L&T Finance

188.77
-1.27
(-0.67%)
Market Cap
47,095.63 Cr
EPS
10.61
PE Ratio
17.95
Dividend Yield
1.45 %
52 Week High
197.10
52 Week Low
129.20
PB Ratio
1.86
Debt to Equity
3.45
Add Ratio
hide

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from17 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+64.71 %
+64.71 %
Hold
Hold+11.76 %
+11.76 %
Sell
Sell+23.53 %
+23.53 %

Company News

View All News
Caret
neutral
L&T Finance: UBS Downgrades Stock Despite Price Target Increase5 days ago
UBS downgraded L&T Finance to 'neutral' from 'buy', while raising the price target to ₹210 from ₹177. The downgrade comes after a 39% stock rise in three months, with UBS citing evenly balanced risk-reward. L&T Finance's loan book is expected to grow at 20% CAGR over FY25-27, with MFI share declining to 24%. UBS projects 16% EPS CAGR and 13% RoE growth over the same period.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
256.23
#1 66,794.66
20.15
34,560.60
14.43
3,439
-31.25
78.19
188.77
#2 47,095.63
#2 17.95
#4 15,941.00
#6 8.25
#3 2,643
#4 14.97
60.73
2,019.90
37,929.17
#1 17.35
26,086.80
41.96
#1 3,839
19.09
61.17
6,527.50
33,026.08
107.07
306.20
-20.65
312
-37.69
48.14
21,590.00
23,964.09
123.88
169.60
-58.31
119
-70.87
37.52
10,540.00
21,324.64
19.38
#1 40,282.00
19.57
1,782
38.82
41.13
14,219.00
16,250.28
96.83
223.50
2.62
199
#1 51,500.00
57.15
463.40
10,292.29
24.68
297.20
#1 216.17
192
-60.23
80.64
226.94
7,502.76
60.82
6,299.30
29.53
347
-16.41
47.04
6,701.00
3,441.74
74.16
88.50
-33.76
56
-1,572.22
41.28

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
8.25 %
Net Income Growth
14.08 %
Cash Flow Change
-2,519.13 %
ROE
4.67 %
ROCE
0.66 %
EBITDA Margin (Avg.)
4.37 %

Quarterly Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
1,671
1,758
1,838
1,864
2,011
2,031
2,142
2,162
2,238
2,427
2,610
2,595
2,763
3,170
3,302
3,445
3,384
3,690
3,712
3,736
3,427
3,623
3,509
3,555
3,587
3,163
3,092
3,151
3,118
3,175
3,303
5,672
3,444
3,377
3,482
3,581
3,676
3,785
4,024
4,105
4,027
Expenses
459
478
502
503
528
557
635
628
980
786
937
804
920
917
844
791
788
1,008
1,042
1,093
1,147
1,527
1,266
1,467
1,238
1,405
1,312
1,299
1,228
1,389
1,236
4,043
1,309
1,270
1,331
1,375
1,619
1,483
1,575
1,676
1,581
EBITDA
1,212
1,281
1,336
1,361
1,483
1,474
1,507
1,534
1,258
1,641
1,673
1,791
1,842
2,253
2,459
2,654
2,596
2,681
2,670
2,643
2,281
2,096
2,243
2,089
2,350
1,758
1,780
1,851
1,890
1,787
2,066
1,628
2,136
2,107
2,151
2,207
2,057
2,302
2,449
2,429
2,446
Operating Profit %
72 %
72 %
72 %
72 %
73 %
72 %
70 %
70 %
55 %
66 %
64 %
68 %
66 %
70 %
74 %
76 %
76 %
72 %
71 %
70 %
66 %
55 %
63 %
57 %
64 %
54 %
56 %
56 %
58 %
54 %
61 %
-18 %
60 %
61 %
59 %
61 %
56 %
61 %
61 %
59 %
61 %
Depreciation
22
21
21
20
21
19
18
16
15
14
12
13
13
12
12
12
14
16
16
29
22
19
25
21
22
23
28
24
28
27
27
28
29
30
28
29
28
28
33
36
41
Interest
929
985
998
1,015
1,127
1,156
1,153
1,160
1,158
1,270
1,314
1,402
1,463
1,512
1,650
1,866
1,833
1,923
1,898
1,890
1,803
1,978
1,889
1,724
1,609
1,510
1,445
1,407
1,392
1,413
1,439
1,501
1,445
1,364
1,325
1,353
1,335
1,351
1,476
1,569
1,600
Profit Before Tax
261
275
317
326
334
300
335
358
85
357
347
376
366
729
798
776
749
743
756
725
456
99
329
344
718
226
306
421
470
346
601
99
662
714
797
824
694
922
940
824
806
Tax
55
83
102
114
97
93
87
83
-232
19
2
49
98
189
239
195
197
193
582
134
71
-48
81
57
452
49
83
113
129
85
195
-354
246
183
203
185
141
237
243
198
170
Net Profit
206
193
215
212
237
207
248
276
317
339
345
327
269
540
559
581
552
549
175
592
385
147
248
288
266
177
223
308
341
261
406
453
417
531
594
639
553
685
697
626
636
EPS in ₹
1.01
0.84
0.94
0.92
1.08
1.00
1.23
1.38
1.60
1.76
1.85
1.76
1.51
2.70
2.81
2.90
2.74
2.74
0.87
2.95
1.93
0.70
1.32
1.37
1.19
0.72
0.91
1.32
1.39
1.07
1.64
1.83
2.02
2.14
2.40
2.57
2.23
2.75
2.79
2.51
2.55

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
52,742
63,801
72,514
87,777
1,06,055
1,09,545
1,08,972
1,06,902
1,06,362
1,02,718
1,20,409
Fixed Assets
1,184
1,313
1,230
1,151
1,127
1,100
1,138
509
553
519
641
Current Assets
14,816
15,953
18,048
2,371
3,147
9,472
10,272
10,541
14,423
6,561
12,291
Capital Work in Progress
174
22
28
19
39
62
24
22
5
36
45
Investments
1,606
2,223
3,836
5,302
8,641
5,979
8,872
11,917
14,366
12,385
11,876
Other Assets
49,779
60,243
67,420
81,305
96,248
1,02,403
98,937
94,455
91,439
89,778
1,07,847
Total Liabilities
52,742
63,801
72,514
87,777
1,06,055
1,09,545
1,08,972
1,06,902
1,06,362
1,02,718
1,20,409
Current Liabilities
14,630
17,330
19,059
26,370
30,687
5,933
22,358
24,310
24,563
22,860
30,905
Non Current Liabilities
30,272
37,962
44,229
49,777
61,697
88,699
67,643
62,464
60,181
56,330
63,873
Total Equity
7,840
8,509
9,226
11,630
13,671
14,913
18,970
20,128
21,618
23,528
25,631
Reserve & Surplus
4,656
5,324
6,020
9,411
11,450
12,688
16,304
17,474
19,049
20,950
23,069
Share Capital
3,084
2,967
2,969
1,996
1,999
2,005
2,469
2,474
2,480
2,489
2,495

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
81
-461
55
587
777
3,772
1,349
-2,032
4,193
-5,515
-697
Investing Activities
2
-675
-2,118
1,549
-3,588
160
-2,025
-5,087
-862
849
471
Operating Activities
-6,474
-9,213
-5,779
-15,640
-11,644
2,162
5,464
6,078
6,718
686
-16,587
Financing Activities
6,552
9,426
7,952
14,678
16,008
1,451
-2,091
-3,023
-1,664
-7,050
15,419

Share Holding

% Holding
Feb 2021
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
63.62 %
63.62 %
63.59 %
63.53 %
63.50 %
66.26 %
66.23 %
66.20 %
66.15 %
66.11 %
66.10 %
66.02 %
65.90 %
65.86 %
66.37 %
66.29 %
66.25 %
66.24 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
4.05 %
4.05 %
4.05 %
12.12 %
10.67 %
11.05 %
7.33 %
6.73 %
5.30 %
5.48 %
DIIs
5.33 %
5.80 %
6.53 %
6.52 %
6.10 %
4.57 %
5.34 %
5.35 %
6.06 %
6.58 %
5.26 %
7.02 %
9.08 %
8.70 %
11.64 %
12.33 %
12.17 %
13.29 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
13.25 %
12.79 %
13.94 %
14.46 %
15.28 %
15.07 %
14.79 %
14.63 %
13.68 %
13.16 %
11.89 %
12.18 %
11.55 %
11.62 %
11.47 %
11.60 %
12.78 %
11.61 %
Others
17.80 %
17.80 %
15.95 %
15.49 %
15.12 %
14.10 %
13.64 %
13.81 %
10.07 %
10.10 %
12.70 %
2.67 %
2.81 %
2.78 %
3.18 %
3.05 %
3.49 %
3.38 %
No of Share Holders
0
6,23,635
6,34,614
7,05,199
7,20,629
7,67,715
7,86,113
7,63,709
7,50,885
7,08,237
6,63,769
6,95,023
6,87,721
7,11,555
7,39,180
7,87,291
8,76,841
8,46,682

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.8 0.8 1 1 0.9 0.00 0.5 2 2.5 2.75
Dividend Yield (%) 0.7 0.55 0.7 2.1 0.94 0.00 0.62 1.26 1.63 1.45

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
03 Jun 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
03 Jun 2025 168.25 175.10
27 May 2025 DIVIDEND Dividend
₹ 2.75 /share
27 May 2025 179.50 174.29
25 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Apr 2025 153.72 179.50
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 143.45 142.80
18 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
18 Oct 2024 181.23 166.41
25 Jun 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Jun 2024 157.75 180.51
18 Jun 2024 DIVIDEND Dividend
₹ 2.50 /share
18 Jun 2024 163.75 181.85
28 Mar 2024 CHANGE OF NAME Change Of Name
NA
28 Mar 2024 159.00 159.00
21 Jul 2023 DIVIDEND Dividend
₹ 2.00 /share
21 Jul 2023 107.55 131.10
04 Jul 2022 DIVIDEND Dividend
₹ 0.50 /share
01 Jul 2022 88.10 68.70
22 Jan 2021 RIGHTS Rights
17:74
21 Jan 2021 97.75 95.55

Announcements

Announcement under Regulation 30 (LODR)-Allotment9 hours ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation9 hours ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation2 days ago
Announcement under Regulation 30 (LODR)-Allotment6 days ago
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (Listing Regulations) Regarding Acquisition Of The Gold Loan Business Of Paul Merchants Finance Private Limited By The Company9 days ago
Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of AssociationJun 03, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJun 03, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJun 03, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 29, 2025
Announcement under Regulation 30 (LODR)-AllotmentMay 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 27, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMay 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 13, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 10, 2025
Business Responsibility and Sustainability Reporting (BRSR)May 09, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 09, 2025
Reg. 34 (1) Annual Report.May 09, 2025
Integrated Annual Report For The Financial Year 2024-25 And Notice Of The Annual General MeetingMay 09, 2025
Intimation Of The Date Of The Annual General MeetingMay 08, 2025
Intimation Of The Record DateMay 08, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 06, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 28, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationApr 25, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 25, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 25, 2025
Corporate Action-Board approves DividendApr 25, 2025
Financial Results For The Year Ended March 31 2025Apr 25, 2025
Board Meeting Outcome for Outcome Of The Board MeetingApr 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 24, 2025
Announcement under Regulation 30 (LODR)-AllotmentApr 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 09, 2025
Board Meeting Intimation for Audited Financial Results For The Period Ended March 31 2025 And Dividend.Apr 07, 2025
Company Business Update - Information For The Quarter And Financial Year Ended March 31 2025.Apr 03, 2025
Closure of Trading WindowMar 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 17, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 14, 2025
Announcement under Regulation 30 (LODR)-AllotmentMar 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 25, 2025
Announcement under Regulation 30 (LODR)-AllotmentFeb 13, 2025
Acquisition Of The Gold Loan Business Of Paul Merchants Finance Private Limited By The Company Via Slump Sale On A Going Concern Basis For A Lumpsum ConsiderationFeb 07, 2025
Announcement Under Regulation 30 Of SEBI (LODR) Regulations 2015Feb 05, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 03, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 28, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJan 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 21, 2025
Integrated Filing (Financial)Jan 20, 2025
Intimation - Chief Risk OfficerJan 20, 2025

Technical Indicators

RSI(14)
Neutral
60.73
ATR(14)
Less Volatile
5.77
STOCH(9,6)
Neutral
65.25
STOCH RSI(14)
Neutral
46.36
MACD(12,26)
Bullish
0.26
ADX(14)
Weak Trend
23.13
UO(9)
Bearish
49.98
ROC(12)
Uptrend But Slowing Down
7.87
WillR(14)
Neutral
-29.91

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Invesco India Smallcap Fund Direct - Growth
1.87%
7445366
1.87%
1.87%
DSP Midcap Direct Plan-Growth
1.73%
4184294
0.36%
0.52%
Mirae Asset ELSS Tax Saver Fund Direct-Growth
0.76%
-2186287
-0.14%
-0.11%
Mirae Asset Large Cap Fund Direct- Growth
0.59%
-2000000
-0.07%
-0.15%
Mirae Asset Midcap Fund Direct - Growth
2.36%
642048
0.03%
0.19%
Axis Flexi Cap Fund Direct-Growth
0.70%
-389092
-0.05%
-0.10%
Invesco India Flexi Cap Fund Direct - Growth
0.94%
355350
0.17%
0.17%
Invesco India Arbitrage Fund Direct-Growth
0.02%
281106
0.02%
0.02%
Bandhan Midcap Fund Direct-Growth
0.47%
-98562
-0.12%
-0.11%
WhiteOak Capital Arbitrage Fund Direct-Growth
0.12%
35696
0.12%
0.12%
Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth
0.39%
12239
-0.01%
0.01%
Kotak Equity Arbitrage Fund Direct-Growth
0.00%
8924
0.00%
0.00%
SBI Nifty Midcap 150 Index Fund Direct - Growth
0.39%
7190
-0.01%
0.00%
Nippon India Nifty Midcap 150 Index Fund Direct - Growth
0.40%
6238
0.00%
0.01%
ICICI Prudential Nifty Midcap 150 Index Fund Direct - Growth
0.39%
5129
-0.01%
0.00%
Navi Nifty Midcap 150 Index Fund Direct - Growth
0.39%
4598
-0.01%
0.00%
Zerodha Nifty Large Midcap 250 Index Fund Direct - Growth
0.20%
3746
0.00%
0.01%
Motilal Oswal Nifty 500 Index Fund Direct - Growth
0.07%
3286
0.00%
0.00%
Motilal Oswal Nifty MidSmall Financial Services Index Fund Direct-Growth
1.59%
2436
-0.08%
-0.09%
HDFC NIFTY Midcap 150 Index Fund Direct - Growth
0.39%
2279
-0.01%
0.00%
Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth
0.20%
-1528
0.00%
0.00%
Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct-Growth
0.39%
1306
-0.01%
0.00%
Kotak Nifty Financial Services Ex-Bank Index Fund Direct - Growth
0.90%
1229
-0.03%
0.01%
ITI Banking and Financial Services Fund Direct - Growth
1.49%
1000
0.04%
0.05%
Axis Nifty 500 Index Fund Direct-Growth
0.07%
796
0.00%
0.00%

About L&T Finance

L&T Finance Holdings Ltd. (LTFH) is a financial holding company registered with RBI as a CIC-ND-SI, offering financial products and services across rural, housing, and wholesale finance sectors. It also provides mutual fund products and wealth management services through its wholly-owned subsidiaries. LTFH is promoted by Larsen & Toubro Ltd. The company's business segments include wholesale finance, housing finance, and rural finance. LTFH was incorporated in 2008 and has since expanded through acquisitions and organic growth. Its key subsidiaries include L&T Finance Ltd., L&T Housing Finance Ltd., and L&T Infrastructure Finance Company Ltd. The company has undergone various corporate actions, including mergers, acquisitions, and capital raising activities to support its growth. LTFH focuses on select products in lending businesses such as rural finance, housing finance, and wholesale finance.
Listing Date
12 Aug, 2011(13 Years, 38 days)
Chairperson NameS N Subrahmanyan