Repco Home Finance
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Repco Home Finance

413.55
-2.70
(-0.65%)
Market Cap
₹2,587.23 Cr
PE Ratio
5.65
Volume
54,107.00
Day High - Low
₹417.55 - ₹411.35
52W High-Low
₹522.95 - ₹310.00
ann
Q1 Quarterly Results are out. Check out the updated financials2 days ago
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Key Fundamentals
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Market Cap
2,587.23 Cr
EPS
73.76
PB Ratio
0.72
Book Value
577.14
EBITDA
1,578.20
Dividend Yield
0.97 %
ROE Growth %
-
Debt to Equity
3.41
Analyst Rating and Forecast
- By Refinitiv from8 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+62.50 %
+62.50 %
Hold
Hold+37.50 %
+37.50 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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positive
Repco Home Finance achieved its highest-ever quarterly disbursements of Rs. 1,069 crores in Q2 FY2026, up from Rs. 867 crores in Q2 FY2025, with loan book growing 8% to Rs. 15,033 crores. The company reported net profit of Rs. 107 crores with ROA at 2.9% and ROE at 13.5%, while targeting Rs. 16,200 crores AUM by FY2026 end and planning to reduce GNPA from Rs. 475 crores to Rs. 450 crores in Q3.
positive
Repco Home Finance Reports 8% YoY Loan Book Growth to ₹1,50,334 Million with Improved Asset QualityNov 12, 2025
Repco Home Finance achieved a loan book of ₹1,50,334 million, representing an 8% year-over-year growth. The company's gross non-performing assets (GNPA) improved to 3.16%. The housing finance company is expanding its presence in Tier-2 and Tier-3 markets while focusing on affordable housing and self-employed customer segments. The company is working on strengthening asset quality and operational efficiency to achieve steady return on equity (ROE) improvement.
neutral
Repco Home Finance reported net profit of 1.06 billion rupees for Q2, down from 1.12 billion rupees in the same period last year. The company's revenue increased to 4.45 billion rupees compared to 4.28 billion rupees year-over-year.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
105.35
#1 87,781.15
37.58
9,576.00
25.71
2,163
17.85
32.46
550.25
30,267.22
#1 5.53
#1 28,110.70
3.05
#1 5,443
1.63
37.59
910.80
23,727.12
10.98
7,691.60
8.99
1,936
23.82
54.24
483.15
20,924.88
21.31
3,108.90
20.17
912
17.14
34.61
280.70
14,052.92
16.66
1,798.40
27.62
751
24.51
37.59
155.49
12,880.14
10.25
8,683.30
0.68
-1,808
#1 111.17
37.95
1,576.60
12,480.58
26.38
2,020.70
25.46
491
14.85
40.35
885.45
11,790.13
12.74
3,879.60
10.07
857
18.87
57.60
1,106.20
11,455.87
27.15
1,539.20
33.09
382
43.06
36.65
870.05
9,416.21
21.77
1,175.90
#1 36.51
378
35.41
47.75

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
11.91 %
Net Income Growth
11.29 %
Cash Flow Change
10.34 %
ROE
-3.12 %
ROCE
6.05 %
EBITDA Margin (Avg.)
1.80 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Revenue
287
296
304
308
328
336
341
346
342
350
360
340
322
335
326
324
307
318
331
344
367
381
393
392
413
419
441
432
437
441
Expenses
26
19
42
24
28
22
36
68
42
30
49
62
100
42
108
95
54
50
37
42
40
40
39
33
43
26
45
28
43
51
EBITDA
262
277
262
284
301
314
306
278
300
321
311
278
223
292
218
230
254
268
294
302
326
340
354
359
370
393
396
404
394
390
Operating Profit %
91 %
94 %
86 %
92 %
91 %
93 %
90 %
80 %
88 %
92 %
86 %
81 %
69 %
87 %
67 %
70 %
82 %
84 %
89 %
88 %
89 %
89 %
90 %
92 %
89 %
94 %
90 %
93 %
90 %
88 %
Depreciation
1
2
1
1
3
3
4
3
4
3
3
3
3
3
3
3
4
3
4
4
4
4
5
6
4
9
9
7
8
8
Interest
168
176
185
191
202
209
209
206
210
209
202
186
176
174
172
168
165
169
181
186
203
208
215
220
233
240
248
246
244
244
Profit Before Tax
92
100
76
91
96
102
93
69
86
108
106
90
44
115
43
58
84
95
109
112
120
129
134
139
137
149
144
154
146
139
Tax
27
30
16
37
29
-3
23
13
16
25
24
25
11
29
8
18
11
26
26
28
24
29
30
25
24
34
31
34
31
29
Net Profit
65
70
59
54
67
105
70
56
70
84
82
65
32
86
35
41
74
70
83
84
95
100
104
114
113
115
113
121
115
110
EPS in ₹
10.37
11.30
9.50
8.70
10.78
16.77
11.17
8.94
11.11
13.36
13.13
10.39
5.16
13.81
5.56
6.50
11.75
11.15
13.29
13.42
15.26
15.98
16.63
18.18
17.99
18.40
18.09
19.29
18.40
17.53

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
6,081
7,772
9,055
9,749
10,987
12,038
12,418
12,052
12,596
13,799
14,716
Fixed Assets
9
9
9
14
16
37
31
35
40
58
78
Current Assets
427
539
637
34
82
347
477
638
486
472
201
Capital Work in Progress
0
0
0
0
0
0
0
0
4
5
3
Investments
0
0
0
0
52
65
76
86
105
223
325
Other Assets
6,072
7,762
9,046
9,735
10,920
11,935
12,311
11,930
12,448
13,514
14,310
Total Liabilities
6,081
7,772
9,055
9,749
10,987
12,038
12,418
12,052
12,596
13,799
14,716
Current Liabilities
1,273
1,630
2,145
1,060
29
63
68
61
64
461
465
Non Current Liabilities
3,990
5,178
5,761
7,362
9,401
10,145
10,237
9,701
9,944
10,353
10,824
Total Equity
817
963
1,150
1,326
1,557
1,830
2,113
2,290
2,589
2,985
3,427
Reserve & Surplus
755
901
1,087
1,263
1,495
1,768
2,050
2,227
2,527
2,923
3,365
Share Capital
62
63
63
63
63
63
63
63
63
63
63

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-5
3
2
5
32
267
131
153
2
-106
-212
Investing Activities
-7
-7
-6
0
-11
-3
12
-8
160
-169
-6
Operating Activities
-1,193
-1,414
-1,001
-557
-1,015
349
849
1,379
-363
-685
-614
Financing Activities
1,195
1,424
1,009
562
1,058
-79
-730
-1,219
205
747
408

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
37.13 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
15.29 %
13.79 %
13.95 %
14.04 %
12.90 %
12.53 %
11.24 %
11.16 %
11.91 %
DIIs
20.10 %
21.98 %
21.38 %
21.01 %
19.71 %
16.64 %
16.87 %
16.96 %
18.03 %
19.55 %
18.41 %
19.11 %
19.58 %
18.80 %
19.91 %
20.57 %
21.09 %
23.26 %
22.70 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
15.41 %
15.98 %
17.10 %
17.18 %
18.79 %
22.96 %
21.78 %
23.02 %
23.70 %
22.59 %
20.98 %
21.78 %
21.85 %
22.54 %
23.18 %
22.74 %
23.13 %
22.18 %
22.42 %
Others
27.35 %
24.91 %
24.38 %
24.68 %
24.37 %
23.27 %
24.22 %
22.89 %
21.14 %
20.73 %
8.18 %
8.19 %
7.49 %
7.48 %
6.88 %
7.03 %
7.40 %
6.28 %
5.84 %
No of Share Holders
33,353
35,921
40,885
41,121
44,840
47,243
48,709
47,491
48,174
44,530
43,101
41,571
42,934
45,257
54,142
54,951
57,155
56,298
57,026

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 2 2.2 2.5 2.5 2.5 2.5 2.7 4 4
Dividend Yield (%) 0.00 0.36 0.47 2.13 0.74 1.42 1.38 0.67 1.19 0.96

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
17 Sept 2021 DIVIDEND Dividend
₹ 2.50 /share
15 Sept 2021 368.20 301.75
16 Aug 2022 DIVIDEND Dividend
₹ 2.50 /share
11 Aug 2022 156.15 158.25
08 Sept 2023 DIVIDEND Dividend
₹ 2.70 /share
07 Sept 2023 224.75 396.55
27 Jul 2024 DIVIDEND Dividend
₹ 3.00 /share
26 Jul 2024 479.05 541.70
02 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
02 Aug 2024 563.90 542.55
12 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 Nov 2024 470.80 475.90
12 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 Feb 2025 397.45 376.35
16 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
16 May 2025 389.70 410.40
07 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
07 Aug 2025 413.75 395.45
15 Aug 2025 DIVIDEND Dividend
₹ 4.00 /share
14 Aug 2025 410.40 368.80
22 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
22 Aug 2025 428.60 370.05
25 Aug 2025 DIVIDEND Dividend
₹ 2.50 /share
25 Aug 2025 395.45 367.25
12 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 Nov 2025 415.95 428.65

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript8 days ago
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 13, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 13, 2025
Un-Audited Financial ResultsNov 12, 2025
Status Report Of Re-Lodgement Of Transfer Requests Of Physical Shares- RegNov 12, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationNov 12, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 12, 2025
Board Meeting Outcome for Outcome Of Board MeetingNov 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 31, 2025
Board Meeting Intimation for Approval Of Un-Audited Financial ResultsOct 31, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 31, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportOct 17, 2025
Status Report Of Re-Lodgement Of Transfer Requests Of Physical SharesOct 16, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 15, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 13, 2025
Submission Of Social Media CommunicationOct 07, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 30, 2025
Closure of Trading WindowSep 25, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 17, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotSep 16, 2025
Newspaper Publication And Social Media CommunicationSep 15, 2025
Intimation Of ESG Rating For Repco Home Finance LimitedSep 15, 2025
Submission Of Social Media CommunicationSep 12, 2025
Status Report Of Re-Lodgement Of Transfer Requests Of Physical SharesSep 10, 2025
ESG RatingsSep 09, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 29, 2025
Announcement under Regulation 30 (LODR)-Raising of FundsAug 22, 2025
Appointment Of Secretarial AuditorAug 22, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesAug 22, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 22, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 22, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 14, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 13, 2025
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011Aug 13, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 08, 2025
Intimation Of Record DateAug 08, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 08, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 08, 2025
Financial ResultsAug 07, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 07, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationAug 07, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 07, 2025
Board Meeting Outcome for Outcome Of Board MeetingAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 01, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 30, 2025
Intimation Under Regulation 30 And 36(1)(B) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations)Jul 29, 2025

Technical Indicators

RSI(14)
Neutral
51.73
ATR(14)
Less Volatile
13.39
STOCH(9,6)
Neutral
29.33
STOCH RSI(14)
Neutral
24.41
MACD(12,26)
Bearish
-3.02
ADX(14)
Weak Trend
18.31
UO(9)
Bearish
49.93
ROC(12)
Downtrend And Accelerating
-2.93
WillR(14)
Neutral
-62.64