Unifinz Capital India Limited has successfully completed the allotment of non-convertible debentures worth ₹75 crore through its Finance Committee meeting held on February 24, 2026. The company informed BSE Limited about this significant fundraising initiative under the regulatory compliance framework of SEBI Listing Regulations.

Debenture Allotment Details

The Finance Committee approved the allotment of 75,000 listed, rated, senior, secured, transferable, redeemable, non-convertible debentures denominated in Indian Rupees. Each debenture carries a face value of ₹10,000, resulting in an aggregate nominal value of ₹75,00,00,000.

Interest and Tenure Structure

The debentures offer attractive returns with a fixed coupon rate of 13% per annum, payable on a monthly basis. The securities have a tenure of 15 months from the deemed date of allotment.

Security and Rating Information

The debentures are secured instruments with hypothecated assets maintaining a coverage ratio of at least 1.30 times the outstanding debenture value throughout the tenure. India Ratings and Research Private Limited has assigned a BBB-/Stable rating to these debentures, indicating adequate safety with stable outlook.

Listing and Compliance

The debentures will be listed on the Wholesale Debt Market segment of BSE Limited. The company has fulfilled all disclosure requirements under Regulations 30 and 51 of SEBI Listing Regulations. In case of payment default, additional interest at 4% per annum over the base interest rate will be applicable on outstanding principal amounts.

Meeting Details

The Finance Committee meeting commenced at 1:00 PM and concluded at 1:40 PM on February 24, 2026. The company secretary Ritu Tomar signed the regulatory filing, ensuring compliance with all applicable provisions of SEBI regulations and listing obligations.

Unifinz Capital India Limited's Finance Committee has approved the issuance of specific non-convertible debentures worth ₹75 crore under the previously announced framework of up to ₹200 crore. The Finance Committee meeting held on February 10, 2026, from 3:00 PM to 4:10 PM, finalized the detailed terms for the first tranche of the approved debenture program.

NCD Issuance Specifications

The Finance Committee approved the issuance of 75,000 listed, rated, senior, secured, taxable, transferable, redeemable non-convertible debentures with comprehensive terms and conditions.

Timeline and Security Details

The debentures are scheduled for allotment on February 20, 2026, with maturity on May 20, 2027. The securities will be listed on the Wholesale Debt Market segment of BSE Limited and issued on a private placement basis.

Security and Default Provisions

The debentures will be secured by a first ranking exclusive and continuing charge over identified book debts and receivables of the company. The hypothecated assets will maintain a minimum coverage of 1.30 times the outstanding debenture amounts throughout the tenure.

In case of payment default exceeding three months, additional interest of 4% per annum over the base interest rate will be applicable on outstanding principal amounts until the default is cured or debentures are redeemed.

Regulatory Compliance Framework

The announcement was made under Regulations 30 and 51 read with Schedule III of SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. The company provided detailed annexure information as required by SEBI's master circular dated January 30, 2026, ensuring full regulatory compliance.

This specific issuance represents the first tranche under the board's February 5, 2026 approval for non-convertible debentures worth up to ₹200 crore, demonstrating the company's systematic approach to fundraising through debt instruments.

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