Punjab National Bank has informed the stock exchanges that its representatives participated in a physical group meeting organised by Motilal Oswal in Mumbai on 07.05.2026, from 10:30 a.m. to 11:15 a.m. The disclosure was filed on 07.05.2026 by Bikramjit Shom, Company Secretary of the bank, in continuation of the earlier intimation dated 04.05.2026. During the interaction, only information available in the public domain was shared with participants.

Meeting Details

The key details of the analyst and investor meet are as follows:

Regulatory Compliance

The disclosure has been submitted in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, which mandates listed entities to inform stock exchanges of events and developments that may have a bearing on investor interest. The communication was addressed to both the National Stock Exchange of India Limited and BSE Limited.

Punjab National Bank 's Co MD has projected 14% credit growth for FY27, even as the West Asia crisis presents a challenging macroeconomic backdrop. The public sector lender has also maintained its guidance on deposit growth of 9%-10% and Net Interest Margins (NIMs) in the range of 2.6%-2.7% for the fiscal year, reflecting a confident and calibrated outlook on the bank's financial performance.

Key Financial Projections for FY27

The bank's guidance covers key balance sheet and profitability parameters for FY27. The table below summarises Punjab National Bank's projected targets:

Credit, Deposit, and Margin Outlook

Punjab National Bank's Co MD's projection of 14% credit growth for FY27 signals a more aggressive lending stance, even amid the uncertainty stemming from the West Asia crisis. Simultaneously, the bank expects its deposit base to grow by 9%-10%, indicating a calibrated approach to resource mobilisation to support the anticipated credit expansion. The differential between projected credit and deposit growth rates suggests the bank is targeting an improvement in credit-to-deposit deployment during FY27.

On the profitability front, the bank expects NIMs — a key measure of lending profitability that represents the difference between interest earned on loans and interest paid on deposits — to remain stable in the 2.6%-2.7% range. This NIM guidance, alongside the updated credit and deposit growth targets, provides a clear framework for Punjab National Bank's operational and financial strategy for the fiscal year.