UnifinZ Capital India Limited's Finance Committee has approved a significant debt fundraising initiative through the issuance of non-convertible debentures worth ₹30 crore. The committee meeting held on March 11, 2026, from 3:00 PM to 3:40 PM, considered and approved the comprehensive debenture issuance plan under existing regulatory frameworks.

Debenture Structure and Pricing

The approved issuance comprises 30,000 listed, rated, senior, secured, taxable, transferable, redeemable, non-convertible debentures denominated in Indian Rupees. Each debenture carries a face value of ₹10,000, resulting in an aggregate nominal value of ₹30 crore. Additionally, the company has incorporated a green shoe option of up to 5,000 additional debentures with similar specifications, providing flexibility to raise up to ₹5 crore more if market conditions warrant.

Interest Terms and Maturity Schedule

The debentures offer an attractive interest rate of 13% per annum, payable on a monthly basis to debenture holders. The company has set the deemed date of allotment as March 18, 2026, with the final redemption date scheduled for May 24, 2027. This structure provides investors with a tenure of 14 months and 6 days from the allotment date.

Security and Listing Details

The debentures will be secured through a comprehensive security structure designed to protect investor interests. The company will create a first ranking exclusive and continuing charge in favor of the debenture trustee over certain identified book debts and receivables. The value of these hypothecated assets must maintain a minimum coverage ratio of 1.30 times the outstanding debenture amounts throughout the tenure.

The debentures are proposed for listing on the Wholesale Debt Market segment of BSE Limited under the existing ISIN INE926R07019. This private placement issuance will be conducted in accordance with SEBI regulations, specifically under Regulations 30 & 51 of the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015.

Default Protection Mechanisms

To safeguard investor interests, the company has incorporated penalty provisions for payment defaults. In case of delayed payment of interest or principal for more than three months from the due date, additional interest at 4% per annum over the base interest rate will be applicable on outstanding principal amounts. This penalty interest will continue until the payment default is resolved or the debentures are fully redeemed.

The debentures will be redeemed on a pari passu basis, with the company making payment of outstanding principal amounts on the final redemption date in accordance with the debenture trust deed and other transaction documents. All rights, interests, and privileges of debenture holders will be governed by the comprehensive transaction documents executed between the company and the debenture trustee.

Unifinz Capital India Limited has announced significant changes in its key managerial personnel, appointing a new Chief Financial Officer while transitioning from an interim arrangement. The company's Board of Directors approved these leadership changes during their meeting held on March 7, 2026.

New CFO Appointment

The Board of Directors, based on recommendations from the Nomination & Remuneration Committee and Audit Committee, approved the appointment of Mr. Vijay Kumar Singh as Chief Financial Officer and Key Managerial Personnel with effect from March 7, 2026. The appointment follows the provisions of Section 203 and includes terms and conditions as decided by the Board of Directors.

Professional Background

Mr. Vijay Kumar Singh brings substantial expertise to his new role as a qualified Chartered Accountant with over 18 years of extensive experience. His professional background encompasses managing finance and accounts, budgeting, business operations, financial analytics, risk and liability management, audits, and various business strategic interventions.

His career spans both banking and NBFC sectors, where he has been instrumental in managing audits, raising liability lines, supporting business operations through effective budgeting, and contributing to IPO-related activities. Mr. Singh began his professional journey with nearly nine years at ICICI Bank before moving to Cent Bank Home Finance Limited.

Previous Leadership Roles

Mr. Singh has held Chief Financial Officer positions at several organizations, demonstrating his leadership capabilities across different financial institutions:

• Sohanlal Commodity Management Limited
• Livfin India Pvt Ltd
• Netafim Agricultural Financing Agency
• Cent Bank Home Finance Limited

Most recently, he served as Chief Operating Officer at Kissandhan Agri Financial Services Pvt. Ltd before joining Unifinz Capital India Limited.

Leadership Transition

Concurrently with Mr. Singh's appointment, Mrs. Ritu Tomar ceased to be the Interim Chief Financial Officer and key managerial personnel of Unifinz Capital India Limited with effect from March 6, 2026. This transition represents a shift from interim to permanent leadership in the CFO position.

Board Meeting Details

The Board meeting that approved these appointments commenced at 03:00 P.M. and concluded at 03:30 P.M. on March 7, 2026. The company has communicated these changes to BSE Limited in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, along with relevant SEBI circulars dated November 11, 2024, and December 31, 2024.