United Credit reported a profit of ₹87.67 lakh for the financial year ended March 31, 2026, a decline from ₹99.32 lakh in the previous year, as revenue from operations rose to ₹252.71 lakh. The company's total income for the year stood at ₹322.97 lakh, down from ₹374.43 lakh in FY25, primarily due to a decrease in interest income and net gains on fair value changes. The Board of Directors approved the audited financial results on May 28, 2026, and recommended no dividend for equity shareholders.

The statutory auditors, L. B. Jha & Co. LLP, provided an unmodified opinion on the financial results, confirming compliance with Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The audit was conducted in accordance with the Standards on Auditing specified under the Companies Act, 2013. The financial results for the quarter and year ended March 31, 2026, were reviewed by the Audit Committee and subsequently approved by the Board.

Total assets increased to ₹3,156.00 lakh as of March 31, 2026, from ₹3,060.59 lakh in the previous year. Loans constituted the largest asset category at ₹2,039.21 lakh, up from ₹1,904.55 lakh in FY25. Equity share capital remained unchanged at ₹549.30 lakh, while other equity rose to ₹2,536.27 lakh from ₹2,448.61 lakh. Borrowings increased to ₹28.11 lakh from ₹14.86 lakh.

Financial Performance

The company's earnings per equity share (basic and diluted) for FY26 stood at ₹1.61, compared to ₹1.90 in the previous year. For the quarter ended March 31, 2026, profit after tax was ₹21.72 lakh, a significant increase from ₹4.91 lakh in the same quarter of the previous year. Total expenses for the year decreased to ₹214.15 lakh from ₹244.29 lakh in FY25.

Segment Reporting

United Credit operates through two primary segments: financing activity and renting activity. The financing activity generated revenue of ₹252.71 lakh for the year, while the renting activity contributed ₹51.65 lakh. Segment results showed a profit before interest and tax of ₹248.75 lakh for financing and ₹5.07 lakh for renting. Total segment assets were reported at ₹3,156.00 lakh, with financing activity assets accounting for ₹2,101.52 lakh.

United Credit Limited has notified the BSE of an upcoming Board of Directors meeting, scheduled for Thursday, May 28, 2026. The intimation, issued on May 19, 2026, has been filed under Regulation 29 and Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Board Meeting Agenda

The board meeting has been convened to consider and approve key financial and corporate matters pertaining to the concluded financial year. The following items are on the agenda:

Regulatory Compliance

The intimation has been filed in compliance with Regulation 29 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, including any amendments thereto currently in force. The notice was submitted to the Corporate Relations Department of BSE Limited at P.J. Towers, Dalal Street, Mumbai.

The communication was signed by Deepali Sonee, Company Secretary & Compliance Officer (Membership No. A65652), on behalf of United Credit Limited. The company is registered under CIN L65993WB1970PLC027781 and is headquartered at 27-B, Camac Street (8th Floor), Kolkata – 700 016.