L&T Finance Limited will hold a series of institutional investor meetings in Singapore and Hong Kong from October 26, 2026, to October 30, 2026. The company announced the schedule of these non-deal roadshows (NDR) in a filing to the stock exchanges on October 19, 2026.

The meetings are scheduled as group or one-on-one sessions and will be conducted in person. This initiative aims to engage with key institutional stakeholders and analysts in major financial hubs.

Meeting Schedule Details

The following table outlines the specific dates, locations, and mode of attendance for the upcoming investor engagements:

Disclosure Compliance

L&T Finance stated that no unpublished price sensitive information (UPSI) will be shared during these meetings. The presentations delivered will align strictly with those already made available on the company's website and stock exchange platforms.

The company noted that the schedule remains subject to change due to exigencies on the part of the investors or the company itself. The filing was signed by Apurva Neeraj Rathod, Company Secretary and Compliance Officer, pursuant to Regulation 30 read with Schedule III of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

L&T Finance Limited reported a consolidated profit after tax of ₹972.76 crore for the quarter ended September 30, 2026, marking a 32.4% year-on-year increase from ₹734.88 crore in the corresponding period last year.

The NBFC’s strong performance was underpinned by robust asset growth and improved net interest margins. Total revenue from operations rose 26.5% YoY to ₹5,484.16 crore, driven by a 27.8% surge in interest income to ₹5,157.83 crore. The Board of Directors approved these unaudited financial results at its meeting held on October 15, 2026.

Financial performance highlights

The company’s loan book expanded significantly, with loans growing 12.2% YoY to ₹1,32,173.76 crore as of September 30, 2026, up from ₹1,17,821.03 crore in March 2026. This expansion directly contributed to the rise in interest income. Meanwhile, finance costs increased by 20.6% YoY to ₹1,970.47 crore, reflecting the higher cost of funds associated with the expanded balance sheet.

Asset quality and capital adequacy

Impairment on financial instruments stood at ₹628.69 crore for the quarter, a 24.4% increase YoY, indicating higher provisioning levels in line with portfolio growth. Despite this, asset quality metrics showed sequential improvement. Gross Stage 3 assets (GNPA) declined to 2.75% from 2.86% in the previous quarter, while Net Stage 3 assets (NNPA) fell to 0.85% from 0.90% QoQ. The company maintained healthy capital buffers with a Capital to Risk-Weighted Assets Ratio (CRAR) of 18.67% and a Liquidity Coverage Ratio (LCR) of 184%. The debt-equity ratio was reported at 4.21 times on a consolidated basis.

What the numbers show

A divergence between revenue growth and expense growth highlights operational leverage. While interest income grew 27.8%, total expenses grew only 24.5% YoY. Specifically, employee benefits expenses rose 24.3% to ₹737.21 crore, lagging behind the 27.8% growth in interest income. This spread suggests that the company is scaling its workforce efficiently relative to its lending expansion, contributing to the margin expansion visible in the profit before tax jump of 33.4%. Additionally, the simultaneous improvement in NPA ratios alongside significant loan book growth indicates that the bank is expanding without compromising credit standards.

The investor presentation highlights that Return on Equity (RoE) improved to 13.56% in Q2FY27, up from 11.33% in Q2FY26, driven by a 223 bps increase YoY. Return on Assets (RoA) also expanded to 2.60%, supported by a reduction in credit costs to 2.46% from 2.98% in the same period last year. The Weighted Average Cost of Borrowing (WACB) reached its lowest-ever quarterly level of 6.95%, aiding margin expansion despite rising interest rates in the broader market.

Investor communication update

On October 16, 2026, L&T Finance informed stock exchanges that it has uploaded the audio recording of the investor and analyst meet for the Q2FY27 financial performance and strategy update. The meeting was held on the same day, and the recording is available on the company’s website.