JMJ Fintech

JMJ Fintech

16.66
-0.62
(-3.59%)
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Key Fundamentals
Add Ratio
Market Cap
33.84 Cr
EPS
4.04
PE Ratio
3.81
Dividend Yield
0.91 %
52 Week High
21.25
52 Week Low
11.02
PB Ratio
0.81
Debt to Equity
0.80
Sector
NBFC
Forecast For
Actual

Company News

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neutral
JMJ Fintech Limited confirmed no deviation or variation in the use of proceeds from its rights issue for the quarter ended September 30, 2025. The company raised Rs. 8.06 crores through a rights issue of 2.56 crore partly paid-up equity shares at Rs. 3.15 per share (Rs. 3 on application and Rs. 0.15 as share premium) on August 21, 2025. The total amount to be raised under the rights issue is Rs. 26.88 crores. Funds were allocated for augmenting capital base for NBFC activities (Rs. 19 crores), general corporate purposes (Rs. 6.72 crores with Rs. 13.41 lakhs utilized during the quarter), and issue-related expenses (Rs. 1.16 crores with Rs. 46.09 lakhs utilized). The company received 30% of the total allocation amount on application, with remaining amounts payable on future calls as determined by the board. The audit committee reviewed and confirmed no deviation in fund utilization.
positive
JMJ Fintech Limited approved its unaudited financial results for the quarter and half year ended September 30, 2025. The company reported net profit of Rs 2.97 crore compared to Rs 1.14 crore in the previous period, representing a 159.52% increase. Revenue grew 24.40% to Rs 6.31 crore from Rs 5.07 crore. The Board also authorized the Managing Director to finalize acquisition of digital products and introduction of digital services as part of the company's digital transformation. Cash and cash equivalents increased significantly to Rs 13.21 crore from Rs 1.92 crore as of March 31, 2025. The company's loan and advances portfolio remained stable at Rs 42.26 crore. Internal audit noted improved collection effectiveness with due amounts showing a drastic fall during the reporting period.
positive
JMJ Fintech Limited has fixed September 18, 2025 as the record date for determining shareholder eligibility for a final dividend of 25 paise per equity share of ₹10 each. The dividend recommendation was made by the Board of Directors at their meeting on August 12, 2025, and is subject to shareholder approval at the Annual General Meeting scheduled for September 25, 2025. The dividend is for the financial year ended March 31, 2025. If approved, the dividend payment will be made within 30 days from the conclusion of the 42nd Annual General Meeting, subject to tax deduction at source. The company is an NBFC listed on the Bombay Stock Exchange with scrip code 538834.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,005.60
#1 6,25,732.78
33.97
#1 69,724.80
26.81
#1 16,780
23.27
42.78
304.45
1,93,421.40
119.05
2,078.90
12.09
1,613
0.86
45.98
818.05
1,53,875.85
15.63
41,859.50
19.61
9,423
7.47
76.29
3,701.70
1,48,611.59
20.54
20,324.50
34.04
5,352
82.54
75.08
1,678.10
1,41,195.17
30.78
26,152.80
34.67
4,260
19.82
48.17
863.70
82,184.89
43.05
18,637.10
6.60
1,916
9.99
40.91
4,713.60
52,369.92
26.21
8,563.00
17.53
1,813
11.90
53.31
2,726.00
46,299.77
#1 11.82
4,612.20
#1 76.63
4,241
-8.96
33.53
329.85
45,848.20
18.20
18,530.50
16.03
2,261
45.15
72.50
468.60
36,513.71
173.64
4,222.80
34.17
-98
#1 115.75
43.23
Growth Rate
Revenue Growth
128.00 %
Net Income Growth
147.62 %
Cash Flow Change
-11.60 %
ROE
59.36 %
ROCE
38.99 %
EBITDA Margin (Avg.)
0.26 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
5
2
3
3
4
2
2
1
4
8
17
21
Expenses
4
3
3
3
4
3
2
1
4
3
6
8
EBITDA
0
-1
0
0
-0
-0
-0
0
0
5
11
13
Operating Profit %
4 %
-32 %
9 %
-1 %
-4 %
-22 %
-5 %
8 %
9 %
66 %
66 %
59 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0
0
0
0
0
0
0
1
2
2
Profit Before Tax
0
-1
0
0
-0
-0
-0
0
1
4
10
10
Tax
0
0
0
0
0
0
0
0
0
2
4
4
Net Profit
0
-1
0
0
-0
-0
-0
0
1
2
5
6
EPS in ₹
0.06
-0.55
0.13
0.02
-0.17
-0.31
-0.21
0.04
0.67
1.72
4.04
4.20

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
13
13
13
13
13
14
12
12
16
27
48
Fixed Assets
0
0
0
0
0
0
0
0
0
1
1
Current Assets
13
13
13
13
3
2
2
2
2
1
5
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
0
Investments
0
0
0
0
0
0
0
0
0
0
0
Other Assets
13
13
13
13
13
14
12
12
16
27
47
Total Liabilities
13
13
13
13
13
14
12
12
16
27
48
Current Liabilities
0
1
0
0
0
0
0
0
0
2
4
Non Current Liabilities
0
0
0
0
1
2
1
0
3
10
20
Total Equity
13
12
12
12
12
12
12
12
13
16
24
Reserve & Surplus
1
-0
0
0
-0
-1
-1
-1
0
3
11
Share Capital
12
12
12
12
12
12
12
12
12
12
13

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
1
-1
0
1
-1
-0
0
2
-0
-1
2
Investing Activities
0
0
0
0
0
-1
0
0
-1
-0
-1
Operating Activities
1
-1
0
1
-2
-0
2
2
-3
-8
-9
Financing Activities
-0
0
0
0
1
1
-2
-1
3
7
12

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
2.47 %
2.47 %
2.47 %
23.56 %
23.56 %
23.56 %
23.56 %
23.56 %
23.56 %
23.56 %
23.56 %
23.56 %
23.56 %
23.56 %
23.56 %
14.50 %
14.50 %
14.50 %
23.27 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
DIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
83.92 %
83.96 %
76.89 %
64.27 %
64.20 %
63.85 %
63.72 %
59.45 %
63.37 %
65.09 %
65.23 %
66.72 %
66.57 %
66.57 %
66.77 %
75.23 %
72.76 %
72.19 %
66.38 %
Others
13.60 %
13.57 %
20.63 %
12.17 %
12.24 %
12.58 %
12.72 %
16.99 %
13.06 %
11.35 %
11.21 %
9.72 %
9.86 %
9.87 %
9.66 %
10.27 %
12.73 %
13.31 %
10.35 %
No of Share Holders
3,987
3,980
3,958
4,147
4,139
4,089
4,009
3,928
3,941
3,923
4,407
4,624
4,877
4,976
5,769
5,807
5,696
6,124
7,721

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.25
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.45

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
14 Jun 2022 CHANGE OF NAME Change Of Name
NA
14 Jun 2022 6.84 6.84
04 Apr 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
04 Apr 2024 12.28 10.88
23 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
23 Sept 2024 11.03 16.36
06 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 Nov 2024 12.96 14.79
05 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 Feb 2025 14.51 13.50
22 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Apr 2025 11.79 12.13
11 Jul 2025 RIGHTS Rights
2:1
11 Jul 2025 18.16 19.62
12 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 Aug 2025 16.73 14.43
18 Sept 2025 DIVIDEND Dividend
₹ 0.25 /share
18 Sept 2025 14.43 14.72
25 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Sept 2025 14.43 15.40
12 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 Nov 2025 14.90 14.88

Announcements

Investor Presentation4 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication6 days ago
Statement Of Deviation For The Quarter Ended 30Th September 2025.7 days ago
Unaudited Financial Results For The Quarter And Half-Year Ended 30Th September 2025.7 days ago
Board Meeting Outcome for Outcome Of Board Meeting Held On 12Th November 2025 For The Quarter/Half Year Ended 30Th September 2025.7 days ago
Board Meeting Intimation for Board Meeting To Be Held On 12Th November 2025.Nov 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 17, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 06, 2025
Closure of Trading WindowSep 26, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 26, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 25, 2025
Outcome Of 42Nd Annual General MeetingSep 25, 2025
Payment Of Final Dividend For The Financial Year 2024-25.Sep 11, 2025
Intimation Of Record Date For Payment Of Final Dividend On Equity Shares For The Financial Year 2024-2025.Sep 09, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 05, 2025
Reg. 34 (1) Annual Report.Sep 03, 2025
Intimation Of Date Of 42Nd AGM Book Closure And Cut-Off Date For E-Voting.Sep 03, 2025
Submission Of Letter Providing Web-Link Of The 42Nd Annual Report Including Notice For The FY-2024-25.Sep 03, 2025
Submission Of Notice Of 42Nd AGM To Be Held On 25Th September 2025Sep 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 03, 2025
Intimation Of Receipt Of Trading Approval Pursuant To Partly-Paid Up Rights Issue Of The Company.Sep 02, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 29, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 25, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 25, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 25, 2025
Announcement under Regulation 30 (LODR)-AllotmentAug 21, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 16, 2025
Intimation Of Date Of Annual General Meeting Of The Company.Aug 12, 2025
Re-Appointment Of Mr. Velayudhanpillai Harikumar (DIN: 10450411) As Independent Director Of The Company For A Second Term Of One Year Subject To Shareholders Approval.Aug 12, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesAug 12, 2025
Corporate Action-Board approves DividendAug 12, 2025
Financial Results For The Quarter Ended 30Th June 2025.Aug 12, 2025
Board Meeting Outcome for Board Meeting Outcome For The Meeting Held On 12Th August 2025Aug 12, 2025
Board Meeting Intimation for Meeting To Be Held On 12Th August 2025.Aug 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 15, 2025
Corrigendum To The Of The Rights Issue Of JMJ Fintech Limited (Company).Jul 14, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesJul 14, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesJul 12, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 05, 2025
Intimation Of Record Date And International Securities Identification Number (ISIN) For The Right Entitlement For The Proposed Rights Issue.Jul 05, 2025
Closure of Trading WindowJun 26, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesJun 16, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesJun 05, 2025
Intimation Regarding The Opening Of A New Branch Office.Jun 01, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 26, 2025
Investor PresentationMay 22, 2025
In-Principle Approval For Partly Paid-Up Equity Shares Proposed To Be Issued On A Rights Basis Has Been Received From The Bombay Stock Exchange.May 02, 2025
Intimation Regarding The Opening Of A New Branch Office.Apr 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 24, 2025
Intimation Regarding The Opening Of A New Branch Office.Apr 23, 2025

Technical Indicators

RSI(14)
Neutral
60.90
ATR(14)
Volatile
1.33
STOCH(9,6)
Neutral
57.34
STOCH RSI(14)
Neutral
50.37
MACD(12,26)
Bullish
0.30
ADX(14)
Strong Trend
34.34
UO(9)
Bearish
43.41
ROC(12)
Uptrend And Accelerating
16.29
WillR(14)
Neutral
-37.67