Unifinz Capital India Limited has successfully completed the allotment of non-convertible debentures worth ₹75 crore through its Finance Committee meeting held on February 24, 2026. The company informed BSE Limited about this significant fundraising initiative under the regulatory compliance framework of SEBI Listing Regulations.

Debenture Allotment Details

The Finance Committee approved the allotment of 75,000 listed, rated, senior, secured, transferable, redeemable, non-convertible debentures denominated in Indian Rupees. Each debenture carries a face value of ₹10,000, resulting in an aggregate nominal value of ₹75,00,00,000.

Interest and Tenure Structure

The debentures offer attractive returns with a fixed coupon rate of 13% per annum, payable on a monthly basis. The securities have a tenure of 15 months from the deemed date of allotment.

Security and Rating Information

The debentures are secured instruments with hypothecated assets maintaining a coverage ratio of at least 1.30 times the outstanding debenture value throughout the tenure. India Ratings and Research Private Limited has assigned a BBB-/Stable rating to these debentures, indicating adequate safety with stable outlook.

Listing and Compliance

The debentures will be listed on the Wholesale Debt Market segment of BSE Limited. The company has fulfilled all disclosure requirements under Regulations 30 and 51 of SEBI Listing Regulations. In case of payment default, additional interest at 4% per annum over the base interest rate will be applicable on outstanding principal amounts.

Meeting Details

The Finance Committee meeting commenced at 1:00 PM and concluded at 1:40 PM on February 24, 2026. The company secretary Ritu Tomar signed the regulatory filing, ensuring compliance with all applicable provisions of SEBI regulations and listing obligations.

Unifinz Capital India Limited has announced its unaudited financial results for the third quarter ended December 31, 2025, demonstrating strong operational performance and significant growth across key financial parameters. The Board of Directors approved these results during a meeting held on February 6, 2026.

Financial Performance Overview

The company delivered impressive financial results for Q3 FY26, with substantial improvements in revenue generation and profitability metrics.

Revenue and Income Analysis

The company's revenue growth was primarily driven by interest income, which reached ₹14,750.67 lakhs in Q3 FY26 compared to ₹3,723.03 lakhs in Q3 FY24. This represents the core business performance of the financial services company. Other income contributed ₹5.05 lakhs during the quarter, bringing total income to ₹14,755.34 lakhs.

Nine-Month Performance

For the nine-month period ended December 31, 2025, Unifinz Capital demonstrated consistent growth momentum with strong year-over-year improvements.

Expense Management

Total expenses for Q3 FY26 stood at ₹10,936.02 lakhs, with impairment of financial assets being the largest component at ₹5,555.91 lakhs. Other significant expense categories included:

• Finance costs: ₹1,101.71 lakhs
• Other expenses: ₹3,310.82 lakhs
• Employee benefit expenses: ₹714.33 lakhs
• Fees and commission expenses: ₹231.49 lakhs

Corporate Actions and Capital Structure

The company completed a significant bonus share issuance during the quarter. The Board of Directors recommended a bonus share ratio of 4:1 on November 14, 2025, which was subsequently approved by shareholders on December 10, 2025. The company allotted 35,414,468 equity shares of ₹10 each on December 22, 2025, to shareholders holding shares as of the record date of December 19, 2025.

The paid-up equity share capital increased to ₹4,426.81 lakhs as of December 31, 2025, from ₹885.36 lakhs in the previous quarter, reflecting the bonus share issuance.

Regulatory Compliance and Outlook

The financial results were prepared in accordance with Indian Accounting Standards (Ind AS) and reviewed by R. Gopal & Associates, Chartered Accountants. The company operates primarily in the financing business and continues to focus on its core lending operations. The results will be published in English and vernacular newspapers and are available on the company's website at www.unifinz.in .