Aadhar Housing Finance Limited Completes ₹200 Crore NCD Redemption with Timely Interest Payment

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Reviewed by
Shriram SScanX News Team
Key Highlights

Aadhar Housing Finance Limited successfully redeemed ₹200.00 crore worth of Non-Convertible Debentures upon maturity on January 23, 2026, two days ahead of the due date. The company also made the final interest payment of ₹1.81 crore (post-TDS) on the same date. The full redemption of 200 NCD units leaves no outstanding amount, demonstrating the company's strong financial discipline and commitment to timely debt servicing.

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Aadhar Housing Finance Limited has successfully completed the full redemption of its Non-Convertible Debentures (NCDs) worth ₹200.00 crore upon maturity, demonstrating strong financial discipline in meeting its debt obligations. The company also made timely interest payments, reinforcing its commitment to investor interests.

NCD Redemption Details

The housing finance company completed the full redemption of its NCDs ahead of schedule, making the payment on January 23, 2026, instead of the due date of January 25, 2026. The early payment was necessitated as the original due date fell on a Sunday, with January 24, 2026, being the fourth Saturday.

Parameter: Details
ISIN: INE538L07205
Issue Size: ₹200.00 crore
Redemption Type: Full redemption upon maturity
NCDs Redeemed: 200 units
Amount Redeemed: ₹200.00 crore
Due Date: January 25, 2026
Actual Payment Date: January 23, 2026
Outstanding Amount: Nil

Interest Payment Compliance

Alongside the principal redemption, Aadhar Housing Finance Limited made the final interest payment of ₹1.81 crore on the same date. The interest payment was made post-deduction of Tax Deducted at Source (TDS) at 10.00%, amounting to ₹84.50 lakh.

Metric: Amount/Details
Interest Amount Paid: ₹1.81 crore
TDS Deducted: ₹84.50 lakh
Payment Frequency: Annual
Record Date: January 09, 2026
Last Interest Payment: January 27, 2025

Regulatory Compliance

The certification was issued under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, in compliance with SEBI Circular dated July 11, 2025. The company confirmed that no delays or non-payments occurred during the tenure of these debentures.

The NCDs were issued on a private placement basis and were listed on the stock exchange. With this redemption, the company has completely discharged its obligations under this particular debenture issue, with no remaining outstanding amounts.

Historical Stock Returns for Aadhar Housing Finance

1 Day5 Days1 Month6 Months1 Year5 Years
-1.12%-0.79%-0.30%-7.00%-12.46%+35.68%
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