United Credit Limited has released its unaudited financial results for the quarter and nine months ended December 31, 2025, showing a notable decline in key financial metrics compared to the corresponding period in the previous year.

Financial Performance Overview

The company's quarterly performance reflects challenging operating conditions, with significant contractions across major financial parameters:

Nine-Month Performance

For the nine-month period ended December 31, 2025, the company reported net profit after tax of ₹27.17 lakhs, indicating sustained pressure on profitability throughout the period.

Capital Structure and Share Performance

The company maintained its equity share capital at ₹549.30 lakhs during the quarter. Earnings per share metrics for the quarter were:

Regulatory Compliance

United Credit Limited filed these results under Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company published newspaper advertisements in Financial Express (English) and Ekdin (Bengali) on February 14, 2026, announcing the results availability.

Corporate Information

The results were approved by the Board of Directors and signed by A.K. Dabriwala, Chairman & Managing Director (DIN: 00024498), on February 13, 2026. The complete financial results are available on the BSE website and the company's official website at www.unitedcreditltd.com .

United Credit Limited , a non-banking financial company, has announced its unaudited financial results for the second quarter and half-year ended September 30, 2025. The company reported a profit of Rs 23.09 lakhs for Q2 FY2026, showing a slight decrease from Rs 25.00 lakhs in the previous quarter.

Financial Performance

For the half-year ended September 30, 2025, United Credit Limited's profit stood at Rs 48.10 lakhs, compared to Rs 69.34 lakhs in the corresponding period of the previous year. The company's total revenue from operations for Q2 FY2026 was Rs 76.49 lakhs, while for the half-year, it reached Rs 150.67 lakhs.

Key Financial Metrics

Here's a breakdown of the company's key financial metrics:

All figures in Rs lakhs, except Earnings Per Share in Rs

Balance Sheet Highlights

As of September 30, 2025, United Credit Limited's total assets increased to Rs 3,120.76 lakhs from Rs 3,060.59 lakhs as of March 31, 2025. The company's financial position shows:

• Cash and cash equivalents: Rs 48.98 lakhs
• Loans: Rs 1,981.44 lakhs
• Investments: Rs 29.39 lakhs
• Total equity: Rs 3,046.01 lakhs (including equity share capital of Rs 549.30 lakhs and other equity of Rs 2,496.71 lakhs)

Segment Performance

The company operates in two primary segments:

1. Financing Activity: Generated revenue of Rs 62.14 lakhs in Q2 FY2026
2. Renting Activity: Contributed Rs 12.78 lakhs to the revenue in Q2 FY2026

Corporate Governance

The unaudited financial results were reviewed by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on November 12, 2025. The statutory auditors have conducted a limited review of these results as required under SEBI regulations.

United Credit Limited continues to maintain transparency in its financial reporting, adhering to the Listing Obligations and Disclosure Requirements set by SEBI. The company's detailed financial results are available on its website and the stock exchange websites for investors and stakeholders to review.