Punjab National Bank

Punjab National Bank

114.37
+1.82
(1.62%)
ann
There are new updates from the company23 hours ago
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Market Cap
1,31,444.80 Cr
EPS
16.42
PE Ratio
7.91
Dividend Yield
2.53 %
Industry
Banks
52 Week High
115.71
52 Week Low
85.46
PB Ratio
1.01
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from17 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+41.18 %
+41.18 %
Hold
Hold+23.53 %
+23.53 %
Sell
Sell+35.29 %
+35.29 %

Company News

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positive
Punjab National Bank reported provisional business figures showing global business of ₹27,87,839 crore, up 10.6% year-on-year from ₹25,20,246 crore and 2.5% quarter-on-quarter from ₹27,19,276 crore. Domestic business reached ₹26,83,034 crore, rising 10.4% year-on-year and 2.5% quarter-on-quarter. Global deposits stood at ₹16,17,041 crore, increasing 10.9% year-on-year and 3.4% quarter-on-quarter. Global advances rose to ₹11,70,798 crore, reflecting 10.3% year-on-year growth and 3.7% quarter-on-quarter increase. The bank's global Credit-Deposit ratio was 72.40%, compared to 72.82% a year earlier and 71.09% in the previous quarter. PNB shares closed at ₹114.45, up 1.69%.
neutral
Nirav Modi's Brother-In-Law Granted Pardon in PNB Fraud Case, Becomes Approver7 days ago
A CBI court granted Maiank Mehta, brother-in-law of businessman Nirav Modi, a pardon in the Punjab National Bank fraud case, making him an approver. Special CBI Judge A V Gujarathi approved Mehta's plea on condition that he makes full disclosure of circumstances and other persons involved. Mehta, a British citizen and Hong Kong resident, is accused under criminal conspiracy, cheating, and criminal breach of trust charges. He voluntarily came to India in September 2021 and had previously received pardon in related money laundering cases. The prosecution did not object to his plea. The court directed Mehta, currently abroad, to present himself for proceedings. The PNB scam involves allegations that Nirav Modi and Mehul Choksi siphoned over Rs 13,000 crore using fraudulent Letters of Undertaking and foreign letters of credit by bribing bank officials at PNB's Brady House branch in Mumbai.
neutral
Punjab National Bank announced record dates for payment of interest and principal on two Basel III Tier-II bond series. For Series XXII bonds with 7.25% annual interest rate, the record date is October 14, 2025, with payment due on September 29, 2025. For the 8.34% annual bond series, the record date is October 13, 2025 (adjusted from October 11 due to bank holidays), with payment due on October 24, 2025 (adjusted from October 26 due to bank holidays). The bank has a call option to exercise on the Series XXII bonds.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
867.30
#1 8,00,571.50
10.07
#1 6,63,343.30
11.57
#1 79,017
10.09
63.27
263.95
1,36,498.10
7.01
1,52,884.10
7.83
20,459
-26.17
70.13
114.37
#3 1,31,444.80
#6 7.91
#4 1,40,456.80
#4 14.76
#3 18,553
#10 -45.71
60.26
125.90
1,14,199.50
6.17
1,52,657.90
9.70
17,336
-21.12
68.86
137.71
1,05,122.40
#1 5.58
1,29,979.30
9.98
17,921
21.59
57.46
765.95
1,03,170.70
8.99
72,050.90
12.17
10,995
-11.45
68.52
39.89
76,814.50
19.56
33,750.30
13.52
3,396
#1 81.66
53.71
125.53
57,149.60
5.79
80,412.40
19.47
9,552
-3.14
66.91
56.49
43,449.60
7.55
28,402.60
#1 20.90
5,542
16.16
54.47
30.77
38,584.20
15.62
29,473.50
17.33
2,445
23.76
59.30
Forecast
Actual
Growth Rate
Revenue Growth
14.76 %
Net Income Growth
102.60 %
Cash Flow Change
179.01 %
ROE
68.12 %
ROCE
11.22 %
EBITDA Margin (Avg.)
12.18 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
15,228
14,219
15,105
14,963
15,427
15,844
16,211
16,824
24,728
23,685
23,383
21,634
23,116
21,597
22,275
21,351
21,528
23,292
26,134
28,132
29,033
29,857
30,527
32,977
32,760
35,112
35,286
37,299
37,999
Expenses
8,306
12,701
5,870
13,348
4,847
6,100
7,228
8,307
9,949
10,001
10,171
8,720
9,776
8,922
8,839
9,384
9,523
10,493
11,578
10,813
10,990
10,259
9,449
9,831
8,473
8,593
7,494
9,142
9,197
EBITDA
-1,608
-6,957
361
-7,160
1,493
561
-384
-843
829
939
1,076
939
1,497
889
1,739
470
562
626
1,043
2,630
1,979
2,778
3,634
4,940
5,751
6,729
7,055
6,518
6,973
Operating Profit %
38 %
-1 %
56 %
-2 %
64 %
55 %
48 %
42 %
52 %
53 %
51 %
54 %
49 %
51 %
55 %
51 %
50 %
49 %
49 %
56 %
57 %
62 %
66 %
66 %
71 %
72 %
77 %
72 %
72 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
8,531
8,475
8,875
8,775
9,087
9,183
9,367
9,360
13,949
12,745
12,135
11,975
11,843
11,786
11,697
11,497
11,443
12,172
13,513
14,690
16,064
16,820
17,444
18,206
18,536
19,790
20,738
21,640
21,828
Profit Before Tax
-1,608
-6,957
361
-7,160
1,493
561
-384
-843
829
939
1,076
939
1,497
889
1,739
470
562
626
1,043
2,630
1,979
2,778
3,634
4,940
5,751
6,729
7,055
6,518
6,973
Tax
-746
-2,425
-91
-2,554
408
-10
-7
-49
239
331
296
225
313
-238
490
122
291
131
328
753
616
788
1,193
1,577
1,760
1,990
2,244
1,507
4,806
Net Profit
-863
-4,533
452
-4,606
1,085
572
-377
-795
591
608
781
715
1,184
1,127
1,249
348
271
496
715
1,876
1,363
1,990
2,441
3,363
3,991
4,739
4,811
5,011
2,167
EPS in ₹
-3.12
-16.18
1.25
-12.02
2.33
1.24
-0.65
-1.22
0.57
0.61
0.78
0.67
1.09
1.00
1.14
0.31
0.26
0.44
0.64
1.69
1.22
1.81
2.21
3.04
3.61
4.27
4.18
4.34
1.84

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
6,36,011
7,12,793
7,33,311
7,77,528
7,89,266
8,51,457
12,79,725
13,39,301
14,93,649
15,98,636
18,57,544
Fixed Assets
3,656
5,308
6,298
6,371
6,248
7,262
11,049
10,696
12,084
12,348
13,083
Current Assets
69,500
91,663
1,05,135
1,14,700
92,248
93,496
1,57,940
1,80,550
2,03,219
1,75,149
2,12,199
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
0
Investments
1,56,762
1,65,127
1,91,527
2,04,419
2,09,723
2,53,783
4,04,369
3,88,586
4,16,914
4,46,421
5,24,840
Other Assets
4,75,594
5,42,358
5,35,486
5,66,738
5,73,295
5,90,413
8,64,307
9,40,019
10,64,651
11,39,867
13,19,620
Total Liabilities
6,36,011
7,12,793
7,33,311
7,77,528
7,89,266
8,51,457
12,79,725
13,39,301
14,93,649
15,98,636
18,57,544
Current Liabilities
18,973
18,204
16,379
21,934
15,046
14,453
20,689
27,640
29,813
35,878
40,951
Non Current Liabilities
6,17,039
6,94,589
7,16,932
7,55,595
7,74,220
8,37,004
12,59,036
13,11,662
14,63,836
15,62,758
18,16,593
Total Equity
42,588
42,533
43,946
41,826
45,518
64,237
93,021
98,055
1,03,340
1,10,948
1,33,766
Reserve & Surplus
41,669
41,412
42,739
40,965
44,277
62,529
90,439
95,380
1,00,678
1,08,185
1,30,839
Share Capital
371
393
426
552
921
1,348
2,096
2,202
2,202
2,202
2,299

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
11,393
18,790
12,330
6,109
-20,192
460
35,579
20,859
23,135
-25,928
19,359
Investing Activities
-872
-1,352
159
392
-629
-338
-787
-1,204
-733
-1,506
-1,578
Operating Activities
4,814
14,167
21,938
-1,742
-33,532
-12,793
30,950
20,032
22,592
-27,939
22,075
Financing Activities
7,451
5,975
-9,767
7,460
13,969
13,591
5,415
2,032
1,275
3,518
-1,138

Share Holding

% Holding
Mar 2021
May 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
76.87 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
70.08 %
70.08 %
70.08 %
70.08 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
4.82 %
5.51 %
8.32 %
5.70 %
5.70 %
5.52 %
DIIs
9.06 %
9.92 %
11.25 %
11.19 %
11.61 %
11.60 %
11.45 %
12.28 %
12.98 %
13.53 %
13.45 %
13.80 %
13.73 %
12.36 %
10.77 %
11.95 %
14.31 %
14.67 %
15.07 %
Government
0.01 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
9.50 %
9.68 %
11.20 %
11.79 %
12.27 %
12.00 %
12.67 %
11.44 %
10.39 %
10.17 %
10.05 %
9.06 %
8.76 %
8.56 %
9.10 %
8.47 %
8.71 %
8.55 %
8.33 %
Others
4.56 %
7.25 %
4.40 %
3.88 %
2.98 %
3.25 %
2.73 %
3.13 %
3.48 %
3.15 %
3.35 %
3.99 %
4.36 %
1.11 %
1.47 %
1.18 %
1.19 %
0.99 %
1.01 %
No of Share Holders
0
13,81,300
14,25,500
16,18,140
16,90,480
18,77,250
19,50,660
20,40,140
20,10,940
20,67,200
20,30,100
20,83,550
21,63,620
23,53,620
25,29,280
25,40,940
26,40,520
26,53,660
25,74,690

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.64 0.65 1.5 2.9
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 1.38 0.52 1.56 2.54

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
23 Jun 2022 DIVIDEND Dividend
₹ 0.64 /share
22 Jun 2022 33.30 29.30
23 Jun 2023 DIVIDEND Dividend
₹ 0.65 /share
23 Jun 2023 48.45 50.99
30 Jun 2023 ANNUAL GENERAL MEETING Annual General Meeting
NA
30 Jun 2023 48.45 50.44
05 Mar 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
05 Mar 2024 104.61 126.05
22 Jun 2024 DIVIDEND Dividend
₹ 1.50 /share
21 Jun 2024 125.00 125.80
29 Jun 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Jun 2024 125.00 123.25
07 Sept 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
07 Sept 2024 125.51 109.95
28 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Oct 2024 94.95 95.80
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jan 2025 97.55 96.55
07 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
07 May 2025 99.75 94.55
20 Jun 2025 DIVIDEND Dividend
₹ 2.90 /share
20 Jun 2025 94.55 102.95
27 Jun 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
27 Jun 2025 94.55 106.25
30 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jul 2025 110.67 109.30
04 Sept 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
04 Sept 2025 105.40 104.30

Announcements

Provisional Business Figures As On 30.09.202523 hours ago
Announcement under Regulation 30 (LODR)-Cessation3 days ago
Change In Interest Rates3 days ago
Closure of Trading Window8 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome10 days ago
Investor/ Analyst Meet- UpdateSep 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 19, 2025
Disclosure under Regulation 30A of LODRSep 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 16, 2025
Disclosure under Regulation 30A of LODRSep 16, 2025
Certificate Of Compliance With Cybersecurity And Cyber Resilience Framework For SEBI Regulated EntitiesSep 11, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 02, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 01, 2025
Change In Interest RatesAug 30, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 28, 2025
Election Of Shareholder Director Of The BankAug 28, 2025
Extraordinary General Meeting Of The Bank On 04.09.2025 For Election Of One Shareholder DirectorAug 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 14, 2025
Extraordinary General Meeting Of The BankAug 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 11, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 05, 2025
Extraordinary General Meeting Of The BankJul 31, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJul 31, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 30, 2025
Statement Of Deviation/ Variation For The Quarter Ended 30.06.2025Jul 30, 2025
Integrated Filing- Financial Results For The Quarter Ended 30.06.2025Jul 30, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 30, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 30, 2025
Board Meeting Outcome for Outcome Of Board Meeting Under Regulation 30 And 51 Of SEBI (LODR) Regulations 2015Jul 30, 2025
Profile Of Shri D. Anandan Director Of The BankJul 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 25, 2025
Board Meeting Intimation for Intimation Of Board Meeting Under Regulation 29 & 50 Of SEBI(LODR) Regulations 2015Jul 25, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJul 24, 2025
Intimation Under Regulation 30 Of SEBI LODR Regulations 2015Jul 08, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Waiver Of Penalty Imposed By ARCL On PNB Gilts Ltd. (Subsidiary Of The Bank)Jul 04, 2025
Intimation Under SEBI LODR Regulations 2015Jul 02, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 30, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJun 30, 2025
Closure of Trading WindowJun 30, 2025
Appointment Of Secretarial AuditorJun 27, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJun 27, 2025
Sale Of Stake In Associate Of The BankJun 17, 2025
Disclosure Under Regulation 30 Of SEBI LODR Regulations 2015Jun 16, 2025
Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Jun 11, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 06, 2025
Announcement under Regulation 30 (LODR)-Resignation of DirectorJun 06, 2025

Technical Indicators

RSI(14)
Neutral
64.08
ATR(14)
Less Volatile
2.42
STOCH(9,6)
Neutral
53.34
STOCH RSI(14)
Neutral
57.34
MACD(12,26)
Bullish
0.28
ADX(14)
Strong Trend
25.78
UO(9)
Bearish
49.27
ROC(12)
Uptrend And Accelerating
5.47
WillR(14)
Overbought
-8.18

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI PSU Direct Plan-Growth
0.00%
-5301205
-1.06%
-1.08%
Baroda BNP Paribas Multi Cap Fund Direct-Growth
1.46%
4234938
1.46%
1.46%
Invesco India Arbitrage Fund Direct-Growth
0.21%
1616000
0.05%
-0.07%
Parag Parikh Flexi Cap Fund Direct-Growth
0.01%
-1592000
-0.02%
-0.02%
HDFC Arbitrage Fund Wholesale Direct-Growth
0.08%
1520000
0.07%
-0.02%
ICICI Prudential Equity Arbitrage Direct-Growth
0.42%
1392000
0.01%
-0.04%
HSBC Multi Cap Fund Direct - Growth
0.52%
1180373
0.23%
0.52%
Baroda BNP Paribas Large Cap Fund Direct-Growth
0.89%
1080000
0.39%
0.89%
Kotak Arbitrage Fund Direct-Growth
0.17%
-1056000
-0.02%
-0.26%
Baroda BNP Paribas ELSS Tax Saver Fund Direct-Growth
0.88%
784330
0.88%
0.88%
Tata Arbitrage Fund Direct - Growth
0.50%
760000
-0.02%
-0.07%
Bajaj Finserv Multi Asset Allocation Fund Direct-Growth
0.64%
750000
0.64%
0.64%
Edelweiss Arbitrage Fund Direct-Growth
0.31%
736000
0.03%
-0.01%
SBI Arbitrage Opportunities Fund Direct-Growth
0.47%
-656000
-0.06%
-0.05%
DSP Dynamic Asset Allocation Fund Direct-Growth
0.56%
-648000
-0.21%
-0.26%
Mirae Asset Arbitrage Fund Direct - Growth
0.20%
560000
0.20%
-0.51%
UTI Arbitrage Fund Direct-Growth
0.83%
520000
-0.04%
-0.27%
Baroda BNP Paribas Retirement Fund Direct - Growth
0.83%
313732
0.83%
0.83%
HSBC Arbitrage Fund Direct-Growth
0.87%
-312000
-0.12%
-0.11%
Bandhan Business Cycle Fund Direct-Growth
0.94%
298807
0.18%
0.42%
Unifi Dynamic Asset Allocation Fund Direct - Growth
0.35%
296000
0.35%
0.35%
Nippon India Arbitrage Fund Direct-Growth
0.05%
176000
0.01%
-0.08%
ICICI Prudential Nifty Next 50 Index Direct-Growth
1.53%
163117
-0.04%
-0.07%
Baroda BNP Paribas Arbitrage Fund Direct - Growth
0.16%
-160000
-0.15%
-0.05%
UTI Nifty Next 50 Index Fund Direct - Growth
1.53%
151567
-0.03%
-0.06%

About Punjab National Bank

Punjab National Bank (PNB) is a state-owned commercial bank headquartered in New Delhi, India. It offers a wide range of banking products and services, including retail and corporate banking, international banking, and capital market services. PNB has an extensive network of over 10,000 branches and 12,000 ATMs across India. The bank provides personal and corporate loans, deposit accounts, forex services, cash management, and various digital banking solutions. PNB also offers insurance products, mutual funds, and merchant banking services. As of March 31, 2024, PNB's global business stood at Rs. 23,53,038 Crore, with deposits of Rs. 13,69,713 Crore and CASA deposits of Rs. 5,52,499 Crore. The bank has overseas presence through branches and representative offices in several countries.
Listing Date
29 Mar, 2005(20 Years, -25 days)
Chairperson NameK G Ananthakrishnan