Repco Home Finance Limited has officially published its unaudited financial results for the third quarter and nine months ended December 31, 2025, fulfilling its regulatory disclosure obligations under SEBI listing requirements.

Regulatory Compliance and Publication

The company communicated the publication of its financial results to both major Indian stock exchanges through a formal disclosure letter dated February 6, 2026. The communication was addressed to:

Publication Details

The unaudited financial results were published in two prominent newspapers on February 6, 2026:

• Financial Express (All India Edition)
• Dinamani (Chennai Edition)

This publication fulfills the company's obligations under Regulation 30 and 47 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Digital Accessibility

In addition to newspaper publication, the company has made the financial results available on its official website at www.repcohome.com , ensuring broader accessibility for stakeholders and investors.

Corporate Information

Repco Home Finance Limited operates as a government enterprise promoted by REPCO Bank. The company maintains its corporate office at Alexander Square, Guindy, Chennai, and its registered office at REPCO Tower, T.Nagar, Chennai. Company Secretary and Compliance Officer Ankush Tiwari signed the disclosure communication to the stock exchanges.

The publication of these results represents the company's commitment to maintaining transparency and regulatory compliance in its financial reporting practices.

Repco Home Finance Limited has announced its financial results for Q3, showcasing strong operational performance and improved asset quality metrics. The Chennai-based housing finance company, registered with the National Housing Bank, continues to demonstrate steady growth across key business parameters.

Financial Performance Overview

The company delivered solid financial results with net profit reaching Rs. 1.09 billion compared to Rs. 1.07 billion in the corresponding previous quarter, marking steady profitability. Revenue stood at Rs. 4.45 billion versus Rs. 4.40 billion year-on-year, reflecting consistent income generation.

Business Performance Highlights

The company achieved significant growth in loan sanctions and disbursements during the quarter. Loan sanctions reached Rs. 1,087 crores compared to Rs. 806 crores in the previous year, representing a robust 35% growth. Similarly, loan disbursements grew by 40% to Rs. 1,064 crores from Rs. 761 crores, reflecting strong market demand and operational efficiency.

Asset Quality Improvement

The company demonstrated substantial improvement in asset quality parameters, reflecting better risk management and collection efficiency. GNPA declined to 2.92% from 3.86% in the corresponding previous quarter, while Stage-2 assets reduced to 8.02% from 10.56%.

Portfolio and Operational Metrics

The overall loan book stood at Rs. 15,394 crores compared to Rs. 14,155 crores a year back. The portfolio maintains a balanced composition with loans to the non-salaried segment accounting for 53% of the outstanding loan book and salaried segment loans comprising 47%. Housing loans constitute 71% of the portfolio while Home Equity products account for 29%.

Net Interest Income reached Rs. 208 crores compared to Rs. 198 crores in the previous year. The company maintained healthy profitability ratios with Return on Assets at 2.90% and Return on Equity at 13.30%. The Net Interest Margin stood at 5.60% while the yield on assets was 12.30%.

Operational Expansion and Credit Profile

The company continues to expand its geographical footprint, currently operating across 12 states and 1 Union Territory with 205 branches and 31 satellite centers. Tamil Nadu remains the largest market with 57.30% exposure, followed by Karnataka at 12.10% and Maharashtra at 9.70%. Total borrowings stood at Rs. 11,769 crores with an average borrowing cost of 8.45%, maintaining strong credit ratings with CARE and ICRA.