Supra Pacific Financial Services has approved the issuance of secured, unrated, unlisted Non-Convertible Debentures (NCDs) on a private placement basis aggregating to ₹5,00,00,000. The Board of Directors granted approval during a meeting held on May 04, 2026, authorizing the issuance of 50,000 NCDs to raise capital for the company.

The debentures carry a coupon rate of 11.60% per annum, payable monthly over a tenure of two years. The principal amount is repayable at the end of the tenure upon maturity. The issuance is structured under a category requiring a minimum subscription of ₹1 crore or above per investor, targeting high-net-worth individuals and institutional investors.

Security for the instruments has been created over the current assets of the company. The NCDs will not be listed on any stock exchange. The date of allotment is scheduled to occur within one month from the approval date.

Key Details of the Issuance

The Board also took note of the minutes of the previous meeting held during the session. The disclosure was filed pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Leena Yezhuvath, Company Secretary & Compliance Officer, signed the disclosure on behalf of the company.

Supra Pacific Financial Services Limited has set a strategic target to expand its assets to Rs 2,500 crore over the next three years, following a 64.39% growth in the financial year 2025-26. The BSE-listed non-banking financial company (NBFC) grew its assets from Rs 290 crore to Rs 499 crore in the last financial year and is now targeting growth of up to Rs 750 crore in the new financial year. CEO Manoj Ravi outlined the company's roadmap to achieve this expansion through new loan schemes, branch network growth, and digital initiatives.

New Loan Products and Service Expansion

The company plans to introduce new loan schemes with collaterals ranging from Rs 10 lakh to Rs 1 crore in the working capital loan segment for traders. This will complement its existing offerings in microfinance, vehicle finance, and business loans. To support its nationwide expansion, Supra Pacific Financial Services aims to establish 500 branches across 15 states within three years. As part of its immediate expansion, five new branches are scheduled to open in Goa in June.

Infrastructure and Digital Initiatives

Operational infrastructure is also being enhanced with the inauguration of a new corporate office in Mumbai during the last week of June. Operations will commence at A-Wing, 11th floor, Wall Street, Andheri Kanakia, Mumbai. The company is simultaneously preparing to introduce innovative mobile app facilities to deliver fast and simple digital services to customers.

Funding and Workforce Growth

To fund its growth, the company has plans to conduct a public issue of Non-Convertible Debentures (NCDs) in the financial year 2026-27. Alongside these financial and operational expansions, Supra Pacific Financial Services plans to increase its workforce significantly, with employee count set to rise from the current 700 to 2,000, supporting the broader objective of scaling assets and service capabilities.

Expansion Targets

The following table summarises the company's key growth milestones and targets: