Central Bank of India has announced that its Board of Directors will convene on January 16, 2026, at the bank's Head Office in Mumbai to deliberate on key financial matters for the third quarter of FY2025-26. The meeting will address critical agenda items including the review of quarterly financial results and consideration of an interim dividend proposal.

Board Meeting Agenda

The board meeting will focus on two primary agenda items that are crucial for stakeholders and investors. The directors will review and approve the bank's financial performance for the recently concluded quarter and nine-month period.

Trading Window Restrictions

In compliance with the bank's insider trading policy, Central Bank of India has implemented trading window restrictions for designated personnel. The trading window closure affects multiple categories of individuals associated with the bank.

The following trading window timeline has been established:

• Closure Period: January 1, 2026 to January 18, 2026
• Reopening Date: January 19, 2026
• Affected Personnel: Bank directors, designated employees, and their immediate relatives

Regulatory Compliance

The bank has issued this notice in accordance with Regulation 29, 50, and other applicable provisions of SEBI (LODR) Regulations, 2015. This regulatory framework ensures transparency and proper disclosure of material information to stock exchanges and investors.

The notification has been formally communicated to both major stock exchanges where the bank's shares are listed. Central Bank of India trades on the National Stock Exchange under the scrip code CENTRALBK and on BSE Limited under scrip code 532885.

Information Accessibility

Central Bank of India has confirmed that all relevant information regarding the board meeting and related developments will be made available on the bank's official website at www.centralbank.bank.in . This ensures that stakeholders have easy access to important corporate announcements and updates.

The formal communication was signed by Chandrakant C Bhagwat, Company Secretary & Compliance Officer, and digitally authenticated on January 9, 2026. The upcoming board meeting represents a significant milestone in the bank's quarterly reporting cycle and dividend distribution process for the current financial year.

Central Bank of India reported steady balance-sheet growth for the December quarter, with total business rising 15.80% to ₹7.74 lakh crore as of December 31, 2025, supported by healthy expansion in advances and deposits. The state-owned lender disclosed its provisional business figures under regulatory requirements, demonstrating sustained momentum across key operational metrics.

Strong Credit Growth Outpaces Deposits

The bank achieved robust performance in its lending portfolio, with gross advances rising 19.57% year-on-year to ₹3.24 lakh crore, significantly outpacing deposit growth. This strong credit expansion was up 11.61% on a year-to-date basis, indicating sustained credit demand and effective loan deployment strategies.

Total deposits increased 13.23% to ₹4.51 lakh crore from the previous year, while current account savings account (CASA) deposits grew at a slower pace of 8.53% to ₹2.12 lakh crore.

Key Business Metrics Show Mixed Performance

The December quarter business update revealed both strengths and challenges in the bank's operational metrics:

The slower growth in low-cost deposits led to the CASA ratio easing to 47.12% from 49.18% a year earlier, representing a decline of 206 basis points. However, the faster loan growth pushed the credit-deposit ratio to 72.06%, compared with 68.25% in the year-ago period, an improvement of 381 basis points.

Q2 FY26 Results Highlight Strong Profitability

Central Bank of India had earlier reported impressive quarterly results for the July-September period, with net profit surging 32.80% year-on-year to ₹1,212.80 crore, compared to ₹912.80 crore in the same period last year.

Despite strong business growth, the bank's net interest income declined 3.70% year-on-year to ₹3,282.00 crore amid margin pressure. Asset quality remained stable with net NPA ratio at 0.48%, slightly improved from 0.49% in the previous year.

Market Performance and Outlook

Following the Q3 business update, shares of Central Bank were trading marginally lower at ₹38.73. However, the stock has gained 4.91% over the past month, reflecting investor confidence in the bank's growth trajectory. The lender noted that all figures are provisional and subject to review by statutory central auditors.