Supra Pacific Financial Services reported a disbursement of ₹159 crore and a collection of ₹149 crore for the quarter ended June 30, 2026. The company’s gross non-performing assets (NPA) stood at ₹4.50 crore as of June 30, 2026, while total borrowings reached ₹339 crore, comprising Non-Convertible Debentures, subordinated debts, and other secured borrowings.

The company operates 92 branches across six different states. Its total loan portfolio amounted to ₹346 crore as of June 30, 2026, with gold loans constituting the largest segment at ₹221 crore. Vehicle loans and micro finance loans stood at ₹55 crore and ₹64 crore, respectively, while other loans accounted for ₹6 crore.

Loan Portfolio Breakdown

Borrowings Summary

The business update data is provisional and subject to a limited review by the statutory auditors of the company. The disclosure was made in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and the code of practices for fair disclosure of unpublished price sensitive information.

Supra Pacific Financial Services has approved the issuance of secured, unrated, unlisted Non-Convertible Debentures (NCDs) aggregating ₹20 crore on a private placement basis. The Board of Directors sanctioned the issuance of 2,00,000 NCDs during a meeting held on June 6, 2026. The debentures will be offered under a category allowing a maximum subscription of less than ₹1 crore per investor, with security created over the current assets of the company.

The issue offers varying coupon rates between 11.00% and 12.60% depending on the tenure and the investor category. The tenures available include 13, 24, 36, 60, and 70 months. Specific interest rates are set higher for women and senior citizens under certain monthly and yearly payment options. The date of allotment is scheduled before July 31, 2026, with maturity dates corresponding to the respective tenure periods.

Coupon Rates and Payment Schedules

The interest rates and payment schedules are structured across monthly, yearly, and cumulative options. The 70-month tenure is offered exclusively as a cumulative scheme where interest is paid at maturity.

Maturity and Redemption Details

The principal amount for all debentures will be repaid at the end of the respective tenure periods upon maturity. Interest payments for non-cumulative options will be made monthly or yearly until the end of the chosen tenure from the date of allotment. For the cumulative scheme, both principal and interest will be paid at the end of 70 months.

The disclosure confirms there are no special rights, privileges, or delays in payment of interest or principal associated with the instrument. The company stated there are no letters or comments regarding payment defaults. The proposal has not been cancelled or terminated.