Can Fin Homes Limited Submits Asset Liability Management Statement for Commercial Paper Listing Compliance
Can Fin Homes Limited submitted its Asset Liability Management Statement as on December 31, 2025, to stock exchanges for commercial paper listing compliance. The filing includes detailed short-term and structural liquidity positions, showing balanced near-term cash flows and positive long-term asset-liability matching of ₹28862.22 crores. The company maintains substantial undrawn borrowing facilities of ₹3947.41 crores with banks and ₹6000.60 crores in working capital facilities.

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Can Fin Homes Limited has filed its Asset Liability Management (ALM) Statement as on December 31, 2025, with the National Stock Exchange and BSE Limited. The submission was made on March 05, 2026, by Company Secretary Nilesh Jain as part of regulatory compliance requirements for commercial paper listings.
Regulatory Compliance Framework
The ALM statement filing aligns with Chapter XVII of the SEBI Master Circular for "Issue and Listing of Non-Convertible Securities, Securitised Debt Instruments, Security Receipts, Municipal Debt Securities and Commercial Paper" dated October 15, 2025. This circular mandates continuous disclosure requirements for entities with listed commercial papers, ensuring transparency in liquidity management practices.
Short-term Dynamic Liquidity Position
The company's short-term dynamic liquidity statement reveals detailed cash flow projections across multiple time horizons. The analysis covers periods from 1-7 days through April-June 2026, providing comprehensive visibility into expected inflows and outflows.
| Time Period: | Total Outflows (₹ Cr) | Total Inflows (₹ Cr) | Mismatch (₹ Cr) |
|---|---|---|---|
| 1-7 days: | 544.52 | 544.59 | 0.07 |
| 8-14 days: | 397.03 | 397.26 | 0.23 |
| 15-31 days: | 1549.25 | 1549.34 | 0.09 |
| Over 1-3 months: | 8288.84 | 8289.90 | 1.07 |
| Over 3-6 months: | 6903.05 | 5646.88 | -1256.17 |
The short-term liquidity analysis shows balanced positions in near-term periods, with a significant negative mismatch of ₹1256.17 crores in the 3-6 month bucket, representing -18.20% of total outflows for that period.
Structural Liquidity Assessment
The structural liquidity statement provides a comprehensive view of the company's long-term asset-liability matching across various maturity buckets extending beyond five years. Total outflows amount to ₹49723.12 crores, while total inflows reach ₹78595.11 crores, resulting in a positive cumulative mismatch of ₹28862.22 crores.
| Maturity Bucket: | Outflows (₹ Cr) | Inflows (₹ Cr) | Mismatch (₹ Cr) |
|---|---|---|---|
| 1-7 days: | 936.32 | 1821.70 | 885.38 |
| Over 1-3 years: | 15513.76 | 20066.98 | 4553.22 |
| Over 3-5 years: | 7387.70 | 17570.25 | 10182.55 |
| Over 5 years: | 9353.63 | 18821.21 | 9467.59 |
Borrowing Capacity and Liquidity Buffers
The company maintains substantial undrawn borrowing facilities to support liquidity management. Available credit lines include ₹3947.41 crores in unavailed borrowing limits with various banks and ₹6000.60 crores in working capital demand loan facilities. These arrangements provide significant financial flexibility for meeting operational requirements and managing temporary liquidity mismatches.
Compliance with Tolerance Limits
The structural liquidity analysis demonstrates adherence to prescribed tolerance limits for asset-liability mismatches. The cumulative mismatch percentages across different time buckets remain well within regulatory thresholds, with tolerance limits ranging from -9.00% for short-term buckets to -20.00% for longer-term maturity periods.
Historical Stock Returns for Can Fin Homes
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +1.35% | -7.33% | -12.13% | +8.85% | +38.92% | +62.92% |


































