Central Bank of India has announced its third interim dividend for the financial year 2025-26, reinforcing its commitment to delivering consistent returns to shareholders. The bank's Board of Directors approved this dividend distribution during their meeting held on January 16, 2026, in Mumbai.

Dividend Details

The bank has declared a dividend rate that provides attractive returns to its equity shareholders:

Record Date and Eligibility

The bank has established clear timelines for dividend eligibility and payment processing. Shareholders must ensure their holdings are properly recorded to qualify for this dividend distribution.

Regulatory Compliance

The dividend declaration was made in strict adherence to regulatory requirements. The announcement was communicated to both major stock exchanges where the bank's shares are listed, ensuring transparency and compliance with market regulations.

The bank notified both the National Stock Exchange of India Limited and BSE Limited about this corporate action under Regulation 30 of SEBI (LODR) Regulations, 2015. This regulatory filing ensures that all stakeholders receive timely and accurate information about the dividend distribution.

Corporate Governance

The dividend announcement reflects the bank's robust corporate governance practices and its focus on maintaining regular communication with shareholders. Company Secretary and Compliance Officer Chandrakant Bhagwat signed the official communication, ensuring proper authorization and documentation of this corporate decision.

This third interim dividend for FY2026 demonstrates the bank's consistent approach to shareholder value creation and its ability to generate sustainable returns throughout the financial year.

Central Bank of India announced its unaudited standalone and consolidated financial results for the third quarter ended December 31, 2025, demonstrating strong operational performance with shares gaining as much as 3.6% on Friday, January 16, in response to the quarterly results.

Financial Performance Highlights

The bank delivered impressive financial results for Q3FY26, with significant improvements across key performance indicators:

Net profit for the quarter increased significantly, aided by higher other income which surged to ₹1,935 crores from ₹1,229 crores during the same quarter last year. However, Net Interest Income declined by 1% to ₹3,503 crores from ₹3,540 crores in the previous year.

Asset Quality Improvement

The bank showed marked improvement in asset quality parameters, reflecting effective risk management strategies:

Asset quality improved from the previous quarter, with Gross NPA declining to 2.7% from 3.01% in the September quarter, while Net NPAs stood at 0.45% from 0.48% in the previous quarter.

Market Performance and Dividend Declaration

Shares of Central Bank of India gained momentum following the earnings announcement, trading 1.7% higher at ₹38.94 after touching intraday highs. The Board of Directors approved the declaration of a third interim dividend for FY2025-26 at the rate of 2% (₹0.20 per equity share) having a face value of ₹10 each.

Operational Efficiency and Capital Adequacy

The bank maintained robust operational metrics:

The bank maintained robust capital adequacy with a Capital Adequacy Ratio of 16.13% under Basel III norms, with Common Equity Tier 1 ratio at 13.87%. The bank is one of the few PSU lenders where government shareholding exceeds 90%.

Consolidated Results and Nine-Month Performance

On a consolidated basis, the bank reported net profit of ₹1,264.29 crores for Q3FY26 compared to ₹963.68 crores in Q3FY25. For the nine months ended December 31, 2025, the bank reported total income of ₹31,592.53 crores compared to ₹29,087.88 crores in the corresponding period of the previous year, representing a growth of 8.6%.