Jana Small Finance Bank Limited submitted its security cover certificate for the quarter ended March 31, 2026, to both BSE Limited and National Stock Exchange of India Ltd. on April 29, 2026. The submission was made pursuant to Regulation 54(3) of SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015. The disclosure under Regulation 54(1) and (2) was not applicable as the bank has not issued any secured non-convertible debt securities.

The independent auditor's report was issued by Batliboi & Purohit, Chartered Accountants, who serve as the joint statutory auditors of the bank. The report provides limited assurance on whether the book values of assets in Annexure I have been accurately extracted from the audited books of account as at March 31, 2026, and whether the bank is in compliance with all covenants mentioned in the Debenture Trust Deeds as at that date.

Asset and Liability Details

The annexure presents comprehensive details of assets and liabilities as at March 31, 2026. The total assets amounted to ₹47,44,77,269 (in thousands), while total liabilities stood at ₹42,97,75,198 (in thousands). The assets included significant components such as loans and advances at ₹33,82,76,851 (in thousands), investments at ₹9,81,19,956 (in thousands), and cash and balances with Reserve Bank of India at ₹2,49,21,665 (in thousands).

On the liabilities side, the debt securities to which this certificate pertains included rated, unsecured, subordinated, redeemable lower Tier II Bonds in the form of Non-Convertible Debentures, and rated, unsecured, subordinated, listed, transferable, Non-Convertible Debentures, aggregating to ₹32,50,000 (in thousands). Deposits constituted the largest component at ₹35,78,44,891 (in thousands).

Auditor's Conclusion

Based on the procedures performed, Batliboi & Purohit concluded that nothing came to their attention that would cause them to believe that the book values of assets contained in Annexure I had not been accurately extracted from the audited books of account of the bank for the year ended and as at March 31, 2026. Additionally, they found no evidence suggesting that the bank had not complied with the covenants stated in the Debenture Trust Deeds in respect of listed non-convertible debt securities outstanding as at March 31, 2026. The bank confirmed that it has complied with all covenants as specified in the Debenture Trust Deeds.

Jana Small Finance Bank Limited has submitted its quarterly regulatory certificate to the National Stock Exchange of India and BSE Limited, confirming zero dematerialization and re-materialization requests during the quarter ended March 31, 2026.

Regulatory Compliance Certificate

The bank filed the mandatory certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, on April 02, 2026. The certificate was signed by Lakshmi R N, Company Secretary & Compliance Officer of Jana Small Finance Bank Limited.

Registrar Confirmation

KFIN Technologies Limited, serving as the registrar and share transfer agent for Jana Small Finance Bank, provided the underlying certificate confirming the absence of any share transfer requests during the specified period. The certificate was issued by Kishore B, Senior Manager at KFIN Technologies Limited, dated April 02, 2026.

The confirmation covers the complete quarter from January 01, 2026, to March 31, 2026, ensuring comprehensive reporting of all potential dematerialization and re-materialization activities during this period.

Corporate Information

Jana Small Finance Bank Limited operates from its registered office at The Fairway Business Park, Bengaluru, with CIN number L65923KA2006PLC040028. KFIN Technologies Limited maintains its operations center in Hyderabad and registered office in Mumbai, with CIN number L72400MH2017PLC444072.

This quarterly filing represents standard regulatory compliance for listed companies, ensuring transparency in share transfer activities and maintaining accurate records of dematerialization processes as mandated by SEBI regulations.