| Quarterly Financials | Mar 2021 | Mar 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 413 | 452 | 556 | 593 | 629 | 673 | 692 | 713 | 764 | 798 | 834 |
| Expenses | 93 | 113 | 158 | 166 | 132 | 156 | 166 | 173 | 181 | 187 | 197 |
| EBITDA | 320 | 340 | 397 | 428 | 497 | 517 | 526 | 540 | 584 | 611 | 637 |
| Operating Profit % | 77 % | 75 % | 72 % | 72 % | 79 % | 77 % | 76 % | 76 % | 76 % | 77 % | 76 % |
| Depreciation | 3 | 3 | 4 | 5 | 5 | 5 | 6 | 6 | 6 | 7 | 6 |
| Interest | 198 | 189 | 214 | 235 | 239 | 251 | 262 | 277 | 285 | 297 | 315 |
| Profit Before Tax | 119 | 148 | 180 | 187 | 253 | 261 | 259 | 257 | 292 | 308 | 316 |
| Tax | 25 | 32 | 39 | 41 | 56 | 56 | 57 | 57 | 65 | 68 | 71 |
| Net Profit | 93 | 115 | 141 | 146 | 197 | 204 | 202 | 200 | 228 | 239 | 245 |
| EPS in ₹ | 2.36 | 2.92 | 3.56 | 3.71 | 5.00 | 5.17 | 5.11 | 4.86 | 5.31 | 5.56 | 5.68 |
Aadhar Housing Finance
437.80
-4.25
(-0.96%)
Market Cap
18,886.01 Cr
EPS
18.99
PE Ratio
20.89
Dividend Yield
0.00 %
Industry
Financial Services52 Week High
516.80
52 Week Low
346.05
PB Ratio
2.99
Debt to Equity
3.21
Sector
Housing Finance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from9 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
121.63 | #1 1,01,295.25 | 47.25 | 7,617.70 | 34.46 | 1,731 | #1 53.87 | 44.66 | |
600.00 | 33,003.78 | #1 6.11 | #1 27,277.80 | 20.02 | #1 4,760 | 26.99 | 48.48 | |
1,055.60 | 27,437.69 | 14.62 | 7,057.10 | 8.08 | 1,508 | 25.29 | 48.89 | |
437.80 | #4 18,886.01 | #5 20.89 | #6 2,587.00 | #5 26.60 | #6 750 | #7 21.31 | 44.30 | |
319.65 | 15,976.56 | 21.31 | 1,416.80 | 24.98 | 612 | 26.22 | 46.74 | |
1,850.50 | 14,646.70 | 29.53 | 2,020.70 | 25.46 | 491 | 14.85 | 50.41 | |
1,267.90 | 13,052.03 | 33.38 | 1,539.20 | 33.09 | 382 | 25.39 | 57.50 | |
127.91 | 10,595.24 | 7.99 | 8,624.80 | -1.16 | 1,217 | 1.44 | 57.68 | |
792.45 | 10,551.80 | 12.40 | 3,524.70 | 28.49 | 751 | 11.91 | 60.62 | |
883.15 | 9,528.77 | 25.28 | 861.40 | #1 42.10 | 248 | 38.77 | 54.64 |
Forecast
Actual
Growth Rate
Revenue Growth
26.60 %
Net Income Growth
37.59 %
Cash Flow Change
-110.16 %
ROE
14.39 %
ROCE
12.09 %
EBITDA Margin (Avg.)
1.13 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 7,828 | 9,480 | 12,366 | 13,630 | 14,376 | 16,618 | 19,093 |
| Fixed Assets | 21 | 42 | 44 | 53 | 55 | 63 | 80 |
| Current Assets | 794 | 1,263 | 3,389 | 2,467 | 2,022 | 2,243 | 1,648 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 226 | 150 | 24 | 497 | 338 | 459 | 462 |
| Other Assets | 7,582 | 9,289 | 12,298 | 13,080 | 13,983 | 16,095 | 18,551 |
| Total Liabilities | 7,828 | 9,480 | 12,366 | 13,630 | 14,376 | 16,618 | 19,093 |
| Current Liabilities | 1,949 | 491 | 357 | 545 | 614 | 757 | 682 |
| Non Current Liabilities | 5,180 | 8,130 | 9,662 | 10,392 | 10,615 | 12,163 | 13,962 |
| Total Equity | 700 | 859 | 2,347 | 2,693 | 3,147 | 3,698 | 4,450 |
| Reserve & Surplus | 674 | 833 | 2,307 | 2,291 | 2,737 | 3,282 | 4,033 |
| Share Capital | 25 | 25 | 40 | 395 | 395 | 395 | 395 |
Cash Flow
| Cash Flow | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 754 | 422 | -981 | 191 | -169 | -49 |
| Investing Activities | -49 | -1,495 | -481 | 823 | -477 | 602 |
| Operating Activities | -2,554 | -1,785 | -1,780 | -907 | -1,156 | -2,429 |
| Financing Activities | 3,356 | 3,701 | 1,279 | 275 | 1,463 | 1,778 |
Share Holding
| % Holding | Jan 2024 | Apr 2024 | May 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 98.72 % | 98.72 % | 98.72 % | 76.48 % | 75.89 % | 75.74 % | 75.61 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 4.17 % | 4.33 % | 4.30 % | 5.32 % |
| DIIs | 0.00 % | 0.00 % | 0.00 % | 8.59 % | 9.46 % | 9.27 % | 8.57 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 0.00 % | 0.00 % | 7.26 % | 7.18 % | 7.53 % | 7.33 % |
| Others | 1.28 % | 1.28 % | 1.28 % | 3.50 % | 3.15 % | 3.17 % | 3.17 % |
| No of Share Holders | 51 | 51 | 51 | 2,39,696 | 2,20,338 | 2,19,626 | 2,09,369 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
No dividends have been distributed by the company in the past 10 years
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 06 May 2025 |  Quarterly Result Announcement | NA | 06 May 2025 | 424.40 | 475.20 |
| 06 Feb 2025 | Quarterly Result Announcement | NA | 06 Feb 2025 | 395.50 | 391.25 |
| 06 Nov 2024 | Quarterly Result Announcement | NA | 06 Nov 2024 | 458.50 | 449.75 |
| 14 Sept 2024 |  Annual General Meeting | NA | 14 Sept 2024 | 402.40 | 462.90 |
| 09 Apr 2018 |  Change Of Name | NA | 09 Apr 2018 | 0.00 | 0.00 |
Announcements
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Allotment10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Credit RatingJun 04, 2025
Jun 04, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2025
May 29, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 21, 2025
May 21, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 12, 2025
May 12, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 08, 2025
May 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 06, 2025
May 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 06, 2025
May 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 06, 2025
May 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 06, 2025
May 06, 2025Announcement under Regulation 30 (LODR)-Monitoring Agency ReportMay 06, 2025
May 06, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 06, 2025
May 06, 2025Intimation Of Statement Indicating Deviation/ Variation In The Use Of The Proceeds Of The Issue Of Listed Equity Shares And Listed Non- Convertible Securities As Per Regulation 32 And 52(7A) Respectively Of The SEBI LODR Regulations.May 06, 2025
May 06, 2025Audited Financial Results Along With Statutory Audit Report By The Joint Statutory Auditor For The Year Ended 31St March 2025May 06, 2025
May 06, 2025Board Meeting Outcome for Outcome Of Board Meeting Dated 6Th May 2025May 06, 2025
May 06, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-AllotmentApr 24, 2025
Apr 24, 2025Announcement Under Regulation 30 (LODR) - Waiver Of Fines PaidApr 22, 2025
Apr 22, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 21, 2025
Apr 21, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 17, 2025
Apr 17, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 07, 2025
Apr 07, 2025Board Meeting Intimation for To Consider And Approve The Audited Financial Statements Along With Statutory AuditorS Report For The Year Ended 31St March 2025 And The Modification Or Revalidation Of Borrowing Powers/Limits Issuance Of Debentures & ApprovalMar 28, 2025
Mar 28, 2025Closure of Trading WindowMar 27, 2025
Mar 27, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2025
Mar 19, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 07, 2025
Mar 07, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 11, 2025
Feb 11, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 08, 2025
Feb 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 07, 2025
Feb 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 07, 2025
Feb 07, 2025Comments Of The Board Members For The Fines Levied For Non-Compliance / Delayed Compliance Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015.Feb 06, 2025
Feb 06, 2025Integrated Filing (Financial)Feb 06, 2025
Feb 06, 2025Disclosure Under Regulation 30 (5) Of SEBI (LODR) Regulations 2015.Feb 06, 2025
Feb 06, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 06, 2025
Feb 06, 2025Announcement under Regulation 30 (LODR)-Monitoring Agency ReportFeb 06, 2025
Feb 06, 2025Intimation Of Statement Indicating Deviation/Variation In The Use Of The Proceeds Of The Issue Of Listed Equity Shares And Listed Non-Convertible Securities As Per Regulation 32 And 52(7A) RespectivelFeb 06, 2025
Feb 06, 2025Announcement under Regulation 30 (LODR)-Investor PresentationFeb 06, 2025
Feb 06, 2025Unaudited Financial Results Along With Limited Review Report By The Joint Statutory Auditors For The Quarter Ended 31St December 2024.Feb 06, 2025
Feb 06, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On 6Th February 2025Feb 06, 2025
Feb 06, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 04, 2025
Feb 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 17, 2025
Jan 17, 2025Board Meeting Intimation for To Consider And Approve The Standalone And Consolidated Unaudited Financial Results For The Quarter And Nine Months Ended 31St December 2024 And To Revalidate The Limit FoJan 17, 2025
Jan 17, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 03, 2025
Jan 03, 2025Closure of Trading WindowDec 23, 2024
Dec 23, 2024Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 04, 2024
Dec 04, 2024Disclosure Under Regulation 30 Of SEBI (LODR) Regulations, 2015.Dec 03, 2024
Dec 03, 2024Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015.Nov 22, 2024
Nov 22, 2024Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 14, 2024
Nov 14, 2024Technical Indicators
RSI(14)
Neutral 44.30
ATR(14)
Less Volatile 12.26
STOCH(9,6)
Neutral 53.49
STOCH RSI(14)
Neutral 43.79
MACD(12,26)
Bullish 0.05
ADX(14)
Weak Trend 12.67
UO(9)
Bearish 37.55
ROC(12)
Downtrend And Accelerating -0.42
WillR(14)
Neutral -67.05
Mutual Fund Holdings
| Funding House | No of Shares | Current Holding % | 1M Change % | 3M Change % | Month | |
|---|---|---|---|---|---|---|
 Quant Small Cap Fund Direct Plan-Growth | 1639158 | 0.26% | -0.23% | -0.21% | May 2025 | |
 JM Small Cap Fund Direct - Growth | 0 | 0.00% | -1.37% | -1.32% | May 2025 | |
 WhiteOak Capital Flexi Cap Fund Direct - Growth | 1110510 | 0.98% | 0.03% | 0.11% | May 2025 | |
 HDFC Small Cap Fund Direct- Growth | 4696575 | 0.61% | -0.08% | 0.06% | May 2025 | |
 Bandhan Financial Services Fund Direct-Growth | 211002 | 0.90% | 0.40% | 0.90% | May 2025 | |
| JM Midcap Fund Direct - Growth | 538267 | 1.71% | -0.51% | -0.40% | May 2025 | |
| WhiteOak Capital Mid Cap Fund Direct - Growth | 598542 | 0.83% | 0.01% | 0.06% | May 2025 | |
| JM Value Fund Direct Plan-Growth | 240806 | 0.98% | -0.45% | -0.38% | May 2025 | |
 Union Midcap Fund Direct - Growth | 269089 | 0.83% | 0.11% | 0.16% | May 2025 | |
 LIC MF Flexi Cap Fund Direct-Growth | 289451 | 1.31% | -0.33% | -0.60% | May 2025 | |
| LIC MF Balanced Advantage Fund Direct - Growth | 33301 | 0.18% | 0.18% | 0.18% | May 2025 | |
| WhiteOak Capital Special Opportunities Fund Direct - Growth | 223537 | 1.05% | -0.33% | -0.14% | May 2025 | |
| LIC MF Banking & Financial Services Fund Direct-Growth | 96066 | 1.56% | 0.26% | -0.43% | May 2025 | |
| WhiteOak Capital Quality Equity Fund Direct-Growth | 112504 | 1.06% | 0.02% | 0.03% | May 2025 | |
| WhiteOak Capital Banking & Financial Services Fund Direct - Growth | 184027 | 1.96% | -0.11% | 0.60% | May 2025 | |
| WhiteOak Capital ELSS Tax Saver Fund Direct - Growth | 89195 | 1.03% | -0.02% | 0.12% | May 2025 | |
| Union Children's Fund Direct - Growth | 16617 | 1.07% | 0.10% | 0.15% | May 2025 | |
| WhiteOak Capital ESG Best-In-Class Strategy Fund Direct-Growth | 15284 | 1.05% | 0.09% | 0.14% | May 2025 | |
 Nippon India Nifty Smallcap 250 Index Fund Direct - Growth | 124412 | 0.24% | -0.04% | -0.02% | May 2025 | |
| WhiteOak Capital Equity Savings Fund Direct - Growth | 3771 | 0.22% | 0.03% | 0.01% | May 2025 | |
 SBI Nifty Smallcap 250 Index Fund Direct - Growth | 78048 | 0.24% | -0.04% | -0.02% | May 2025 | |
 Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth | 50403 | 0.24% | -0.04% | -0.02% | May 2025 | |
| HDFC Nifty Smallcap 250 Index Fund Direct-Growth | 25959 | 0.24% | -0.04% | -0.02% | May 2025 | |
| Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth | 16266 | 0.18% | -0.02% | -0.03% | May 2025 | |
| Motilal Oswal Nifty 500 Index Fund Direct - Growth | 13008 | 0.02% | 0.00% | 0.00% | May 2025 |
About Aadhar Housing Finance
Aadhar Housing Finance Limited is an Indian housing finance company focused on the low-income housing segment. Originally incorporated in 1990 as Vysya Bank Housing Finance Limited, it underwent several name changes and mergers before becoming Aadhar Housing Finance Limited in 2017. The company primarily serves economically weaker and low-to-middle income customers, offering small-ticket mortgage loans for residential property purchase, construction, improvement, and extension. It also provides loans for commercial property and loans against property. As of March 31, 2023, the company operates across 20 states and union territories with 469 branches. In June 2019, BCP Topco VII Pte. Limited, controlled by a Blackstone Group private equity fund, acquired a majority stake in the company. Aadhar Housing Finance Limited completed its initial public offering in May 2024, raising Rs 3000 Crore through a combination of fresh issue and offer for sale.
Listing Date
15 May, 2024(1 Years,
0 days)
Website
Chairperson NameOm Prakash Bhatt
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