Supra Pacific Financial Services Limited has fixed September 14, 2025, as the record date for its 40th Annual General Meeting. Members holding shares as on this date will be eligible to vote.

The company issued the intimation pursuant to Regulation 42 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was made to the BSE Ltd Corporate Relationship Department on August 29, 2026.

Leena Yezhuvath, Company Secretary, signed the communication confirming compliance with relevant listing regulations. The record date determines shareholder eligibility for voting rights at the upcoming annual meeting.

Supra Pacific Financial Services reported a net profit of ₹2.67 crore for the quarter ended June 30, 2026 (Q1FY27), marking a 110.66% increase compared to ₹1.23 crore in the same period last year. Total revenue rose 41.14% year-on-year to ₹26.11 crore, supported by robust growth in interest income and fees. Assets under management (AUM) expanded 25.86% to ₹365.58 crore, reflecting continued portfolio expansion. The Board of Directors approved these unaudited financial results on August 12, 2026, alongside proposals to raise debt capital and increase borrowing limits.

The Board approved the issuance of Unsecured Subordinated Debts and Non-Convertible Debentures (NCDs), each up to ₹500 crore, subject to shareholder approval at the forthcoming Annual General Meeting (AGM). Additionally, the borrowing limit was proposed to be increased from ₹1,000 crore to ₹1,500 crore under Section 180(1)(C) of the Companies Act, 2013. Mr. Manoj Karumathil retires by rotation and has offered himself for re-appointment. The 40th AGM is scheduled for September 21, 2026, with remote e-voting facilitated by Central Depository Services (India) Limited (CDSL). CS Vivekkumar of DV and Associates was appointed as the scrutinizer.

Financial Performance

Total income stood at ₹26.11 crore in Q1FY27, up from ₹18.50 crore in Q1FY26. Interest income contributed ₹21.44 crore, a 24.34% increase from ₹17.24 crore in the prior year quarter. Fees and commission income surged 151% to ₹2.57 crore from ₹1.02 crore. Other income declined to ₹2.10 crore from ₹3.18 crore in the previous quarter but remained significantly higher than the ₹0.23 crore recorded in Q1FY26.

Profit before tax (PBT) increased 80.12% to ₹2.90 crore. Total expenses rose 37.50% to ₹23.21 crore, primarily due to higher finance costs of ₹11.28 crore compared to ₹6.40 crore in Q1FY26. Employee benefit expenses grew to ₹7.04 crore from ₹6.69 crore. Impairment on financial instruments was ₹0.67 crore, compared to ₹0.55 crore in the prior year quarter. Basic earnings per share (EPS) were ₹0.76, up from ₹0.39 in Q1FY26.

Operational Highlights

The company’s asset quality remained stable with Gross NPA at 1.24% and Net NPA at 0.75%. Capital adequacy ratio (CRAR) stood at 38.02%, well above regulatory thresholds. Net worth strengthened to ₹117.26 crore, up 2.00% from ₹114.96 crore at the end of FY26. Shareholders’ fund reached ₹120.31 crore, a 57.85% increase from ₹76.22 crore in Q1FY26. Total disbursements during the quarter amounted to ₹158.81 crore, contributing to the AUM growth. The number of live customers stood at 41,829. Yield on assets was 23.91%, while borrowing costs were maintained at 12.78%.

What the Numbers Show

The divergence between revenue growth (41.14%) and expense growth (37.50%) indicates operating leverage, though finance costs remain the largest expense head, rising sharply from ₹6.40 crore to ₹11.28 crore. This suggests aggressive funding of the expanding loan book. The significant jump in fees and commission income (+151%) points to successful cross-selling or higher fee-based services adoption, diversifying revenue beyond traditional interest income. The consistent improvement in net worth and shareholders’ fund over three quarters underscores retained earnings driving capital strength without immediate equity dilution.