United Credit Limited , a non-banking financial company, has announced its unaudited financial results for the second quarter and half-year ended September 30, 2025. The company reported a profit of Rs 23.09 lakhs for Q2 FY2026, showing a slight decrease from Rs 25.00 lakhs in the previous quarter.

Financial Performance

For the half-year ended September 30, 2025, United Credit Limited's profit stood at Rs 48.10 lakhs, compared to Rs 69.34 lakhs in the corresponding period of the previous year. The company's total revenue from operations for Q2 FY2026 was Rs 76.49 lakhs, while for the half-year, it reached Rs 150.67 lakhs.

Key Financial Metrics

Here's a breakdown of the company's key financial metrics:

All figures in Rs lakhs, except Earnings Per Share in Rs

Balance Sheet Highlights

As of September 30, 2025, United Credit Limited's total assets increased to Rs 3,120.76 lakhs from Rs 3,060.59 lakhs as of March 31, 2025. The company's financial position shows:

• Cash and cash equivalents: Rs 48.98 lakhs
• Loans: Rs 1,981.44 lakhs
• Investments: Rs 29.39 lakhs
• Total equity: Rs 3,046.01 lakhs (including equity share capital of Rs 549.30 lakhs and other equity of Rs 2,496.71 lakhs)

Segment Performance

The company operates in two primary segments:

1. Financing Activity: Generated revenue of Rs 62.14 lakhs in Q2 FY2026
2. Renting Activity: Contributed Rs 12.78 lakhs to the revenue in Q2 FY2026

Corporate Governance

The unaudited financial results were reviewed by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on November 12, 2025. The statutory auditors have conducted a limited review of these results as required under SEBI regulations.

United Credit Limited continues to maintain transparency in its financial reporting, adhering to the Listing Obligations and Disclosure Requirements set by SEBI. The company's detailed financial results are available on its website and the stock exchange websites for investors and stakeholders to review.

United Credit , a Kolkata-based financial services company, has reported a robust financial performance for the quarter ended June 30. The company's unaudited financial results showcase significant growth across key metrics.

Financial Highlights

• Total Income: ₹100.63 lakh, up 46.82% from ₹68.54 lakh in the same quarter last year
• Net Profit: ₹36.00 lakh, a 50% increase from ₹24.00 lakh year-over-year
• Earnings Per Share (EPS): ₹0.68, rising 51.11% from ₹0.45 in the previous year

Segment Performance

United Credit's financial results reveal strong performance across its two primary business segments:

1. Financing Activity:

   • Revenue: ₹59.87 lakh
   • Profit before Interest & Tax: ₹59.01 lakh

2. Renting Activity:

   • Revenue: ₹12.73 lakh
   • Profit before Interest & Tax: ₹1.14 lakh

Key Financial Metrics

Management Commentary

A. K. Dabriwala, Chairman & Managing Director of United Credit, stated, "We are pleased with our performance this quarter, which demonstrates the resilience and strength of our business model. The significant growth in our net profit reflects our commitment to operational efficiency and strategic focus on our core business segments."

Corporate Governance

The company's Board of Directors approved the unaudited financial results in their meeting held on August 11. The results have been reviewed by the Audit Committee and audited by the Statutory Auditors as required under SEBI regulations.

Investor Information

United Credit has announced that its 54th Annual General Meeting will be held on Monday, September 15, through Video Conferencing (VC) / Other Audio-Visual Means (OAVM).

The company's financial results are available on its website ( www.unitedcredititd.com ) and on the websites of BSE Ltd ( www.bseindia.com ) and The Calcutta Stock Exchange Ltd ( www.cse-india.com ).

United Credit continues to demonstrate strong financial performance, with significant growth in profitability. The company's focus on its core business segments and efficient operations has contributed to its positive results in the first quarter.