a prominent player in the financial services sector, has unveiled ambitious growth plans for the coming years. The company has set its sights on achieving a substantial increase in its Assets Under Management (AUM), projecting a 40% growth in FY25 and aiming to reach ₹50,000 crore AUM by FY28.

Growth Drivers and Financial Targets

Managing Director Rajesh Sharma attributes the company's growth prospects to several key factors:

1. Branch Expansion: Addition of 86 new branches in the latest quarter
2. Technology Improvements: Enhanced operational efficiency
3. Strong Demand: Robust demand across various lending segments

Key Financial Metrics

The fee-based income is derived from insurance, co-lending, and car loans, diversifying the company's revenue streams.

Loan Portfolio Composition

Capri Global Capital maintains a 100% secured loan portfolio, structured as follows:

The MSME and affordable housing loans are secured by property, while the company operates under the Reserve Bank of India's 75% loan-to-value cap for gold loans.

Risk Management

To manage risk effectively, particularly for gold loans, Capri Global Capital employs automated SMS alerts for any breaches in the loan-to-value ratio. This system helps the company maintain a vigilant approach to its loan portfolio and ensures compliance with regulatory requirements.

The company's strategic focus on secured lending, coupled with its ambitious growth targets and diversified income sources, positions Capri Global Capital for potential expansion in the coming years. However, investors should note that these projections are forward-looking and actual results may vary based on market conditions and other factors.

Capri Global Capital , a prominent player in the financial services sector, has unveiled ambitious growth projections during a recent conference call. The company anticipates significant expansion in its Assets Under Management (AUM) and Profit After Tax (PAT) over the next few years.

Key Projections

• Assets Under Management (AUM): Capri Global Capital expects its AUM to reach ₹32,000 crores by FY26.
• Profit After Tax (PAT): The company projects its PAT to hit ₹850 crores by FY26.

These projections underscore Capri Global Capital's confidence in its growth strategy and market position. The substantial increase in AUM suggests the company's plans for expansion of its loan portfolio and customer base.

Recent Financial Performance

To provide context for these projections, it's worth noting Capri Global Capital's recent financial performance:

The company has shown strong year-over-year growth, with Q2 FY26 net profit more than doubling compared to Q2 FY25.

ESG Initiatives

In addition to its financial projections, Capri Global Capital has also made strides in its Environmental, Social, and Governance (ESG) practices. The company recently received an ESG rating of "64" for FY 2025 from Crisil ESG Ratings & Analytics Ltd. The breakdown of this rating is as follows:

• Environmental Pillar Score: 56/100
• Social Pillar Score: 59/100
• Governance Pillar Score: 73/100

This rating reflects the company's performance on various ESG parameters and demonstrates its commitment to sustainable business practices.

As Capri Global Capital sets its sights on these growth targets, investors and market observers will be keenly watching the company's progress towards achieving these projections in the coming years.