JMJ Fintech FY26 net profit rises 47% to ₹759.83 lakh

2 min read     Updated on 28 May 2026, 08:13 PM
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JMJ Fintech reported a 47% rise in FY26 net profit to ₹759.83 lakh, with total income from operations increasing to ₹2,199.38 lakh. The board approved the audited financial results for the year and quarter ended March 31, 2026, and appointed Ms. Priya Krishnakumar as Internal Auditor. The statutory auditor issued an unmodified opinion on the financial statements.

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JMJ Fintech reported a 47% increase in net profit to ₹759.83 lakh for the financial year ended March 31, 2026, compared to ₹516.91 lakh in the previous year. The non-banking financial company recorded total income from operations of ₹2,199.38 lakh for FY26, up from ₹1,714.72 lakh in FY25. For the quarter ended March 31, 2026, the company posted a net profit of ₹174.67 lakh on a total income of ₹540.62 lakh.

The Board of Directors, at its meeting held on May 28, 2026, approved the Standalone Audited Financial Results and Financial Statements for the quarter and year ended March 31, 2026. The board also appointed Ms. Priya Krishnakumar as the Internal Auditor for the financial year 2026-2027. The statutory auditor, Mahesh C. Solanki & Co, issued an audit report with an unmodified opinion on the standalone financial statements.

Interest income for FY26 stood at ₹2,159.61 lakh, while fees income was ₹22.38 lakh. Total expenses for the year increased to ₹1,175.79 lakh from ₹769.16 lakh in the previous year. Finance costs for FY26 were ₹323.16 lakh, and employee benefit expenses amounted to ₹546.38 lakh. The company reported a profit before tax of ₹1,023.59 lakh for the year.

Financial Performance

The following table outlines the key financial metrics for JMJ Fintech for the quarter and year ended March 31, 2026:

Particulars Year Ended 31.03.2026 (₹ in Lacs) Year Ended 31.03.2025 (₹ in Lacs) Quarter Ended 31.03.2026 (₹ in Lacs)
Total Income from Operations 2,199.38 1,714.72 540.62
Interest Income 2,159.61 1,711.71 519.56
Total Expenses 1,175.79 769.16 308.51
Profit Before Tax 1,023.59 945.56 232.11
Net Profit 759.83 516.91 174.67
Basic EPS (₹) 2.04 5.51 0.46

Assets and Liabilities

As of March 31, 2026, the company's total assets stood at ₹8,957.64 lakh, a significant increase from ₹4,600.35 lakh in the previous year. Loans and advances, a major component of financial assets, grew to ₹7,169.35 lakh from ₹4,265.33 lakh. Cash and cash equivalents surged to ₹1,191.19 lakh from ₹191.59 lakh. On the liabilities side, equity share capital increased to ₹3,726.91 lakh from ₹1,280.00 lakh, while subordinated debts stood at ₹3,227.47 lakh compared to ₹2,048.89 lakh in the prior year.

Internal Audit Observations

The internal audit report for the quarter ended March 31, 2026, noted that due customers fell to 3,118 from 3,971 in the preceding quarter, indicating effective collection strategies. The audit also observed that confirmations from certain vendors, including Equifax Credit Info Services Pvt Ltd and Purva Share Registry (India) Pvt Ltd, had not been received at the time of audit. Additionally, it was advised that the Regional Office should acquire its own fire extinguisher for employee safety.

Historical Stock Returns for JMJ Fintech

1 Day5 Days1 Month6 Months1 Year5 Years
+0.39%+1.58%-0.58%-37.46%-27.41%+564.52%

How will the significant increase in equity share capital and subordinated debt impact the company's leverage ratios and cost of capital in FY27?

Can the 47% surge in net profit be sustained given the sharp rise in employee benefit expenses and finance costs?

What strategies will management employ to maintain the reduction in overdue customers as the loan book expands?

JMJ Fintech Schedules Board Meeting on May 28, 2026 to Approve FY26 Audited Financial Results

1 min read     Updated on 18 May 2026, 12:19 PM
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JMJ Fintech Limited has notified the Bombay Stock Exchange of a Board of Directors meeting scheduled for May 28, 2026, via video conference, pursuant to Regulation 29 of SEBI (LODR) Regulations, 2015. The board will consider approval of audited financial results for the quarter and year ended March 31, 2026, and the appointment of Mrs. Priya Krishnakumar as Internal Auditor for FY 2026-27. The trading window will remain closed for promoters, directors, and designated employees until 48 hours after the financial results are announced, in compliance with SEBI insider trading regulations.

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JMJ Fintech Limited, a BSE-listed Non-Banking Financial Company headquartered in Coimbatore, Tamil Nadu, has issued a formal intimation to the Bombay Stock Exchange regarding an upcoming Board of Directors meeting. The notice, dated May 18, 2026, was filed pursuant to Regulation 29 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Board Meeting Details

The meeting of the Board of Directors is scheduled to be held on Thursday, May 28, 2026, through video conference mode. The key agenda items to be considered at the meeting are outlined below.

Agenda Item: Details
Meeting Date: Thursday, May 28, 2026
Mode: Video Conference
Financial Results: Audited results for the quarter and year ended March 31, 2026
Internal Auditor Appointment: Mrs. Priya Krishnakumar for FY 2026-27

Key Agenda Items

The board will deliberate on the following matters during the meeting:

  • Approval of Audited Financial Results: Consideration and approval of the audited financial results of the company for the quarter and year ended March 31, 2026.
  • Internal Auditor Appointment: Appointment of Mrs. Priya Krishnakumar as the Internal Auditor of the company for the financial year 2026-27.
  • Other Business: Any other matter with the permission of the Chairman.

Trading Window Closure

In accordance with the provisions of the SEBI (Prohibition of Insider Trading) Regulations, 2015, as amended, and the company's code of conduct for prevention of insider trading, the trading window will continue to remain closed for promoters, directors, other connected persons, and designated employees of the company. The trading window will remain shut until 48 hours after the announcement of the aforementioned financial results.

The intimation was signed by Vidya Damodaran, Company Secretary and Compliance Officer (Membership No: A 69509), on behalf of JMJ Fintech Limited.

Historical Stock Returns for JMJ Fintech

1 Day5 Days1 Month6 Months1 Year5 Years
+0.39%+1.58%-0.58%-37.46%-27.41%+564.52%

How have JMJ Fintech's key financial metrics such as revenue, net profit, and NPA ratios trended over the past few quarters leading into the FY2026 annual results?

What strategic growth initiatives or loan book expansion plans might JMJ Fintech's board announce alongside the FY2026 audited results?

How does JMJ Fintech's financial performance compare to other BSE-listed small NBFCs headquartered in Tamil Nadu, and could the results trigger any re-rating of the stock?

More News on JMJ Fintech

1 Year Returns:-27.41%