Unifinz capital India Limited has announced credit rating actions by India Ratings and Research Pvt. Ltd., including both affirmation of existing ratings and assignment of new ratings for its debt instruments. The company disclosed this information to BSE Limited on February 05, 2026, pursuant to Regulation 30 of SEBI listing regulations.

Credit Rating Actions Summary

India Ratings took comprehensive rating actions on February 04, 2026, covering the company's debt portfolio. The rating agency affirmed its existing ratings while also assigning ratings to new instruments, maintaining a stable outlook across all facilities.

Rating Details and Methodology

The rating actions encompass a total debt portfolio of INR 3,050 million across different instrument types. The newly assigned rating covers unutilized non-convertible debentures worth INR 700 million, while the affirmed ratings apply to existing INR 350 million debentures and INR 2,000 million bank loan facilities.

India Ratings maintained its established methodology for these rating actions, relying on factual information from the issuer and conducting reasonable investigation procedures. The rating agency emphasized that ratings are forward-looking and based on established criteria that are continuously evaluated and updated.

Regulatory Compliance and Disclosure

The company fulfilled its disclosure obligations under SEBI regulations by promptly informing the stock exchange about the rating actions. The information was communicated through a formal letter signed by Company Secretary and Compliance Officer Ritu Tomar on February 05, 2026.

The rating information has been made available on the company's website at www.unifinz.in , ensuring transparency for all stakeholders. The rating actions provide important information for investors regarding the company's creditworthiness and debt servicing capabilities.

Facility Breakdown

The bank loan facilities component represents the largest portion of the rated debt portfolio, accounting for INR 2,000 million of the total INR 3,050 million in rated instruments. All facilities maintain the same IND BBB-/Stable rating, indicating consistent credit quality assessment across different debt instruments.

Unifinz Capital India Limited has successfully completed the allotment of bonus shares on December 22, 2025, following the record date of December 19, 2025. The company allotted 3,54,14,468 fully paid-up equity shares in the ratio of 4:1 to eligible shareholders, as approved in the Extraordinary General Meeting held on December 10, 2025.

Bonus Share Allotment Details

The Board of Directors completed the bonus share allotment process after receiving in-principle approval from BSE Limited. The Board meeting commenced at 11:20 AM and concluded at 11:40 AM on December 22, 2025. The allotment parameters are outlined below:

Capital Structure Transformation

The bonus share allotment has significantly expanded Unifinz Capital's equity base. The company's paid-up share capital has increased substantially following the allotment:

Regulatory Compliance and Trading

The bonus share allotment complies with SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018, and other applicable regulations. The company received BSE's in-principle approval through letter No. LOD/Bonus/BN-IP/DA/1283/2025-26 dated December 3, 2025.

The newly allotted bonus equity shares rank pari-passu with existing equity shares and carry identical rights. The allotment was made under Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Shareholder Impact

Shareholders who held Unifinz Capital shares as of the record date are entitled to receive four additional shares for every one share held. The bonus issue maintains proportional ownership while increasing the absolute number of shares held by each eligible shareholder. The expanded equity base reflects the company's growth strategy and provides enhanced liquidity for shareholders.