Repco Home Finance Limited reported a standalone net profit of ₹453.52 crore for the financial year ended March 31, 2026, while consolidated net profit stood at ₹475.42 crore. The board of directors approved the audited standalone and consolidated financial results during a meeting held on May 21, 2026. The company recommended a final dividend of ₹3 per equity share for the financial year 2025-26, subject to shareholder approval. Additionally, the board approved raising funds via Non-Convertible Debentures (₹1,500 crore) and Commercial Papers (₹1,000 crore) and increased the borrowing limits from ₹15,000 crore to ₹20,000 crore.

Financial Performance

The standalone net profit for FY26 was ₹453.52 crore, compared to ₹457.13 crore in the previous year. Total income increased to ₹1,797.69 crore from ₹1,714.89 crore in FY25. On a consolidated basis, the net profit for the year was ₹475.42 crore, with total income amounting to ₹1,814.89 crore. The board recommended a final dividend of ₹3 per equity share for the financial year 2025-26, subject to shareholder approval.

Quarterly Performance

For Q4 FY26, the company reported a standalone net profit of ₹129 crore, compared to ₹125 crore in Q4 FY25 and ₹109 crore in Q3 FY26. On a consolidated basis, Q4 net profit stood at ₹135 crore versus ₹130 crore in Q4 FY25. Q4 consolidated revenue came in at ₹454 crore compared to ₹425 crore in the year-ago period.

Asset Quality and Loan Book

The overall loan book stood at ₹15,880 crores as of March 31, 2026, registering a growth of 9.6% from ₹14,492 crores a year earlier. Asset quality improved, with Gross NPA (GNPA) decreasing to ₹405 crores (2.55%) from ₹473 crores (3.26%) in the previous year. Net NPA (NNPA) stood at ₹183 crores (1.17%) as of March 31, 2026, compared to ₹191 crores (1.32%) a year ago. The capital adequacy ratio remained robust at 35.38%.

Operational Metrics

Loan sanctions for FY26 reached ₹4,519 crores, a 28% increase from the previous year, while disbursements grew 26% to ₹4,148 crores. Net Interest Income rose to ₹812 crores from ₹746 crores. The company maintained a Return on Assets of 3.0% and a Return on Equity of 13.0% for the year. The board also approved raising funds via Non-Convertible Debentures (₹1,500 crore) and Commercial Papers (₹1,000 crore). Additionally, the board increased the borrowing limits from ₹15,000 crore to ₹20,000 crore and appointed Mr. Vaidyanathan S Iyer as Internal Auditor for FY26-27.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE612J01015/4dadd1ce56ea41e1.pdf

Repco Home Finance Limited has cancelled the investor conference with clients of Ashika Institutional Equities that was previously scheduled for May 27, 2026. The meeting was called off due to unforeseen administrative reasons, according to a regulatory filing. This announcement serves as a modification to the company's earlier intimation dated May 19, 2026, regarding the same event.

The conference was initially intended to facilitate a comprehensive discussion on the company's operations and the broader sector. The agenda included topics such as the current business scenario, the company's future outlook, and steps taken to adapt to the changing business environment. Management had planned to outline challenges and potential growth opportunities amidst competition, as well as the impact of various government schemes on target customers.

The event was set to be a group meeting held at the Taj Hotel in Santacruz, Mumbai. The company noted that the schedule was subject to changes due to exigencies on the part of analysts, investors, or the company. This cancellation intimation has been uploaded on the company's official website.

The disclosure was made in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.