JMJ Fintech reported a 47% year-on-year increase in profit after tax to ₹7.59 crore for the financial year ended March 31, 2026. Total income rose over 28% to ₹21.99 crore, driven by expansion in loan assets which stood at ₹71.69 crore at year-end.

The company announced these results during its 43rd Annual General Meeting held on September 29, 2026, via video conference. The Board recommended a final dividend of ₹0.15 per equity share of face value ₹10, subject to shareholder approval.

Financial performance and asset quality

The NBFC maintained stable asset quality metrics alongside its revenue growth. As of March 31, 2026, the Gross Non-Performing Assets (GNPA) ratio was 3.32%, while the Net Non-Performing Assets (NNPA) ratio stood at 2.26%.

Strategic initiatives and governance

During the meeting, Managing Director Joju Madathumpady Johnny highlighted the launch of "Money bro," the company's new digital lending application, as a key development for the year. He emphasized the firm's focus on responsible growth and strengthening internal processes.

Shareholders approved all resolutions set out in the AGM notice, including:

• Adoption of annual accounts for FY26
• Re-appointment of Whole-Time Director Johnny Madathumpady Lonappan
• Declaration of the final dividend
• Regularization of CA Methil Rajalakshmy as an Additional Independent Director

What the numbers show

The disparity between the 28% revenue growth and the 47% profit growth indicates significant operating leverage or margin expansion within JMJ Fintech's business model. While loan assets grew to ₹71.69 crore, the relatively low NNPA of 2.26% suggests that this asset expansion was achieved without a corresponding deterioration in credit quality, supporting the higher profitability.

JMJ Fintech Limited Managing Director Joju Madathumpady Johny acquired 350,500 equity shares of the company through open market transactions on September 24, 2026. The total transaction value stood at ₹33.57 lakh, excluding taxes and brokerage charges.

This acquisition marks a significant increase in the promoter group's holding. Prior to this purchase, Johny held 39,434 shares, representing 0.10% of the company's equity. Post-acquisition, his shareholding has risen to 389,934 shares, constituting 1.04% of the total voting rights.

Transaction Details

The disclosure was filed with BSE Limited under Regulation 7(2) of the SEBI (Prohibition of Insider Trading) Regulations, 2015. The trade was executed entirely on the BSE platform.

Stakeholder Profile

Joju Madathumpady Johny serves as both the Managing Director and a member of the promoter group for JMJ Fintech. The company is listed as a Non-Banking Financial Company (NBFC) with its registered office in Coimbatore, Tamil Nadu.

What the Numbers Show

The MD's stake jumped from 0.10% to 1.04% following the single-day acquisition. This represents a nearly tenfold increase in his personal equity participation, signaling strong confidence from the management team regarding the company's current valuation or future outlook.