Unifinz Capital India Limited's Board of Directors has approved a significant fundraising initiative through the issuance of non-convertible debentures worth up to INR 200 crore. The decision was taken during a board meeting held on February 5, 2026, which commenced at 3:00 p.m. and concluded at 3:50 p.m.

Debenture Issuance Details

The approved debentures will be denominated in Indian Rupees and issued on a private placement basis. The company has structured the issuance to provide flexibility in terms of security types and market conditions.

Types of Securities

The board has approved various categories of non-convertible debentures to provide operational flexibility:

• Subordinated debentures
• Listed or unlisted debentures
• Senior secured debentures
• Senior unsecured debentures
• Unsecured debentures
• Commercial papers (listed or unlisted)
• Other categories as may be determined

The securities may or may not be rated, depending on the specific requirements of each tranche.

Authorization and Decision-Making

The Board has delegated authority to the Finance Committee of Unifinz Capital India Limited to handle all matters related to the proposed issuances. This includes the finalization and approval of detailed terms and conditions for each tranche.

Regulatory Compliance

The announcement was made in compliance with Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company has provided detailed annexure information as required by SEBI's master circular dated January 30, 2026.

The specific terms including coupon rates, payment schedules, tenure, and security arrangements will be determined at the time of finalizing terms for each individual tranche, providing the company with flexibility to adapt to market conditions.

Unifinz capital India Limited has announced credit rating actions by India Ratings and Research Pvt. Ltd., including both affirmation of existing ratings and assignment of new ratings for its debt instruments. The company disclosed this information to BSE Limited on February 05, 2026, pursuant to Regulation 30 of SEBI listing regulations.

Credit Rating Actions Summary

India Ratings took comprehensive rating actions on February 04, 2026, covering the company's debt portfolio. The rating agency affirmed its existing ratings while also assigning ratings to new instruments, maintaining a stable outlook across all facilities.

Rating Details and Methodology

The rating actions encompass a total debt portfolio of INR 3,050 million across different instrument types. The newly assigned rating covers unutilized non-convertible debentures worth INR 700 million, while the affirmed ratings apply to existing INR 350 million debentures and INR 2,000 million bank loan facilities.

India Ratings maintained its established methodology for these rating actions, relying on factual information from the issuer and conducting reasonable investigation procedures. The rating agency emphasized that ratings are forward-looking and based on established criteria that are continuously evaluated and updated.

Regulatory Compliance and Disclosure

The company fulfilled its disclosure obligations under SEBI regulations by promptly informing the stock exchange about the rating actions. The information was communicated through a formal letter signed by Company Secretary and Compliance Officer Ritu Tomar on February 05, 2026.

The rating information has been made available on the company's website at www.unifinz.in , ensuring transparency for all stakeholders. The rating actions provide important information for investors regarding the company's creditworthiness and debt servicing capabilities.

Facility Breakdown

The bank loan facilities component represents the largest portion of the rated debt portfolio, accounting for INR 2,000 million of the total INR 3,050 million in rated instruments. All facilities maintain the same IND BBB-/Stable rating, indicating consistent credit quality assessment across different debt instruments.