Bank of India

109.61

-2.67

(-2.38%)

Market Cap (₹ Cr.)

₹51,104

52 Week High

157.95

Book Value

₹140

52 Week Low

86.40

PE Ratio

7.41

PB Ratio

0.80

PE for Sector

17.46

PB for Sector

1.87

ROE

9.28 %

ROCE

5.21 %

Dividend Yield

2.49 %

EPS

₹15.14

Industry

Banks

Sector

Banks - Public Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

22.06 %

Net Income Growth

71.03 %

Cash Flow Change

37.02 %

ROE

46.49 %

ROCE

28.42 %

EBITDA Margin (Avg.)

16.89 %

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	12,287	11,659	11,318	11,087	11,385	10,664	11,469	11,594	12,336	11,107	11,601	10,376	10,722	10,631	10,800	11,702	12,294	11,527	11,986	13,338	12,216	11,942	12,142	12,140	11,156	11,641	11,659	11,211	11,444	11,124	12,915	14,160	16,549	15,821	16,659	16,411	17,913	18,240
Expenses	4,797	3,564	5,577	5,950	8,077	5,130	4,534	4,476	6,831	4,010	4,335	7,088	9,441	4,667	5,653	11,591	5,118	4,321	4,780	6,502	10,970	3,856	4,674	4,781	4,501	4,368	3,876	3,482	4,648	4,363	5,039	5,254	6,490	4,449	4,490	4,154	5,956	5,194
EBITDA	7,490	8,095	5,741	5,137	3,308	5,534	6,935	7,118	5,504	7,097	7,266	3,288	1,281	5,964	5,147	111	7,175	7,206	7,205	6,837	1,246	8,086	7,468	7,359	6,654	7,274	7,783	7,729	6,795	6,761	7,876	8,906	10,059	11,372	12,169	12,257	11,957	13,046
Operating Profit %	57 %	67 %	47 %	41 %	23 %	46 %	52 %	54 %	35 %	58 %	56 %	24 %	-1 %	53 %	42 %	-14 %	53 %	58 %	55 %	40 %	-4 %	62 %	57 %	53 %	52 %	53 %	59 %	63 %	53 %	56 %	56 %	59 %	52 %	69 %	70 %	73 %	63 %	69 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	8,319	7,906	7,520	7,332	7,314	6,651	6,739	6,962	7,113	6,963	6,986	6,834	6,783	6,659	6,843	6,839	6,770	6,847	6,798	6,717	6,735	6,753	6,682	6,504	6,391	6,177	5,999	5,968	5,870	5,900	6,414	7,133	7,926	8,445	9,232	9,755	10,226	10,662
Profit Before Tax	-829	189	-1,779	-2,195	-4,006	-1,116	197	156	-1,609	134	280	-3,545	-5,502	-695	-1,696	-6,728	406	359	408	120	-5,489	1,332	785	856	263	1,097	1,784	1,761	925	861	1,462	1,773	2,133	2,928	2,937	2,503	1,731	2,384
Tax	-773	60	-653	-689	-419	-375	70	54	-563	46	101	-1,204	-1,533	-790	-540	-1,990	154	117	141	14	-1,918	489	260	315	13	377	733	733	319	300	502	622	783	1,377	1,479	633	292	681
Net Profit	-56	130	-1,126	-1,506	-3,587	-741	127	102	-1,046	88	179	-2,341	-3,969	95	-1,156	-4,738	252	243	266	106	-3,571	844	526	541	250	720	1,051	1,027	606	561	960	1,151	1,350	1,551	1,458	1,870	1,439	1,703
EPS in ₹	-0.87	1.95	-16.90	-19.01	-44.22	-8.32	1.32	0.96	-9.91	0.83	1.57	-19.76	-32.65	0.55	-6.63	-27.18	1.13	0.77	0.81	0.32	-10.90	2.57	1.60	1.65	0.76	2.14	2.74	2.50	1.48	1.37	2.34	2.80	3.29	3.78	3.55	4.44	3.16	3.74

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	6,18,698	6,09,914	6,26,309	6,09,575	6,25,223	6,56,996	7,25,856	7,34,614	8,15,556	9,12,598
Fixed Assets	5,886	8,290	8,265	8,107	8,720	8,690	8,550	9,490	9,852	10,079
Current Assets	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	0	191	197	158	200	292	364	285	109	148
Investments	1,19,792	1,18,849	1,27,827	1,37,111	1,47,639	1,58,573	1,87,253	1,74,449	2,04,398	2,27,144
Other Assets	4,93,020	4,82,584	4,90,020	4,64,199	4,68,664	4,89,441	5,29,689	5,50,390	6,01,197	6,75,227
Total Liabilities	5,87,251	5,77,597	5,93,822	5,74,034	5,78,904	6,13,180	6,77,170	6,79,483	7,56,585	8,43,717
Current Liabilities	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities	5,87,251	5,77,597	5,93,822	5,74,034	5,78,904	6,13,179	6,77,171	6,79,482	7,56,585	8,43,717
Total Equity	31,447	32,317	32,487	35,541	46,319	43,816	48,686	55,131	58,971	68,881
Reserve & Surplus	30,781	31,500	31,432	33,797	43,559	40,539	45,408	51,027	54,866	64,327
Share Capital	666	817	1,055	1,744	2,760	3,278	3,278	4,104	4,104	4,553

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	15,021	26,461	-3,253	-5	-1,071	-8,355	40,124	-35,023	-7,162	-1,458
Investing Activities	-807	-427	265	-499	151	-350	-337	-835	-1,345	-1,890
Operating Activities	14,533	22,024	-7,478	-6,423	-9,192	-4,834	38,063	-35,316	-5,799	-2,933
Financing Activities	1,295	4,864	3,959	6,917	7,970	-3,171	2,398	1,128	-18	3,365

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	89.10 %	90.34 %	81.41 %	81.41 %	81.41 %	81.41 %	81.41 %	81.41 %	81.41 %	81.41 %	81.41 %	73.38 %	73.38 %	73.38 %
FIIs	0.48 %	0.38 %	0.96 %	0.78 %	0.72 %	0.75 %	1.12 %	2.07 %	2.67 %	2.25 %	2.91 %	4.31 %	4.52 %	3.61 %
DIIs	5.11 %	4.63 %	11.76 %	11.25 %	11.06 %	11.13 %	10.83 %	10.72 %	10.35 %	9.90 %	9.56 %	14.65 %	15.82 %	15.46 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	5.31 %	4.65 %	5.87 %	6.55 %	6.80 %	6.70 %	6.63 %	5.80 %	5.56 %	6.44 %	6.12 %	7.66 %	6.28 %	7.55 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
State Bank of India	787.50	6,98,841.75	9.56	5,94,574.89	25.60	68,138	5.24	44.32
Bank of Baroda	234.55	1,23,957.55	6.51	1,41,778.71	27.98	18,410	6.63	40.43
Punjab National Bank	106.41	1,18,974.02	10.14	1,22,394.01	23.52	9,157	192.84	38.08
Indian Overseas Bank	57.22	1,10,068.75	39.08	29,730.97	26.39	2,666	28.69	43.41
Canara Bank	104.25	95,740.72	6.13	1,39,164.93	25.14	14,782	9.15	43.05
Union Bank of India	121.60	94,733.05	6.69	1,18,188.36	21.75	13,709	11.31	49.03
Indian Bank	509.00	69,974.78	7.66	64,231.68	21.67	8,129	38.98	33.85
UCO Bank	47.27	58,488.55	29.29	25,119.87	24.61	1,654	146.88	36.57
Central Bank of India	58.00	52,129.04	16.73	35,561.98	19.57	2,677	89.57	44.65
Bank of India	109.70	51,103.70	7.41	67,306.47	22.06	6,567	20.98	33.59

Corporate Action

Technical Indicators

RSI(14)

Neutral

33.59

ATR(14)

Less Volatile

2.50

STOCH(9,6)

Oversold

16.67

STOCH RSI(14)

Neutral

33.91

MACD(12,26)

Bearish

-0.35

ADX(14)

Strong Trend

26.55

UO(9)

Bullish

27.15

ROC(12)

Downtrend And Accelerating

-5.66

WillR(14)

Oversold

-94.11