Aadhar Housing Finance Limited has successfully completed the full redemption of its Non-Convertible Debentures (NCDs) worth ₹200.00 crore upon maturity, demonstrating strong financial discipline in meeting its debt obligations. The company also made timely interest payments, reinforcing its commitment to investor interests.

NCD Redemption Details

The housing finance company completed the full redemption of its NCDs ahead of schedule, making the payment on January 23, 2026, instead of the due date of January 25, 2026. The early payment was necessitated as the original due date fell on a Sunday, with January 24, 2026, being the fourth Saturday.

Interest Payment Compliance

Alongside the principal redemption, Aadhar Housing Finance Limited made the final interest payment of ₹1.81 crore on the same date. The interest payment was made post-deduction of Tax Deducted at Source (TDS) at 10.00%, amounting to ₹84.50 lakh.

Regulatory Compliance

The certification was issued under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, in compliance with SEBI Circular dated July 11, 2025. The company confirmed that no delays or non-payments occurred during the tenure of these debentures.

The NCDs were issued on a private placement basis and were listed on the stock exchange. With this redemption, the company has completely discharged its obligations under this particular debenture issue, with no remaining outstanding amounts.

Aadhar Housing Finance Limited has received approval from the Reserve Bank of India for acquisition transactions that were announced in July 2025. The RBI communicated its approval on January 14, 2026, marking a significant regulatory milestone for the proposed acquisition involving Blackstone-affiliated entities.

Transaction Details and Timeline

The approved transactions stem from multiple agreements announced in July 2025. The primary transaction involves BCP Asia II Holdco VII Pte. Ltd., along with Blackstone Capital Partners (CYM) IX AIV - F L.P. and Blackstone Capital Partners Asia II L.P., making an open offer to public shareholders of Aadhar Housing Finance Limited.

Share Purchase Agreements

Two separate share purchase agreements form the core of these transactions. The first agreement, dated July 25, 2025, is between BCP Topco VII Pte. Ltd. (the seller and promoter of Aadhar Housing Finance Limited) and BCP Asia II Holdco VII Pte. Ltd. (the acquirer). Under this agreement, the acquirer will purchase up to 28,20,52,121 equity shares from the seller.

The second agreement, executed on July 29, 2025, involves BCP Topco VII Pte. Ltd. and AXDI LDII SPV 1 LTD. This transaction covers the acquisition of 44,139,236 equity shares of the target company by AXDI LDII SPV 1 LTD.

Regulatory Approvals Progress

The acquisition has been progressing through various regulatory approval stages. The Competition Commission of India granted its approval for the transactions on November 8, 2025. With the RBI approval now secured, the acquisition has cleared major regulatory hurdles required for completion.

Compliance and Disclosure

The transactions are being conducted in compliance with the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. JM Financial Limited is managing the open offer process on behalf of the acquiring entities. The company has maintained transparency by providing regular updates under Regulation 30 and Regulation 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015.

The regulatory intimation was signed by Harshada Pathak, Company Secretary and Compliance Officer, and has been communicated to both BSE Limited and National Stock Exchange of India Limited. The information is also available on the company's official website for stakeholder access.