Central Bank of India announced its unaudited standalone and consolidated financial results for the third quarter and nine months ended December 31, 2025, showcasing strong operational performance and improved profitability metrics.

Financial Performance Highlights

The bank delivered impressive financial results for Q3 FY26, demonstrating significant growth across key performance indicators:

For the nine months ended December 31, 2025, the bank reported net profit of ₹3,644.17 crores compared to ₹2,751.71 crores in the corresponding period of the previous year, marking a growth of 32.4%.

Asset Quality Improvement

Central Bank of India demonstrated significant improvement in asset quality metrics, reflecting enhanced risk management practices:

The gross non-performing assets decreased to ₹8,726.00 crores from ₹10,459.89 crores in the previous year, while net NPAs reduced to ₹1,413.66 crores from ₹1,554.98 crores.

Capital Adequacy and Profitability Ratios

The bank maintained strong capital adequacy ratios and improved profitability metrics:

Dividend Declaration and Corporate Actions

The Board of Directors approved the declaration of a third interim dividend for FY 2025-26 at the rate of 2% (₹0.20) per equity share having a face value of ₹10 each. This decision reflects the bank's confidence in its financial performance and commitment to shareholder returns.

Segment Performance Analysis

The bank's business segments showed varied performance during the quarter:

Treasury Operations: Generated revenue of ₹3,410.34 crores with segment profit of ₹433.74 crores

Retail Banking Operations: Recorded revenue of ₹4,878.37 crores with segment profit of ₹873.82 crores

Wholesale Banking Operations: Achieved revenue of ₹2,675.97 crores with segment profit of ₹377.20 crores

Balance Sheet Strength

As of December 31, 2025, Central Bank of India maintained a robust balance sheet with total assets of ₹5,31,892.66 crores compared to ₹4,67,219.84 crores in the previous year. The bank's deposits grew to ₹4,50,574.72 crores, while advances increased to ₹3,16,218.67 crores.

The bank's networth (excluding revaluation reserves) stood at ₹35,107.64 crores as of December 31, 2025, compared to ₹29,982.59 crores in the corresponding period of the previous year, indicating strong capital base growth.

Central Bank of India has announced its quarterly earnings call to discuss the financial performance for the third quarter and nine months ended December 31, 2025. The bank has scheduled this investor interaction in compliance with regulatory requirements under SEBI guidelines.

Earnings Call Details

The bank will conduct a virtual conference call with analysts and investors to review its Q3FY26 financial results. The structured format ensures comprehensive coverage of the bank's performance metrics and strategic developments.

Senior Management Participation

The earnings call will feature key leadership members who will provide insights into the bank's quarterly performance and address investor queries. The management team represents various operational and strategic functions within the organization.

Participating senior management includes:

• Shri Kalyan Kumar, MD & CEO
• Shri M V Murali Krishna, Executive Director
• Shri Mahendra Dohare, Executive Director
• Shri E Ratan Kumar, Executive Director
• Shri Mukul N. Dandige, CFO

Regulatory Compliance

The announcement was made pursuant to Regulation 30(6) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Company Secretary & Compliance Officer Chandrakant Bhagwat signed the official communication dated January 12, 2026, ensuring proper disclosure to both NSE and BSE.

Registration and Contact Information

Investors and analysts interested in participating can register through the provided concall invite. For any enquiries regarding the conference call, participants can contact Mr. Manjith Nair at Antique Stock Broking Limited via telephone at +91 22 6911 3420 or email at manjith.nair@antiquelimited.com .