NewsUnifinz Capital India Limited Receives Credit Rating Affirmation and New Assignment from India RatingsUnifinz Capital India Limited Receives Credit Rating Affirmation and New Assignment from India Ratings
Unifinz Capital India Limited received credit rating actions from India Ratings on February 04, 2026, including affirmation of IND BBB-/Stable ratings for existing INR 350 million debentures and INR 2,000 million bank facilities, plus assignment of the same rating to new INR 700 million debentures. The company disclosed these rating actions to BSE on February 05, 2026, in compliance with SEBI listing regulations, with total rated debt portfolio reaching INR 3,050 million.
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Unifinz capital India Limited has announced credit rating actions by India Ratings and Research Pvt. Ltd., including both affirmation of existing ratings and assignment of new ratings for its debt instruments. The company disclosed this information to BSE Limited on February 05, 2026, pursuant to Regulation 30 of SEBI listing regulations.
Credit Rating Actions Summary
India Ratings took comprehensive rating actions on February 04, 2026, covering the company's debt portfolio. The rating agency affirmed its existing ratings while also assigning ratings to new instruments, maintaining a stable outlook across all facilities.
| Instrument Type | Size of Issue (Million) | Rating Assigned along with Outlook/Watch | Rating Action |
|---|---|---|---|
| Non-Convertible Debenture | INR 700 | IND BBB-/Stable | Assigned |
| Non-Convertible Debenture | INR 350 | IND BBB-/Stable | Affirmed |
| Bank Loan Facilities | INR 2,000 | IND BBB-/Stable | Affirmed |
Rating Details and Methodology
The rating actions encompass a total debt portfolio of INR 3,050 million across different instrument types. The newly assigned rating covers unutilized non-convertible debentures worth INR 700 million, while the affirmed ratings apply to existing INR 350 million debentures and INR 2,000 million bank loan facilities.
India Ratings maintained its established methodology for these rating actions, relying on factual information from the issuer and conducting reasonable investigation procedures. The rating agency emphasized that ratings are forward-looking and based on established criteria that are continuously evaluated and updated.
Regulatory Compliance and Disclosure
The company fulfilled its disclosure obligations under SEBI regulations by promptly informing the stock exchange about the rating actions. The information was communicated through a formal letter signed by Company Secretary and Compliance Officer Ritu Tomar on February 05, 2026.
The rating information has been made available on the company's website at www.unifinz.in , ensuring transparency for all stakeholders. The rating actions provide important information for investors regarding the company's creditworthiness and debt servicing capabilities.
Facility Breakdown
The bank loan facilities component represents the largest portion of the rated debt portfolio, accounting for INR 2,000 million of the total INR 3,050 million in rated instruments. All facilities maintain the same IND BBB-/Stable rating, indicating consistent credit quality assessment across different debt instruments.
| Parameter | Details |
|---|---|
| Total Rated Amount | INR 3,050 million |
| Rating Grade | IND BBB-/Stable |
| Rating Agency | India Ratings and Research Pvt. Ltd. |
| Action Date | February 04, 2026 |
Historical Stock Returns for Unifinz Capital
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +4.98% | +33.85% | +37.96% | +39.20% | +33.85% | 0.0% |
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