United Credit

United Credit

31.82
+0.02
(0.06%)
Market Cap
16.90 Cr
EPS
1.90
PE Ratio
16.93
Dividend Yield
0.00 %
52 Week High
43.00
52 Week Low
24.25
PB Ratio
0.57
Debt to Equity
0.00
Sector
NBFC
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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Caret
positive
United Credit Limited, a Kolkata-based financial services company, published its unaudited quarterly results showing strong financial performance. The company reported total income of ₹100.63 lakhs, representing a 46.82% increase compared to ₹68.54 lakhs in the same quarter last year. Net profit surged 50% to ₹36.00 lakhs from ₹24.0 lakhs year-over-year. Earnings per share (both basic and diluted) rose 51.11% to ₹0.68 from ₹0.45. The results were published in Financial Express and Ekdin newspapers with QR codes and weblinks for complete access. The filing was signed by Company Secretary Deepali Gupta, indicating regulatory compliance.
negative
United Credit Limited's Board approved unaudited financial results for the quarter ended June 30, 2025, showing total income decreased to ₹80.05 lakhs from ₹99.06 lakhs year-over-year. Net profit declined marginally by 1.6% to ₹25.80 lakhs. The company's financing activity revenue grew 4.5% to ₹59.87 lakhs, while renting activity revenue fell significantly by 55.3% to ₹12.73 lakhs. Total expenses decreased 29.3% to ₹43.13 lakhs, helping offset revenue pressures. The company scheduled its 54th Annual General Meeting for September 15, 2025, to be conducted via video conferencing. Total assets increased marginally to ₹3,081.46 lakhs as of June 30, 2025.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
987.70
#1 6,21,563.70
35.27
#1 69,724.80
26.81
#1 16,780
21.81
59.84
300.05
1,86,274.10
119.07
2,078.90
12.09
1,613
3.87
25.38
1,605.30
1,35,532.60
30.34
26,152.80
34.67
4,260
20.12
61.20
3,144.50
1,23,535.90
20.51
20,324.50
34.04
5,352
#1 65.12
67.56
648.70
1,15,888.90
14.34
41,859.50
19.61
9,423
6.34
49.95
875.70
83,445.70
44.33
18,637.10
6.60
1,916
-6.48
57.86
3,086.30
52,349.70
#1 12.83
4,612.20
#1 76.63
4,241
-14.01
51.51
4,385.20
49,013.50
25.40
8,563.00
17.53
1,813
9.27
42.96
502.25
38,773.40
173.32
4,222.80
34.17
-98
-78.53
63.48
273.40
38,265.90
16.58
18,530.50
16.03
2,261
6.44
52.14
Forecast
Actual
Growth Rate
Revenue Growth
-9.76 %
Net Income Growth
-37.50 %
Cash Flow Change
-183.02 %
ROE
-40.07 %
ROCE
-39.42 %
EBITDA Margin (Avg.)
-29.79 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
2
3
2
3
8
3
3
3
3
4
4
4
Expenses
1
2
1
1
4
2
2
2
2
2
2
2
EBITDA
1
0
1
1
4
1
1
1
1
2
1
1
Operating Profit %
44 %
-25 %
35 %
43 %
-63 %
40 %
43 %
42 %
31 %
43 %
31 %
33 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0
0
0
0
0
0
0
0
0
0
Profit Before Tax
1
0
1
1
4
1
1
1
1
2
1
1
Tax
0
0
-0
0
2
0
0
1
0
0
0
0
Net Profit
1
0
1
1
2
1
1
1
1
2
1
1
EPS in ₹
0.98
0.11
1.46
1.24
3.93
1.68
1.64
1.42
1.36
3.07
1.90
1.90

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
23
23
24
25
26
27
27
28
29
30
31
Fixed Assets
0
0
0
0
0
0
0
0
0
0
0
Current Assets
10
10
11
12
12
11
11
11
11
11
10
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
0
Investments
0
0
0
0
0
0
0
1
0
0
1
Other Assets
23
23
24
24
26
27
27
27
28
29
30
Total Liabilities
23
23
24
25
26
27
27
28
29
30
31
Current Liabilities
2
2
2
1
2
2
1
1
1
1
1
Non Current Liabilities
1
1
1
1
0
0
0
0
0
0
0
Total Equity
21
21
22
23
25
25
26
27
27
29
30
Reserve & Surplus
16
16
16
17
19
20
20
21
22
24
25
Share Capital
6
6
6
6
6
6
6
6
6
6
6

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
0
0
0
-0
0
-0
0
0
0
1
-0
Investing Activities
-0
0
0
0
3
0
0
-0
-0
0
0
Operating Activities
0
0
0
-0
-3
0
1
0
0
1
-0
Financing Activities
0
0
-0
-0
0
-0
-1
0
0
-0
0

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
57.85 %
57.85 %
57.85 %
57.85 %
57.85 %
57.85 %
57.85 %
57.85 %
57.85 %
57.85 %
57.85 %
57.31 %
57.31 %
57.31 %
57.31 %
57.31 %
57.31 %
57.31 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
DIIs
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
Government
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
0.53 %
Public / Retail
19.73 %
19.85 %
19.92 %
19.95 %
22.35 %
22.35 %
22.63 %
22.63 %
22.32 %
22.35 %
22.10 %
22.74 %
22.73 %
22.91 %
22.93 %
22.98 %
23.00 %
23.00 %
Others
21.88 %
21.77 %
21.69 %
21.67 %
19.27 %
19.26 %
18.98 %
18.98 %
19.30 %
19.27 %
19.52 %
19.41 %
19.42 %
19.25 %
19.23 %
19.18 %
19.15 %
19.15 %
No of Share Holders
2,186
2,319
2,265
2,269
2,249
2,237
2,206
2,208
2,230
2,247
2,281
2,372
2,460
2,626
2,516
2,608
2,657
2,638

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.7 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield (%) 0.00 0.00 0.00 4.35 0.00 0.00 0.00 0.00 0.00 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
25 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Sept 2024 32.58 32.11
11 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
11 Nov 2024 28.06 33.30
11 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
11 Feb 2025 31.76 37.00
28 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 May 2025 34.62 35.67
11 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
11 Aug 2025 30.95 30.80
15 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
15 Sept 2025 31.00 28.23

Announcements

Closure of Trading Window6 days ago
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 16, 2025
Submission Of Voting Results And Scrutinizer ReportSep 16, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 16, 2025
Submission Of Proceedings Of 54Th Annual General Meeting Of The CompanySep 15, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 15, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 15, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 23, 2025
Corporate Action-Updates on DelistingAug 22, 2025
Intimation Of Voluntary Delisting Approval Received From Calcutta Stock Exchange LimitedAug 22, 2025
Reg. 34 (1) Annual Report.Aug 22, 2025
SUBMISSION OF 54Th Annual General Meeting Along With Integrated Annual Report Of The Company For FY 2024-25Aug 22, 2025
Newspaper PublicationAug 18, 2025
Intimation Of Cut-Off Date For E-Voting Facility At The Fifty-Forth Annual General MeetingAug 12, 2025
Intimation Of Cut-Off Date For E-Voting Facility At The Fifty-Forth Annual General MeetingAug 12, 2025
Newspaper Publication Of Unaudited Financial Results For The Quarter Ended 30Th June 2025Aug 12, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 12, 2025
Outcome Of Board Meeting Held On 11Th August 2025Aug 11, 2025
Board Meeting Outcome for Outcome Board Meeting Held On August 11 2025Aug 11, 2025
Board Meeting Intimation for Intimation Of Board Meeting Pursuant To Regulation 29 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Aug 01, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Closure of Trading WindowJun 25, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 29, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 29, 2025
Newspaper Advertisement On The Audited Financial Results For The Quarter And Year Ended 31St March 2025May 29, 2025
Appointment Of Secretarial AuditorMay 28, 2025
Integrated Filing (Financial)May 28, 2025
Audited Financial Results For The Quarter And Twelve Months Ended 31St March 2025 In Compliance Of Regulation 33(3) Of SEBI LODR REGULATIONS 2015May 28, 2025
Board Meeting Outcome for Outcome Of Board Meeting Of The Company Held On May 28 2025May 28, 2025
Board Meeting Intimation for Intimation Of Board Meeting Pursuant To Regulation 29 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015May 20, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2025
Closure of Trading WindowMar 25, 2025
Integrated Filing (Financial)Mar 03, 2025
Newspaper Advertisement On The Unaudited Financial Results For The Quarter And Nine Months Ended 31St December 2024.Feb 12, 2025
Board Meeting Outcome for Board Meeting Outcome For OUTCOME OF THE BOARD MEETINGFeb 11, 2025
Unaudited Financial Results For The Quarter And Nine Months Ended 31St December 2024Feb 11, 2025
Board Meeting Intimation for Intimation Of Board Meeting Pursuant To Regulation 29 Of SEBI (LODR)Feb 01, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 07, 2025
Closure of Trading WindowDec 27, 2024
Newspaper Advertisement On The Unaudited Financial Results For The Quarter And Half Year Ended 30Th September, 2024Nov 12, 2024
Outcome Of Board Meeting - Unaudited Financial Results For The Quarter And Half Year Ended 30Th September, 2024Nov 11, 2024
Board Meeting Outcome for OUTCOME OF BOARD MEETING - UNAUDITED FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER, 2024Nov 11, 2024
Board Meeting Intimation for Intimation Of Board MeetingNov 04, 2024
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018Oct 05, 2024
Shareholder Meeting / Postal Ballot-Scrutinizer''s ReportSep 26, 2024
Closure of Trading WindowSep 26, 2024
RECONSTITUTED THE FOLLOWING COMMITTEES OF THE BOARDSep 25, 2024
Announcement under Regulation 30 (LODR)-CessationSep 25, 2024
Proceedings Of 53Rd Annual General Meeting Held On 25Th September, 2024Sep 25, 2024

Technical Indicators

RSI(14)
Neutral
55.45
ATR(14)
Less Volatile
2.70
STOCH(9,6)
Neutral
52.82
STOCH RSI(14)
Neutral
62.77
MACD(12,26)
Bullish
0.23
ADX(14)
Weak Trend
20.81
UO(9)
Bearish
45.69
ROC(12)
Uptrend And Accelerating
12.72
WillR(14)
Neutral
-39.48