| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 10,722 | 10,895 | 11,791 | 12,387 | 11,613 | 12,063 | 13,431 | 12,293 | 12,023 | 12,211 | 12,203 | 11,253 | 11,710 | 11,758 | 11,271 | 11,553 | 11,208 | 13,001 | 14,218 | 16,716 | 15,926 | 16,779 | 16,521 | 18,080 | 18,384 | 19,998 | 20,098 | 21,934 |
| Expenses | 4,719 | 5,698 | 11,655 | 5,175 | 4,378 | 4,823 | 6,556 | 11,021 | 3,908 | 4,715 | 4,816 | 4,551 | 4,438 | 3,939 | 3,558 | 4,701 | 4,409 | 5,313 | 5,291 | 6,590 | 4,579 | 4,546 | 4,190 | 6,041 | 5,269 | 5,456 | 4,485 | 6,050 |
| EBITDA | -681 | -1,672 | -6,726 | 421 | 364 | 422 | 130 | -5,485 | 1,341 | 785 | 860 | 291 | 1,077 | 1,807 | 1,726 | 965 | 884 | 1,255 | 1,782 | 2,178 | 2,880 | 2,977 | 2,539 | 1,797 | 2,422 | 3,138 | 3,447 | 3,551 |
| Operating Profit % | 53 % | 42 % | -14 % | 52 % | 58 % | 55 % | 40 % | -4 % | 62 % | 57 % | 53 % | 52 % | 53 % | 59 % | 62 % | 53 % | 56 % | 54 % | 59 % | 51 % | 68 % | 70 % | 73 % | 63 % | 69 % | 69 % | 76 % | 67 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 6,684 | 6,869 | 6,862 | 6,791 | 6,872 | 6,818 | 6,744 | 6,758 | 6,773 | 6,711 | 6,526 | 6,410 | 6,196 | 6,013 | 5,987 | 5,888 | 5,915 | 6,434 | 7,145 | 7,948 | 8,467 | 9,256 | 9,792 | 10,242 | 10,693 | 11,403 | 12,166 | 12,333 |
| Profit Before Tax | -681 | -1,672 | -6,726 | 421 | 364 | 422 | 130 | -5,485 | 1,341 | 785 | 860 | 291 | 1,077 | 1,807 | 1,726 | 965 | 884 | 1,255 | 1,782 | 2,178 | 2,880 | 2,977 | 2,539 | 1,797 | 2,422 | 3,138 | 3,447 | 3,551 |
| Tax | -836 | -524 | -2,076 | 203 | 209 | 165 | -8 | -1,884 | 496 | 242 | 250 | 208 | 341 | 734 | 733 | 278 | 225 | 402 | 868 | 766 | 1,318 | 1,478 | 607 | 223 | 532 | 717 | 809 | 949 |
| Net Profit | 155 | -1,148 | -4,651 | 218 | 154 | 257 | 138 | -3,601 | 845 | 543 | 610 | 83 | 736 | 1,073 | 993 | 687 | 659 | 853 | 915 | 1,413 | 1,562 | 1,499 | 1,931 | 1,574 | 1,890 | 2,422 | 2,638 | 2,602 |
| EPS in ₹ | 0.89 | -6.60 | -26.67 | 0.98 | 0.49 | 0.79 | 0.42 | -10.99 | 2.58 | 1.66 | 1.86 | 0.25 | 2.18 | 2.80 | 2.43 | 1.68 | 1.60 | 2.08 | 2.23 | 3.44 | 3.81 | 3.65 | 4.59 | 3.46 | 4.15 | 5.32 | 5.79 | 5.72 |
Bank of India
115.91
-1.05
(-0.90%)
There are new updates from the company1 day ago
View
Market Cap
53,248.00 Cr
EPS
20.97
PE Ratio
5.69
Dividend Yield
3.47 %
Industry
Banks52 Week High
130.24
52 Week Low
90.05
PB Ratio
0.73
Debt to Equity
0.00
Sector
Public Sector Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from3 analysts
Company News
View All News
Bank of India has reduced interest rates on deposits and loans, including Green Deposits, savings accounts, home loans, and education loans. The bank has also waived charges for non-maintenance of minimum balance in all savings accounts. These changes are effective from July 7, 2025, and aim to enhance customer value and support credit growth.
Bank of India reduced its savings deposit rate by 25 basis points to 2.5%. The bank also lowered interest rates on green deposits, with 999-day deposits now earning 6.7% instead of 7%. This follows similar rate cuts by other banks, including HDFC Bank, which recently lowered rates on fixed deposits and savings accounts.
Bank of India has reported provisional financial figures as of June 30. The bank's global deposits have increased by 9.07% year-over-year. Additionally, the bank's global gross advances have grown by 11.95% compared to the same period last year.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
810.95 | #1 7,25,259.20 | 9.35 | #1 6,63,343.30 | 11.57 | #1 79,017 | -8.21 | 54.57 | |
111.00 | 1,28,732.50 | 6.97 | 1,40,456.80 | 14.76 | 18,553 | 49.01 | 58.67 | |
241.13 | 1,23,988.60 | 6.00 | 1,52,884.10 | 7.83 | 20,459 | 5.55 | 49.96 | |
144.59 | 1,14,694.90 | 6.36 | 1,08,417.00 | #1 21.75 | 17,921 | 50.56 | 45.39 | |
113.96 | 1,03,169.60 | 5.88 | 1,52,657.90 | 9.70 | 17,336 | 28.08 | 57.83 | |
638.80 | 86,010.40 | 7.64 | 72,050.90 | 12.17 | 10,995 | 29.85 | 55.37 | |
39.40 | 75,562.90 | 22.27 | 33,750.30 | 13.52 | 3,396 | 34.74 | 54.01 | |
115.91 | #8 53,248.00 | #1 5.69 | #6 80,412.40 | #3 19.47 | #7 9,552 | #1 65.35 | 43.32 | |
57.12 | 43,695.70 | 7.89 | 28,402.60 | 20.90 | 5,542 | 22.15 | 59.83 | |
31.87 | 40,001.20 | 16.21 | 29,473.50 | 17.33 | 2,445 | 23.76 | 51.22 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
19.47 %
Net Income Growth
45.47 %
Cash Flow Change
517.73 %
ROE
27.26 %
ROCE
7.87 %
EBITDA Margin (Avg.)
3.21 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 6,25,285 | 6,16,629 | 6,32,026 | 6,15,184 | 6,30,884 | 6,63,019 | 7,32,790 | 7,43,131 | 8,26,036 | 9,24,280 | 10,56,425 |
| Fixed Assets | 5,802 | 8,382 | 8,349 | 8,192 | 8,799 | 8,765 | 8,637 | 9,570 | 9,950 | 10,178 | 11,865 |
| Current Assets | 91,651 | 1,21,352 | 1,18,983 | 1,14,011 | 1,16,078 | 1,07,234 | 1,51,602 | 1,21,279 | 1,09,305 | 1,09,817 | 1,21,532 |
| Capital Work in Progress | 113 | 191 | 197 | 158 | 200 | 293 | 364 | 286 | 110 | 150 | 182 |
| Investments | 1,23,196 | 1,22,621 | 1,30,751 | 1,40,321 | 1,50,905 | 1,62,323 | 1,91,693 | 1,80,274 | 2,11,324 | 2,34,592 | 2,68,002 |
| Other Assets | 4,96,175 | 4,85,436 | 4,92,729 | 4,66,513 | 4,70,980 | 4,91,638 | 5,32,096 | 5,53,001 | 6,04,652 | 6,79,361 | 7,76,376 |
| Total Liabilities | 6,25,285 | 6,16,629 | 6,32,026 | 6,15,184 | 6,30,884 | 6,63,019 | 7,32,790 | 7,43,131 | 8,26,036 | 9,24,280 | 10,56,425 |
| Current Liabilities | 17,344 | 16,359 | 16,472 | 11,673 | 16,247 | 20,654 | 21,084 | 29,678 | 28,237 | 31,967 | 31,862 |
| Non Current Liabilities | 6,07,941 | 6,00,270 | 6,15,554 | 6,03,511 | 6,14,637 | 6,42,365 | 7,11,706 | 7,13,454 | 7,97,799 | 8,92,314 | 10,24,563 |
| Total Equity | 32,691 | 33,444 | 33,710 | 36,916 | 47,814 | 45,225 | 50,140 | 56,651 | 60,590 | 70,742 | 80,887 |
| Reserve & Surplus | 31,857 | 31,225 | 30,852 | 35,013 | 40,254 | 41,796 | 43,703 | 52,418 | 56,329 | 66,028 | 76,172 |
| Share Capital | 666 | 817 | 1,055 | 1,744 | 2,760 | 3,278 | 3,278 | 4,104 | 4,104 | 4,553 | 4,553 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 15,179 | 22,566 | -3,040 | -441 | -1,164 | -8,251 | 40,085 | -34,985 | -7,026 | -1,560 | 17,714 |
| Investing Activities | -755 | -609 | -371 | -260 | 71 | -232 | -182 | -644 | -521 | -991 | -855 |
| Operating Activities | 14,638 | 18,311 | -6,624 | -7,366 | -9,218 | -4,827 | 37,868 | -35,487 | -7,045 | -4,437 | 18,534 |
| Financing Activities | 1,295 | 4,864 | 3,955 | 7,185 | 7,983 | -3,192 | 2,398 | 1,146 | 541 | 3,868 | 34 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 89.10 % | 90.34 % | 81.41 % | 81.41 % | 81.41 % | 81.41 % | 81.41 % | 81.41 % | 81.41 % | 81.41 % | 81.41 % | 73.38 % | 73.38 % | 73.38 % | 73.38 % | 73.38 % | 73.38 % |
| FIIs | 0.14 % | 0.15 % | 0.00 % | 0.00 % | 0.22 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 4.52 % | 3.61 % | 3.21 % | 2.92 % | 3.89 % |
| DIIs | 4.98 % | 4.48 % | 11.61 % | 11.08 % | 10.84 % | 10.93 % | 10.83 % | 10.56 % | 10.35 % | 9.90 % | 9.55 % | 14.28 % | 15.82 % | 15.46 % | 16.26 % | 16.41 % | 15.90 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 4.67 % | 4.18 % | 4.98 % | 5.68 % | 5.92 % | 5.90 % | 5.82 % | 4.69 % | 4.67 % | 5.51 % | 5.30 % | 6.00 % | 5.41 % | 6.60 % | 6.31 % | 6.38 % | 5.99 % |
| Others | 1.12 % | 0.85 % | 1.99 % | 1.83 % | 1.60 % | 1.76 % | 1.93 % | 3.33 % | 3.56 % | 3.18 % | 3.74 % | 6.33 % | 0.87 % | 0.96 % | 0.84 % | 0.91 % | 0.84 % |
| No of Share Holders | 4,10,305 | 4,15,354 | 4,20,818 | 4,98,573 | 5,12,552 | 5,09,583 | 4,98,740 | 4,71,483 | 4,77,568 | 4,97,910 | 5,16,202 | 5,26,675 | 6,17,238 | 7,05,599 | 6,92,229 | 7,13,027 | 7,26,167 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2 | 2 | 2.8 | 4.05 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.6 | 1.46 | 2.61 | 3.46 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 27 Jun 2025 |  Annual General Meeting | NA | 27 Jun 2025 | 110.22 | 116.80 |
| 20 Jun 2025 |  Dividend | ₹ 4.05 /share | 20 Jun 2025 | 110.22 | 113.18 |
| 09 May 2025 |  Quarterly Result Announcement | NA | 09 May 2025 | 117.80 | 110.22 |
| 24 Jan 2025 | Quarterly Result Announcement | NA | 24 Jan 2025 | 99.75 | 98.30 |
| 03 Dec 2024 |  Extraordinary General Meeting | NA | 03 Dec 2024 | 104.83 | 114.02 |
| 11 Nov 2024 | Quarterly Result Announcement | NA | 11 Nov 2024 | 99.90 | 112.20 |
| 25 Jun 2024 | Annual General Meeting | NA | 25 Jun 2024 | 138.85 | 123.30 |
| 18 Jun 2024 | Dividend | ₹ 2.80 /share | 18 Jun 2024 | 138.85 | 122.25 |
| 20 Jun 2023 | Dividend | ₹ 2.00 /share | 20 Jun 2023 | 86.33 | 74.53 |
| 08 Jul 2022 | Dividend | ₹ 2.00 /share | 07 Jul 2022 | 47.15 | 45.75 |
Announcements
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
1 day ago
1 day agoUpdation Of Closing Time Of AGM4 days ago
4 days agoProvisional Business Figures For The Quarter Ended June20255 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Interest Rates Updates9 days ago
9 days agoInvestor/Analyst Meet On 30.06.20259 days ago
9 days agoAppointment Of Secretarial AuditorJun 27, 2025
Jun 27, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportJun 27, 2025
Jun 27, 2025Outcome Of 29Th Annual General Meeting Held On 27Th June2025.Jun 27, 2025
Jun 27, 2025Investor/Analyst Meet On 27.06.2025Jun 27, 2025
Jun 27, 2025Board Meeting Outcome for Outcome Of Board Meeting- Fund Raising Through Issue Of Long Term (Infra) BondsJun 26, 2025
Jun 26, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Board Meeting Intimation for Fund Raising Through Issue Of Long Term Infra Bonds.Jun 20, 2025
Jun 20, 2025Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015
Investor/ Analyst Meeting
Jun 18, 2025
Jun 18, 2025Analyst Meet On 13.06.2025.Jun 13, 2025
Jun 13, 2025Analyst Meet On 12.06.2025Jun 12, 2025
Jun 12, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 06, 2025
Jun 06, 2025Investor/Analyst Meet On 05.06.2025Jun 05, 2025
Jun 05, 2025Investor / Analyst MeetJun 04, 2025
Jun 04, 2025Reg. 34 (1) Annual Report.Jun 04, 2025
Jun 04, 2025Business Responsibility and Sustainability Reporting (BRSR)Jun 04, 2025
Jun 04, 2025Notice Of 29Th Annual General Meeting To Be Held On 27Th June 2025Jun 03, 2025
Jun 03, 2025Investor/Analyst Meet On 02.06.2025Jun 02, 2025
Jun 02, 2025Investor/Analyst Meet On 02.06.2025Jun 02, 2025
Jun 02, 2025Disclosure Pertaining To Analyst / Investor Meet-ScheduleMay 27, 2025
May 27, 2025Disclosure Pertaining To Analyst / Investor Meet-ScheduleMay 27, 2025
May 27, 2025Analyst/Investor Meet On 22.05.2025May 22, 2025
May 22, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 22, 2025
May 22, 2025Credit Rating Of Tier-II Bonds Reaffirmed By Brickwork RatingsMay 17, 2025
May 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 16, 2025
May 16, 2025Newspaper Publication Of Annual Financial Result As On 31St March 2025May 13, 2025
May 13, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011May 13, 2025
May 13, 2025Disclosure Submitted By LIC Of India Under Regulation 29(2) Of SEBI (SAST) Regulations 2011.May 13, 2025
May 13, 2025Record Date For The Final Dividend FY 2024-25May 13, 2025
May 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 09, 2025
May 09, 2025Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)May 09, 2025
May 09, 2025Statement Of Deviation & Variation For The 4Th Quarter And Year Ended 31St March2025May 09, 2025
May 09, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 09, 2025
May 09, 2025Board Meeting Outcome for Outcome Of Board Meeting - Final Dividend For The FY 2024-25May 09, 2025
May 09, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 09, 2025
May 09, 2025Outcome Of Board Meeting - Audited Financial Results For The 4Th Quarter / FY Ended 31St March 2025.May 09, 2025
May 09, 2025Declaration Under Regulation 30 Of The SEBI (LODR) Regulations 2015May 08, 2025
May 08, 2025Notice Of Banks Earning Call With Analyst And Investors- Audited Financial Result For 4Th Quarter / Year Ended 31.03.2025May 05, 2025
May 05, 2025Revised-Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015 - Amalgamation Of Regional Rural Banks - Release Of Capital
Apr 30, 2025
Apr 30, 2025Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015
Amalgamation Of Regional Rural Banks - Release Of Capital
Apr 30, 2025
Apr 30, 2025Board Meeting Outcome for Fund Raising Through Issue Of Basel III Compliant Tier I & Tier II BondsApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesApr 30, 2025
Apr 30, 2025Board Meeting Intimation for Intimation Of Board Meeting For Approval Of Audited Financial Results For The Fourth Quarter And Financial Year Ended 31St March 2025.Apr 29, 2025
Apr 29, 2025Credit Rating For Fixed Deposit (FD)Apr 23, 2025
Apr 23, 2025Board Meeting Intimation for Raising Of Capital Through Issue Of Basel III Compliant AT-1 & Tier -II BondsApr 22, 2025
Apr 22, 2025Reconciliation Of Share Capital Audit Report For Quarter Ended 31.03.2025.Apr 15, 2025
Apr 15, 2025Technical Indicators
RSI(14)
Neutral 45.96
ATR(14)
Less Volatile 2.94
STOCH(9,6)
Neutral 45.70
STOCH RSI(14)
Neutral 50.41
MACD(12,26)
Bearish -0.18
ADX(14)
Weak Trend 14.89
UO(9)
Bearish 47.24
ROC(12)
Uptrend But Slowing Down 2.23
WillR(14)
Neutral -46.38
Mutual Fund Holdings
SBI Contra Direct Plan-Growth 
DSP Midcap Direct Plan-Growth 
Nippon India Growth Mid Cap Fund Direct- Growth 
Aditya Birla Sun Life PSU Equity Fund Direct-Growth 
Kotak Arbitrage Fund Direct-Growth 
Invesco India Arbitrage Fund Direct-Growth 
Bandhan Large & Mid Cap Fund Direct-Growth 
HDFC Arbitrage Fund Wholesale Direct-Growth 
Edelweiss Arbitrage Fund Direct-Growth 
Tata Arbitrage Fund Direct - Growth About Bank of India
Bank of India is a state-owned commercial bank headquartered in Mumbai, providing a wide range of banking products and financial services. It operates in three business segments: Treasury Operations, Wholesale Banking Operations, and Retail Banking Operations. The bank has a network of 5155 domestic branches and 22 overseas branches across 5 continents. Bank of India offers services including foreign exchange, NRI banking, merchant banking, asset recovery, agricultural finance, and small-scale industry support. It provides products such as mutual funds, venture capital, depository services, bullion trading, and credit cards. The bank has subsidiaries, joint ventures, and associate companies, and operates Regional Rural Banks. Recently, Bank of India has raised capital through various means including Tier-II bonds and Qualified Institutional Placement.
Chairperson NameM R Kumar
we are part of Raise Financial Services
built with love
for indians who love to invest & trade
Market Community
Follow us on
