Central Bank of India announced its unaudited standalone and consolidated financial results for the third quarter ended December 31, 2025, showcasing strong operational performance with significant profit growth and improved asset quality metrics.

Financial Performance Highlights

The Mumbai-based state-owned bank delivered impressive financial results for Q3 FY26, demonstrating robust growth across key performance indicators:

For the nine months ended December 31, 2025, the bank reported net profit of ₹3,644.00 crores compared to ₹2,752.00 crores in the corresponding period of the previous year, marking a growth of 32.40%. Total income for the nine-month period increased to ₹31,593.00 crores from ₹29,088.00 crores.

Asset Quality Improvement

Central Bank of India demonstrated significant improvement in asset quality metrics, reflecting enhanced risk management practices:

Provisions for non-performing assets eased to ₹276.00 crores, compared to ₹310.00 crores reported in the third quarter of the previous financial year, indicating improved asset quality management.

Net Interest Metrics and Margins

While the bank showed strong profit growth, some margin metrics experienced slight moderation:

The Net Interest Income marginally declined to ₹3,502.00 crores from ₹3,540.00 crores in the corresponding period of the previous year, while the net interest margin eased to 2.96% compared to 3.45% in Q3 FY25.

Business Growth and Balance Sheet Expansion

The bank demonstrated strong business growth across key parameters:

Gross advances increased by ₹52,752.00 crores, while total deposits grew by ₹52,668.00 crores on a year-on-year basis, reflecting the bank's expanding customer base and market presence.

Dividend Declaration

The Board of Directors approved the declaration of a third interim dividend for FY 2025-26 at the rate of 2% (₹0.20) per equity share having a face value of ₹10.00 each. This decision reflects the bank's confidence in its financial performance and commitment to shareholder returns despite the challenging operating environment.

Central Bank of India has announced its third interim dividend for the financial year 2025-26, reinforcing its commitment to delivering consistent returns to shareholders. The bank's Board of Directors approved this dividend distribution during their meeting held on January 16, 2026, in Mumbai.

Dividend Details

The bank has declared a dividend rate that provides attractive returns to its equity shareholders:

Record Date and Eligibility

The bank has established clear timelines for dividend eligibility and payment processing. Shareholders must ensure their holdings are properly recorded to qualify for this dividend distribution.

Regulatory Compliance

The dividend declaration was made in strict adherence to regulatory requirements. The announcement was communicated to both major stock exchanges where the bank's shares are listed, ensuring transparency and compliance with market regulations.

The bank notified both the National Stock Exchange of India Limited and BSE Limited about this corporate action under Regulation 30 of SEBI (LODR) Regulations, 2015. This regulatory filing ensures that all stakeholders receive timely and accurate information about the dividend distribution.

Corporate Governance

The dividend announcement reflects the bank's robust corporate governance practices and its focus on maintaining regular communication with shareholders. Company Secretary and Compliance Officer Chandrakant Bhagwat signed the official communication, ensuring proper authorization and documentation of this corporate decision.

This third interim dividend for FY2026 demonstrates the bank's consistent approach to shareholder value creation and its ability to generate sustainable returns throughout the financial year.