Latest news about L&T Finance
L&T Finance
300.45
-2.35(-0.78%)
Company Performance:
View Company Insights1D-0.78%
1M+7.30%
6M+71.48%
1Y+102.81%
5Y+265.82%
More news about L&T Finance
27Oct 25
L&T Finance Reports 6% YoY Growth in Q2FY26 PAT, Retail Book Crosses Rs 1 Lakh Crore Milestone
L&T Finance posted robust Q2FY26 results with PAT reaching Rs 735 crore, up 6% YoY. The retail book crossed Rs 1 lakh crore, growing 18% YoY. Record quarterly disbursements of Rs 18,896 crore were achieved, up 25% YoY. Personal loans saw a 114% YoY growth in disbursements. The company's AI-powered underwriting engine now covers 100% of Two-Wheeler, Farm Equipment, and SME businesses. Credit costs improved to 2.98%. The company maintains its AUM growth guidance of 20-25% and targets a 2% credit cost trajectory over the medium term.
15Oct 25
L&T Finance Reports Robust Q2 Results with 6% YoY PAT Growth
L&T Finance Limited (LTF) announced strong Q2 results with a record PAT of ₹735 Crore, up 6% YoY. The company's retail book surpassed ₹1 lakh Crore, reaching ₹1,04,607 Crore with 18% YoY growth. Retail disbursements hit a Q2 high of ₹18,883 Crore, up 25% YoY. Asset quality remained stable with Gross Stage 3 at 3.29% and Net Stage 3 at 1.00%. LTF saw growth across most business segments, with Personal Loans showing a remarkable 114% YoY increase in disbursements. The company also received an international credit rating upgrade from S&P Global Ratings and continued its digital transformation efforts.
15Oct 25
L&T Finance Reports 5.4% Rise in Q2 Net Profit, Revenue Grows 7.8% with Record Retail Loans
L&T Finance reported a 5.4% increase in Q2 consolidated net profit to 7.34 billion rupees. Revenue grew by 7.8% to 43.35 billion rupees. The company achieved record retail loans of 188.83 billion rupees, a 25% year-over-year increase. L&T Finance plans to open 200 more branches by FY26, targeting 330 gold loan branches. An executive expressed optimism about accelerated growth in H2 due to expected festive demand and GST 2.0 changes.
10Oct 25
L&T Finance Raises Rs 1,050 Crores Through Non-Convertible Debentures
L&T Finance Limited has successfully raised Rs 1,050 crores by issuing non-convertible debentures (NCDs). The company issued 105,000 NCDs with a face value of Rs 1,00,000 each. The NCDs carry a coupon rate of 7.2190% per annum with a tenor of 1,127 days. The allotment date is set for October 10, 2025, with maturity on November 10, 2028. The debentures are secured by an exclusive first ranking charge through hypothecation over identified fixed deposits and standard receivables. The NCDs will be listed on the National Stock Exchange of India Limited (NSE) under the New Debt Market segment.
06Oct 25
L&T Finance Reports Robust 25% Growth in Q2 Retail Disbursements
L&T Finance announced significant growth in its retail business for Q2. Retail disbursements reached ₹18,850.00 crore, marking a 25% year-on-year increase. The company's retail loan book expanded to ₹1,04,500.00 crore, showing a 17% growth compared to the previous year. This performance indicates strong consumer credit demand and effective market penetration strategies by L&T Finance.
03Oct 25
L&T Finance Projects 25% Growth in Retail Disbursements for Q2
L&T Finance anticipates significant growth in Q2, with retail disbursements expected to reach ₹18,850.00 crores, a 25% year-on-year increase. The retail loan book is projected to grow to ₹1,04,500.00 crores, up 17% year-on-year. Urban Finance is expected to lead disbursements at ₹8,140.00 crores, followed by Rural Business Finance at ₹6,310.00 crores. The company's retailisation percentage is estimated to increase to 98% from 96% in the previous year.
26Sept 25
L&T Finance Sees Block Trade Worth Rs. 54.21 Crores on NSE
L&T Finance experienced a significant block trade on the NSE involving 2,244,014 shares at Rs. 241.56 per share, totaling Rs. 54.21 crores. The company also announced the closure of its trading window for insiders from October 1, 2025, until 48 hours after the approval and filing of its unaudited financial results for Q2 and H1 ending September 30, 2025, in compliance with SEBI regulations.
29Aug 25
L&T Finance Hits All-Time High, Analysts Anticipate Further Gains
L&T Finance's stock price reached a new record high in August, drawing attention from market participants. Technical analysts are optimistic about the stock's future performance, citing a breakout from a Cup & Handle formation in June. Some experts advise a bullish stance for short-term traders, setting a target price of Rs 258.00. The stock has maintained its position above the pattern's neckline, indicating sustained buying interest.
29Aug 25
L&T Finance Shares Worth Rs. 70.93 Crores Traded in NSE Block Deal
L&T Finance witnessed a significant block trade on the National Stock Exchange (NSE) involving 3,243,635 shares at Rs. 218.67 per share, totaling Rs. 70.93 crores. The large-scale transaction indicates continued interest in L&T Finance's stock among institutional investors and large traders. While the identities of the buyers and sellers remain undisclosed, the trade's magnitude suggests institutional involvement.
21Aug 25
L&T Finance Expands Digital Reach: Partners with Google Pay for Personal Loans
L&T Finance has announced a strategic partnership with Google Pay, allowing eligible users to apply for personal loans directly through the Google Pay app. This collaboration is part of L&T Finance's digital expansion strategy, following similar partnerships with PhonePe, CRED, and Amazon Pay. The company's personal loan book has grown by 41% year-on-year to ₹9,383.00 crore, with disbursements increasing by 65% to ₹1,942.00 crore. This partnership aims to streamline the borrowing process and potentially reach a wider customer base.
15Aug 25
L&T Finance Limited Secures Credit Rating Upgrade from S&P Global
S&P Global Ratings has upgraded L&T Finance's long-term issuer credit rating to 'BBB' from 'BBB-' and short-term rating to 'A-2' from 'A-3'. The upgrade is based on India's improved economic conditions, conducive monetary policy, and structural improvements in the financial sector. L&T Finance's stand-alone credit profile was revised to 'bbb-' from 'bb+'. The company's Risk-Adjusted Capital ratio is expected to be 15%-20% over the next two years. The stable outlook reflects L&T Finance's strategic importance within the Larsen & Toubro group.
29Jul 25
L&T Finance Raises Rs 250 Crore Through Non-Convertible Debentures
L&T Finance Limited has successfully raised Rs 250 crore by issuing 25,000 non-convertible debentures (NCDs) with a face value of Rs 1,00,000 each. The NCDs have a coupon rate of 7.1242% per annum, a tenor of 1,154 days, and will mature on September 25, 2028. The debentures are secured by an exclusive first-ranking charge over identified fixed deposits and standard receivables. They will be listed on the National Stock Exchange of India Limited. The first coupon payment is scheduled for September 25, 2025, with subsequent annual payments. In case of payment defaults, an additional 2% interest will apply.
28Jul 25
L&T Finance Reports 10% QoQ Growth in PAT to Rs 701 Cr, Achieves Highest-Ever Book of Rs 1.02 Lakh Crore
L&T Finance reported a robust Q2 performance with PAT reaching Rs 701.00 crore, up 10% QoQ and 2% YoY. The consolidated book hit a record high of Rs 1,02,314.00 crore, with RoA improving to 2.37%. Retail disbursements grew 18% YoY to Rs 17,522.00 crore, driven by strong performance across segments. The company completed the acquisition of Paul Merchants Finance's gold loan business, adding 130 branches and a Rs 1,300.00 crore book. Project Cyclops, the AI-ML credit underwriting engine, showed promising results in Two Wheeler Finance. L&T Finance also received its first international credit ratings from S&P Global and Fitch.
25Jul 25
L&T Finance Shares Worth Rs. 58.29 Crores Change Hands in NSE Block Deal
L&T Finance experienced a significant block deal on the National Stock Exchange (NSE). The transaction involved 2,853,979 shares, valued at Rs. 58.29 crores, with shares traded at Rs. 204.25 each. This large-scale trade, typically executed by institutional investors or major shareholders, has drawn market attention due to its potential impact on stock performance and market sentiment.
22Jul 25
L&T Finance to Redeem Rs 150 Crore Perpetual Debt Instruments
L&T Finance Limited announces plans to exercise call option on Rs 150 crore Subordinated Perpetual Tier-I Debt instruments issued in August 2015. Redemption of 1,500 non-convertible debentures, each with a face value of Rs 10 lakh, is scheduled for August 26, 2025, following RBI approval. The instruments carry a 9.90% annual coupon rate. Originally issued by L&T Infrastructure Finance Company Limited, these were transferred to L&T Finance post-merger in 2021. The company is notifying debenture holders and has informed stock exchanges about this decision.
19Jul 25
L&T Finance Receives Investment Grade International Credit Ratings from S&P and Fitch
L&T Finance Limited (LTF) has been assigned its first international credit ratings by S&P Global Ratings and Fitch Ratings. S&P assigned LTF a 'BBB-' long-term and 'A-3' short-term issuer credit rating with a positive outlook. Fitch assigned a 'BBB-' Long-Term Foreign- and Local-Currency Issuer Default Rating with a stable outlook. Both agencies highlighted LTF's strategic importance to parent company Larsen & Toubro (L&T), which holds a 66.24% stake. The ratings reflect expectations of ongoing support from L&T and LTF's strong market position as one of India's largest non-bank financial institutions. LTF's loan book stands at INR 977.60 billion, with 97% in the retail segment across various sectors including rural business finance, home loans, and two-wheeler finance.
18Jul 25
L&T Finance Secures Investment Grade 'BBB-' Ratings from S&P and Fitch
L&T Finance Limited (LTF) has received its first investment grade credit ratings from S&P Global Ratings and Fitch Ratings, both assigning a 'BBB-' long-term issuer credit rating. S&P gave a positive outlook, while Fitch assigned a stable outlook. The ratings are based on LTF's strong association with parent company Larsen & Toubro (L&T), strategic importance to L&T, strong capitalization, and improved risk profile. LTF's total loan book stands at INR 977.60 billion, with 97% focused on retail segments. The ratings are expected to enhance LTF's access to global capital markets and potentially lower borrowing costs.
04Jul 25
L&T Finance: Retail Loan Book Surges 18% in Q1, Urban Finance Leads Growth
L&T Finance's retail loan book grew 18% year-on-year to Rs 99,800.00 crore in Q1. Urban finance led disbursements at Rs 6,850.00 crore. The retail portfolio now comprises 98% of the total loan book, up from 95% last year. SME and Farmer Finance segments showed growth, while Rural Business Finance declined.
03Jul 25
L&T Finance: Retail Loan Book Surges 18% in Q1, Urban Finance Leads Growth
L&T Finance has achieved 98% retailisation, up from 95% last year. The company's retail loan book grew by 18% year-on-year to Rs 99,800.00 crore. Urban finance led retail disbursements at Rs 6,850.00 crore. While SME and farmer finance segments showed growth, rural business finance declined.
26Jun 25
L&T Finance Secures ₹225 Crore Through Private NCD Placement
L&T Finance has successfully raised ₹225 crore through a private placement of Non-Convertible Debentures (NCDs). This strategic move aims to strengthen the company's financial position and secure additional funding. The capital infusion is expected to enhance liquidity, support potential business expansion, and improve operational efficiency. The successful placement may also indicate strong investor confidence in L&T Finance's stability and future prospects.
09Jun 25
L&T Finance Acquires Paul Merchants Finance's Gold Loan Business
L&T Finance has completed the acquisition of Paul Merchants Finance's gold loan division, including a ₹1,350.00 crore loan book, 130 branches, and 700 employees. This strategic move marks L&T Finance's entry into the gold loan segment, allowing the company to diversify its portfolio and capitalize on the growing demand for gold loans in India. The acquisition provides L&T Finance with an established infrastructure and experienced workforce to immediately commence operations in this new business area.
28Apr 25
L&T Finance Reports Strong Q4 Results, but Shares Fall Amid Tamil Nadu Bill Concerns
L&T Finance announced impressive Q4 FY23 results with a 15.50% YoY increase in net profit to ₹635.80 crore and a 9.56% rise in revenue to ₹4,027.20 crore. The company declared a dividend of ₹2.75 per share. Despite strong financials, including improved EBITDA and operating profit, L&T Finance shares fell up to 8.55% due to concerns over a new Tamil Nadu bill aimed at preventing coercive recovery actions by lenders, potentially impacting microfinance collections in the state.
25Apr 25
L&T Finance Reports Strong Q4 and FY2025 Performance with 18% Rise in Standalone Profit
L&T Finance Limited announced strong financial results for Q4 and FY2025. The company's consolidated net profit for Q4 rose by 15% to ₹636.17 crore, while full-year profit increased by 14% to ₹2,643.42 crore. Total income for FY2025 grew by 13.5% to ₹15,940.98 crore. The company's loan portfolio expanded to ₹93,773.06 crore, and earnings per share improved to ₹10.61. Despite a slight increase in GNPA to 3.29%, the NNPA ratio remained stable at 0.97%. The Board has recommended a final dividend of ₹2.75 per equity share for FY2025.
24Apr 25
L&T Finance to Announce Q4 and FY25 Results, Consider Dividend on April 25
L&T Finance Ltd. will release its Q4 and full fiscal year 2025 results on April 25, 2025. The board will consider dividend declaration during the meeting. An earnings call is scheduled for April 28, 2025, at 11:00 a.m. to discuss the results and provide insights into the company's performance.
24Apr 25
L&T Finance Sees Significant Block Trade of 1.67 Million Shares
L&T Finance Ltd. experienced a significant block trade on the NSE, involving approximately 1.67 million shares valued at ₹30.14 crore. The shares were traded at ₹180.10 each. While the parties involved and reasons for the trade remain undisclosed, such large transactions often indicate potential shifts in institutional holdings or strategic moves by major investors.
03Apr 25
L&T Finance Reports Robust 19% YoY Growth in Retail Loan Book for Q4 FY25
L&T Finance's retail loan book grew 19% year-on-year to ₹95,100 crore in Q4 FY25. The retailisation ratio improved to 97% from 94% last year. FY25 retail disbursements reached ₹60,020 crore, up 11% YoY. Q4 FY25 retail disbursements were ₹14,870 crore. Urban Finance saw 22.30% growth, while SME Finance grew 36.50%. Collection efficiency was strong at 99.38% pan-India for rural group loans and microfinance portfolio.
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26.65
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1,307.10
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1.97
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1,196.00
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14,601.00
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39.24
(+0.03%)
33.55
(-2.78%)
1,128.70
(+0.35%)
1,882.60
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482.05
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