punjab national bank has informed the exchanges that its Marginal Cost of Funds Based Lending Rates (MCLR) will remain unchanged across all tenors effective from May 1, 2026. The decision maintains the status quo on lending rates that were previously effective from April 1, 2026, providing stability for borrowers across various loan categories.

MCLR Rate Structure

The bank's MCLR rates across different tenors have been maintained at their existing levels. The overnight MCLR remains at 7.95%, while short-term tenors including one month and three months are held steady at 8.20% and 8.40% respectively. The six-month MCLR continues at 8.60%, with the one-year MCLR—the benchmark for most consumer loans—maintained at 8.75%. For longer-term loans, the three-year MCLR remains unchanged at 9.05%.

Other Benchmark Rates

In addition to MCLR, Punjab National Bank has confirmed that its other benchmark lending rates remain unchanged. The Repo Linked Lending Rate (RLLR) stands at 8.10%, which includes a Basic Spread Premium (BSP) of 0.10%. The Base Rate, another key lending benchmark, continues at 9.50%. These rates will continue to apply until further revisions are announced by the bank.

The communication, dated April 30, 2026, was signed by Bikramjit Shom, Company Secretary, and has been submitted to both the National Stock Exchange of India Limited and BSE Limited for record purposes.

Punjab National Bank has announced its earnings conference call with analysts and investors to discuss the audited financial results for the quarter and year ended March 31, 2026. The call is scheduled for Tuesday, May 5, 2026 at 4:00 PM IST.

Conference Call Details

The earnings call will be hosted by Elara Securities (India) Private Limited and will provide stakeholders with insights into the bank's Q4FY26 performance and business updates. The timing has been coordinated across multiple time zones to accommodate global participants.

Senior Management Participation

The conference call will feature Punjab National Bank's senior leadership team, providing direct access to key decision-makers for analysts and investors.

Participating Executives:

• Mr. Ashok Chandra - Managing Director & CEO
• Mr. M Paramasivam - Executive Director
• Mr. Bibhu Prasad Mahapatra - Executive Director
• Mr. D Surendran - Executive Director
• Mr. Amit Kumar Srivastava - Executive Director

Access and Participation

The conference call will offer multiple participation options for attendees across different regions. Diamond Pass login registration is available for enhanced access, while traditional dial-in numbers are provided for various countries.

International Dial-in Options:

• Universal Numbers: +91 22 6280 1146, +91 22 7115 8047
• US Toll Free: 1 866 746 2133
• UK Toll Free: 0 808 101 1573
• Singapore Toll Free: 800 101 2045
• Hong Kong Toll Free: 800 964 448
• Australia Toll Free: 0080014243444

Regulatory Compliance

The announcement was made on April 29, 2026, by Company Secretary Bikramjit Shom in compliance with Regulation 30 of SEBI (LODR) Regulations, 2015. This regulation mandates timely disclosure of material events and information that could impact investor decisions.

The earnings call represents an important opportunity for stakeholders to gain insights into Punjab National Bank's financial performance and strategic direction for the concluded fiscal year.