Repco Bank has formally declared that it, along with Persons Acting in Concert (PAC), has not created any encumbrance on the shares held in repco home finance during the financial year ended March 31, 2026. The disclosure was submitted to the National Stock Exchange of India Limited in compliance with Regulation 31(4) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.

The communication, dated April 4, 2026, confirms that no direct or indirect encumbrance was made on the promoter's shareholding throughout the specified financial period. This regulatory filing is intended to inform the exchange and maintain transparency regarding the shareholding status of the promoters.

Key Disclosure Details

The following table summarizes the key details of the regulatory disclosure:

The declaration was signed by O.M. Gokul, Managing Director of Repco Bank, and addressed to the National Stock Exchange of India Limited. A copy of the disclosure has also been forwarded to the Audit Committee of Repco Home Finance Limited for their records.

Repco Home Finance Limited has submitted its disclosure on Related Party Transactions for the half year ended March 31, 2026, to the National Stock Exchange of India Limited and BSE Limited. The filing, made in compliance with Regulation 23(9) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, outlines various transactions undertaken during the reporting period.

Transactions with Key Management Personnel and Directors

The disclosure details remuneration paid to the company's key management personnel and directors. Shanthi Srikanth received ₹0.61 crore, while Ankush Tiwari received ₹0.50 crore. T. Karunakaran received ₹0.70 crore. Other directors, including C. Thangaraju, E. Santhanam, B. Rajkumar, Mirnal Kanti Bhattacharya, Usha Ravi, and R. Vaidyanathan, received remuneration ranging from ₹0.28 crore to ₹0.47 crore. P.K. Vaidyanathan, a Whole-time Director, received ₹0.03 crore, and G. Venkataiah received ₹0.20 crore.

Dealings with Associate Company

repco home finance engaged in significant transactions with its associate company, Repco Micro Finance Limited. The primary transaction involved an investment of ₹50.00 crore. Additionally, the company received a director sitting fee of ₹0.06 crore and a dividend of ₹0.37 crore from the associate entity during the period.

Transactions with Promoter Repco Bank

The report highlights several transactions with Repco Bank, the promoter of the company. These included rent paid and rent received, both approved for ₹1300.00 crore, with actual transaction values of ₹0.24 crore and ₹0.02 crore respectively. Reimbursements for administrative expenses amounted to ₹0.14 crore, while a specific reimbursement regarding the salary of Shri P K Vaidyanathan, CDO, totaled ₹0.56 crore.

Financial Indebtedness and Dividends

Repco Home Finance reported a loan from Repco Bank with an approved value of ₹1300.00 crore. The actual transaction value during the period was ₹365 crore, with an opening balance of ₹1026.12 crore and a closing balance of ₹659.01 crore. The loan carries an interest rate of 8.75% per annum and is secured, with a tenure ranging from 3 to 10 years. The company also paid interest amounting to ₹73.91 crore and a dividend of ₹19.75 crore to the promoter.

Other Related Party Transactions

The disclosure included a loan provided to Rathinasundaram S, a Director in Repco Bank. The loan, classified as secured for housing purposes, carries an interest rate of 10.00% over a 15-year tenure. The company received ₹0.18 crore as interest and a principal repayment of ₹0.04 crore during the reporting period. The total value of all transactions during the reporting period was ₹487.58 crore.