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Punjab National Bank
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Punjab National Bank

116.80
+2.10
(1.83%)
Market Cap
1,34,237.58 Cr
PE Ratio
5.93
Volume
1,84,94,065.00
Day High - Low
117.48 - 114.63
52W High-Low
135.15 - 98.50
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Key Fundamentals
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Market Cap
1,34,237.58 Cr
EPS
16.00
PE Ratio
5.93
PB Ratio
0.90
Book Value
127.02
EBITDA
18,377.00
Dividend Yield
2.63 %
Industry
Banks
Sector
Public Sector Bank
Return on Equity
12.26
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from18 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+55.56 %
+55.56 %
Hold
Hold+16.67 %
+16.67 %
Sell
Sell+27.78 %
+27.78 %
Forecast For
Actual

Company News

View All News
Caret
neutral
PNB appoints Divesh Sehara as board director6 days ago
Punjab National Bank has nominated Shri Divesh Sehara as a Director on its Board effective September 10, 2026. The appointment replaces Shri D. Anandan under government notification.
neutral
Punjab National Bank EGM for director electionSep 01, 2026
Punjab National Bank schedules an extraordinary general meeting on September 25, 2026, to elect a shareholder director. The vacancy arises from the tenure completion of Smt. Vandana Bhagavatula.
neutral
Punjab National Bank holds 1-year MCLR at 8.80%Aug 31, 2026
Punjab National Bank keeps its one-year Marginal Cost of Funds based Lending Rate steady at 8.80%, effective September 1. The rate remains unchanged from the previous period.
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Peer Comparison Compare Peers on Screener

Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
State Bank of India
991.40
#1 9,15,123.43
9.98
#1 7,12,643.50
7.43
#1 85,169
13.56
39.17
Union Bank of India
178.20
1,36,030.85
6.48
1,28,399.50
0.19
18,781
27.41
43.77
Punjab National Bank
116.80
#3 1,34,237.58
#3 5.93
#4 1,49,463.30
#7 6.41
#5 18,467
#1 169.24
55.18
Bank of Baroda
234.98
1,21,516.67
6.55
1,56,825.40
2.58
19,477
-47.71
40.40
Indian Bank
840.00
1,13,144.97
8.83
78,332.70
8.72
12,227
47.44
37.87
Canara Bank
123.20
1,11,750.42
5.60
1,53,083.20
0.28
18,951
60.31
38.13
Bank of India
137.81
62,740.32
#1 5.34
85,649.60
6.51
10,309
80.50
37.62
Indian Overseas Bank
32.09
61,794.40
10.47
37,742.60
11.83
5,419
45.65
36.58
Bank of Maharashtra
80.21
61,693.96
8.16
32,823.70
15.57
7,017
34.49
42.07
UCO Bank
23.68
29,693.68
12.04
29,473.50
#1 17.33
2,445
23.76
27.90

Automatic Screeners on ScanX

Community
Day 1 Unusual Volume
Community
Resistance 1 Breached
Growth Rate
Revenue Growth
6.41 %
Net Income Growth
-0.46 %
Cash Flow Change
16.13 %
ROE
-11.61 %
ROCE
-1.87 %
EBITDA Margin (Avg.)
0.94 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Revenue
15,228
14,219
15,105
14,963
15,427
15,844
16,211
16,824
24,728
23,685
23,383
21,634
23,116
21,597
22,275
21,351
21,528
23,292
26,134
28,132
29,033
29,857
30,527
32,977
32,760
35,112
35,286
37,299
37,999
36,684
37,903
36,878
37,954
Expenses
8,306
12,701
5,870
13,348
4,847
6,100
7,228
8,307
9,949
10,001
10,171
8,720
9,776
8,922
8,839
9,384
9,523
10,493
11,578
10,813
10,990
10,259
9,449
9,831
8,473
8,593
7,494
9,142
9,197
8,299
9,298
7,518
8,262
EBITDA
-1,608
-6,957
361
-7,160
1,493
561
-384
-843
829
939
1,076
939
1,497
889
1,739
470
562
626
1,043
2,630
1,979
2,778
3,634
4,940
5,751
6,729
7,055
6,518
6,973
6,527
6,440
7,141
7,108
Operating Profit %
38 %
-1 %
56 %
-2 %
64 %
55 %
48 %
42 %
52 %
53 %
51 %
54 %
49 %
51 %
55 %
51 %
50 %
49 %
49 %
56 %
57 %
62 %
66 %
66 %
71 %
72 %
77 %
72 %
72 %
74 %
72 %
77 %
75 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
8,531
8,475
8,875
8,775
9,087
9,183
9,367
9,360
13,949
12,745
12,135
11,975
11,843
11,786
11,697
11,497
11,443
12,172
13,513
14,690
16,064
16,820
17,444
18,206
18,536
19,790
20,738
21,640
21,828
21,858
22,164
22,219
22,583
Profit Before Tax
-1,608
-6,957
361
-7,160
1,493
561
-384
-843
829
939
1,076
939
1,497
889
1,739
470
562
626
1,043
2,630
1,979
2,778
3,634
4,940
5,751
6,729
7,055
6,518
6,973
6,527
6,440
7,141
7,108
Tax
-746
-2,425
-91
-2,554
408
-10
-7
-49
239
331
296
225
313
-238
490
122
291
131
328
753
616
788
1,193
1,577
1,760
1,990
2,244
1,507
4,806
1,407
863
1,539
1,273
Net Profit
-863
-4,533
452
-4,606
1,085
572
-377
-795
591
608
781
715
1,184
1,127
1,249
348
271
496
715
1,876
1,363
1,990
2,441
3,363
3,991
4,739
4,811
5,011
2,167
5,121
5,577
5,603
5,835
EPS in ₹
-3.12
-16.18
1.25
-12.02
2.33
1.24
-0.65
-1.22
0.57
0.61
0.78
0.67
1.09
1.00
1.14
0.31
0.26
0.44
0.64
1.69
1.22
1.81
2.21
3.04
3.61
4.27
4.18
4.34
1.84
4.46
4.83
4.83
5.06
Above figures are in Rs. Crores

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Total Assets
6,36,011
7,12,793
7,33,311
7,77,528
7,89,266
8,51,457
12,79,725
13,39,301
14,93,649
15,98,636
18,57,544
20,33,331
Fixed Assets
3,656
5,308
6,298
6,371
6,248
7,262
11,049
10,696
12,084
12,348
13,083
15,625
Current Assets
69,500
91,663
1,05,135
1,14,700
92,248
93,496
1,57,940
1,80,550
2,03,219
1,75,149
2,12,199
2,42,946
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
0
0
Investments
1,56,762
1,65,127
1,91,527
2,04,419
2,09,723
2,53,783
4,04,369
3,88,586
4,16,914
4,46,421
5,24,840
5,23,515
Other Assets
4,75,594
5,42,358
5,35,486
5,66,738
5,73,295
5,90,413
8,64,307
9,40,019
10,64,651
11,39,867
13,19,620
14,94,191
Total Equity & Liabilities
6,36,011
7,12,793
7,33,311
7,77,528
7,89,266
8,51,457
12,79,725
13,39,301
14,93,649
15,98,636
18,57,544
20,33,331
Current Liabilities
18,973
18,204
16,379
21,934
15,046
14,453
20,689
27,640
29,813
35,878
40,951
50,315
Non Current Liabilities
6,17,039
6,94,589
7,16,932
7,55,595
7,74,220
8,37,004
12,59,036
13,11,662
14,63,836
15,62,758
18,16,593
19,83,016
Total Equity
42,588
42,533
43,946
41,826
45,518
64,237
93,021
98,055
1,03,340
1,10,948
1,33,766
1,50,662
Reserve & Surplus
41,669
41,412
42,739
40,965
44,277
62,529
90,439
95,380
1,00,678
1,08,185
1,30,839
1,47,674
Share Capital
371
393
426
552
921
1,348
2,096
2,202
2,202
2,202
2,299
2,299
Above figures are in Rs. Crores

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Net Cash Flow
11,393
18,790
12,330
6,109
-20,192
460
35,579
20,859
23,135
-25,928
19,359
13,362
Investing Activities
-872
-1,352
159
392
-629
-338
-787
-1,204
-733
-1,506
-1,578
-609
Operating Activities
4,814
14,167
21,938
-1,742
-33,532
-12,793
30,950
20,032
22,592
-27,939
22,075
25,635
Financing Activities
7,451
5,975
-9,767
7,460
13,969
13,591
5,415
2,032
1,275
3,518
-1,138
-11,664
Above figures are in Rs. Crores

Share Holding

% Holding
Mar 2021
May 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Promoter
76.87 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
73.15 %
70.08 %
70.08 %
70.08 %
70.08 %
70.08 %
70.08 %
70.08 %
70.08 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
4.82 %
5.51 %
8.32 %
5.70 %
5.70 %
5.52 %
5.67 %
5.94 %
6.39 %
5.93 %
DIIs
9.06 %
9.92 %
11.25 %
11.19 %
11.61 %
11.60 %
11.45 %
12.28 %
12.98 %
13.53 %
13.45 %
13.80 %
13.73 %
12.36 %
10.77 %
11.95 %
14.31 %
14.67 %
15.07 %
15.54 %
16.08 %
16.05 %
16.07 %
Government
0.01 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
9.50 %
9.68 %
11.20 %
11.79 %
12.27 %
12.00 %
12.67 %
11.44 %
10.39 %
10.17 %
10.05 %
9.06 %
8.76 %
8.56 %
9.10 %
8.47 %
8.71 %
8.55 %
8.33 %
7.71 %
6.98 %
6.60 %
7.00 %
Others
4.56 %
7.25 %
4.40 %
3.88 %
2.98 %
3.25 %
2.73 %
3.13 %
3.48 %
3.15 %
3.35 %
3.99 %
4.36 %
1.11 %
1.47 %
1.18 %
1.19 %
0.99 %
1.01 %
1.00 %
0.92 %
0.87 %
0.91 %
No of Share Holders
0
13,81,300
14,25,500
16,18,140
16,90,480
18,77,250
19,50,660
20,40,140
20,10,940
20,67,200
20,30,100
20,83,550
21,63,620
23,53,620
25,29,280
25,40,940
26,40,520
26,53,660
25,74,690
24,55,480
23,09,000
22,22,890
22,31,530

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.64 0.65 1.5 2.9 3
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 1.38 0.52 1.56 2.88 2.62

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
25 Sept 2026 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
 25 Sept 2026 117.50 114.70
23 Jun 2022 DIVIDEND Dividend
₹ 0.64 /share
 22 Jun 2022 33.30 29.30
23 Jun 2023 DIVIDEND Dividend
₹ 0.65 /share
 23 Jun 2023 48.45 50.99
30 Jun 2023 ANNUAL GENERAL MEETING Annual General Meeting
NA
 30 Jun 2023 48.45 50.44
05 Mar 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
 05 Mar 2024 104.61 126.05
22 Jun 2024 DIVIDEND Dividend
₹ 1.50 /share
 21 Jun 2024 125.00 125.80
29 Jun 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
 29 Jun 2024 125.00 123.25
07 Sept 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
 07 Sept 2024 125.51 109.95
28 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 28 Oct 2024 94.95 95.80
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 31 Jan 2025 97.55 96.55
07 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 07 May 2025 99.75 94.55
20 Jun 2025 DIVIDEND Dividend
₹ 2.90 /share
 20 Jun 2025 94.55 102.95
27 Jun 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
 27 Jun 2025 94.55 106.25
30 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 30 Jul 2025 110.67 109.30
04 Sept 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
 04 Sept 2025 105.40 104.30
18 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 18 Oct 2025 117.30 113.70
19 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 19 Jan 2026 123.16 132.35
05 May 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 05 May 2026 111.39 108.80
13 Jun 2026 DIVIDEND Dividend
₹ 3.00 /share
 12 Jun 2026 108.80 106.85
20 Jun 2026 ANNUAL GENERAL MEETING Annual General Meeting
NA
 20 Jun 2026 108.80 108.77
18 Jul 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
 18 Jul 2026 106.35 105.80

Announcements

Profile Of Shri Divesh Sehara Director Of The Bank5 days ago
Announcement under Regulation 30 (LODR)-Change in Directorate6 days ago
Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015 - Notice Of Strike7 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 01, 2026
Notice Of Extraordinary General Meeting Of The BankSep 01, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementSep 01, 2026
Review Of Interest RatesAug 31, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 27, 2026
Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderAug 21, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 20, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationAug 19, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 19, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 17, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 17, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 14, 2026
Extraordinary General Meeting Of The BankAug 14, 2026
Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderAug 13, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 11, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 11, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2026
Review Of Interest RateJul 31, 2026
Board Meeting Outcome for Outcome Of Board Meeting Under Regulation 30 And 51 Of SEBI (LODR) Regulations 2015Jul 29, 2026
Board Meeting Intimation for To Consider And Approve The Proposal For Raising Of Foreign Currency Funds Through Debt Issuance.Jul 24, 2026
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 24, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 18, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 18, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationJul 18, 2026
Board Meeting Outcome for Outcome Of Board Meeting Under Regulation 30 And 51 Of SEBI (LODR) Regulations 2015 Jul 18, 2026
Certificate Of Compliance With Cybersecurity And Cyber Resilience Framework (CSCRF) For SEBI Regulated Entities (Res)Jul 17, 2026
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 - Withdrawal Of Monetary Penalty Imposed On The BankJul 16, 2026
Announcement under Regulation 30 (LODR)-Change in RTAJul 15, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2026
Board Meeting Intimation for Intimation Of Board Meeting Under Regulation 29 & 50 Of SEBI (LODR) Regulations 2015Jul 14, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementJul 08, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 04, 2026
Provisional Figures As On 30.06.2026Jul 02, 2026
Announcement under Regulation 30 (LODR)-CessationJul 01, 2026
Change In Interest RatesJun 30, 2026
Closure of Trading WindowJun 25, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 24, 2026
Newspaper Publication- Notice To Shareholders Regarding Special Window For Transfer And Dematerialization Of Physical SecuritiesJun 24, 2026
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJun 20, 2026
Shareholder Meeting / Postal Ballot-Outcome of AGMJun 20, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 18, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 18, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 15, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 12, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 08, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 08, 2026
Review Of Interest RatesMay 30, 2026

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI BSE PSU Bank Index Fund Direct-Growth
0.00%
-3816713
-12.44%
-11.44%
Kotak Active Momentum Fund Direct-Growth
1.39%
2024187
1.39%
1.39%
Sundaram Multi-Factor Fund Direct-Growth
1.24%
946294
1.24%
1.24%
Baroda BNP Paribas Services Fund Direct-Growth
1.15%
625000
1.15%
1.15%
Unifi Dynamic Asset Allocation Fund Direct-Growth
0.01%
-528000
-0.44%
-0.44%
NJ Value Fund Direct-Growth
1.33%
234975
1.33%
1.33%
JioBlackRock Arbitrage Fund Direct-Growth
0.28%
-232000
-0.47%
-0.70%
Capitalmind Multi Asset Allocation Fund Direct-Growth
2.48%
85380
2.48%
2.48%
The Wealth Company Balanced Advantage Fund Direct-Growth
0.00%
-44500
-1.07%
-1.37%
Old Bridge Arbitrage Fund Direct-Growth
1.68%
32000
0.04%
0.00%
Kotak Nifty Bank Index Fund Direct-Growth
3.39%
20113
3.39%
3.39%
UTI Nifty 500 Index Fund Direct-Growth
0.20%
18952
0.20%
0.20%
Groww Nifty PSU Bank Index Fund Direct-Growth
10.75%
-11804
-0.12%
0.74%
Parag Parikh Large Cap Fund Direct-Growth
0.29%
10151
0.01%
0.02%
Groww Arbitrage Fund Direct-Growth
1.52%
-8000
-0.01%
0.42%
Invesco India Nifty Bank Index Fund Direct-Growth
3.36%
5170
0.01%
0.22%
JioBlackRock Sector Rotation Fund Direct-Growth
0.22%
3131
0.02%
0.02%
Tata Nifty Next 50 Index Fund Direct-Growth
1.55%
2206
0.02%
0.04%
Choice Nifty Next 50 Index Fund Direct-Growth
1.55%
1209
0.02%
0.05%
Groww Nifty Next 50 Index Fund Direct-Growth
1.55%
641
0.02%
0.05%
Bajaj Finserv Nifty Next 50 Index Fund Direct-Growth
1.55%
588
0.02%
0.05%
Zerodha Life Cycle Fund 2041 Direct-Growth
0.12%
554
0.02%
0.12%
JioBlackRock Nifty Next 50 Index Fund Direct-Growth
1.55%
496
0.02%
0.05%
Zerodha Life Cycle Fund 2036 Direct-Growth
0.09%
455
0.01%
0.09%
Edelweiss Nifty LargeMidcap250 Plus 8-13 Yr G-Sec 70:30 Index Fund Direct-Growth
0.10%
193
0.00%
0.00%

Technical Indicators

RSI(14)
Neutral
56.22
ATR(14)
Volatile
2.18
STOCH(9,6)
Neutral
60.86
STOCH RSI(14)
Neutral
56.55
MACD(12,26)
Bearish
-0.20
ADX(14)
Weak Trend
14.82
UO(9)
Bearish
42.68
ROC(12)
Uptrend And Accelerating
0.04
WillR(14)
Neutral
-29.47
Bearish
3
Neutral
5
Bullish
1

About Punjab National Bank

Punjab National Bank (PNB) is a state-owned commercial bank headquartered in New Delhi, India. It offers a wide range of banking products and services, including retail and corporate banking, international banking, and capital market services. PNB has an extensive network of over 10,000 branches and 12,000 ATMs across India. The...more
Listing Date
29 Mar, 2005(21 Years, 5 Months, 18 Days)
Website
https://www.pnbindia.in
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Stock Markets are the true indicator of the growth of any country's economy. We are bullish on India, we are bullish on India's prospects to be one of largest economies of the world. We believe that Stock Markets provide an unique opportunity for all Indians to participate in the growth story of India. We are enabling the same for Indians.
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