Jana Small Finance Bank Allots 21,608 Equity Shares Under ESOP Schemes

1 min read     Updated on 06 Feb 2026, 05:27 PM
scanx
Reviewed by
Shriram SScanX News Team
Overview

Jana Small Finance Bank Limited allotted 21,608 equity shares on 06th February 2026 under ESOP 2017 and ESOP 2018 schemes to employees who exercised their stock options. The allotment included 16,469 shares under ESOP 2017 and 5,139 shares under ESOP 2018, with varying exercise prices of Rs. 302.98 and Rs. 10 per share. This increased the bank's paid-up equity capital from 105273690 to 105295297 shares, with the new shares ranking pari-passu with existing equity shares and scheduled for listing on BSE and NSE.

31924624

*this image is generated using AI for illustrative purposes only.

Jana Small Finance Bank Limited has completed the allotment of 21,608 equity shares under its Employee Stock Option Plan (ESOP) schemes, marking another step in its employee incentive program. The allotment was executed on 06th February 2026 pursuant to the exercise of options by bank employees under two distinct ESOP schemes.

ESOP Allotment Details

The share allotment was distributed across two ESOP schemes with varying exercise prices and premium structures:

Parameter: Details
Total Shares Allotted: 21,608 equity shares
Face Value: Rs. 10 per share
ESOP 2017 Shares: 16,469 equity shares
ESOP 2018 Shares: 5,139 equity shares
Allotment Date: 06th February 2026

The exercise pricing structure varied significantly between the two tranches. A total of 7,850 shares were exercised at Rs. 302.98 per share with a premium of Rs. 292.98 per share, while 13,758 shares were exercised at the face value of Rs. 10 per share with no premium.

Impact on Share Capital

The allotment has resulted in an increase in the bank's paid-up equity share capital:

Metric: Before Allotment After Allotment
Number of Shares: 105273690 105295297
Share Capital: Rs. 1,052,736,900 Rs. 1,052,952,970
Face Value per Share: Rs. 10 Rs. 10

Regulatory Compliance and Listing

The newly allotted equity shares are fully paid-up and will rank pari-passu with the existing equity shares of the bank. Jana Small Finance Bank will submit applications for listing and trading approval from both BSE Limited and National Stock Exchange Limited. The shares carry the ISIN number INE953L01027 and will be issued in demat form.

The bank filed the statement under regulation 10(b) of the Securities and Exchange Board of India (Share Based Employee Benefits and Sweat Equity) Regulations, 2021 with the recognized stock exchanges on 17th July 2024. The distinctive numbers for the newly allotted shares range from 105273690 to 105295297.

Corporate Structure

Jana Small Finance Bank Limited operates from its registered office at The Fairway Business Park, Bengaluru, with CIN L65923KA2006PLC040028. The bank's shares are listed on both BSE Limited and National Stock Exchange Limited, providing liquidity to shareholders and employees participating in the ESOP schemes.

Historical Stock Returns for Jana Small Finance Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+1.76%-1.92%-18.78%-24.54%-23.04%-4.33%
Jana Small Finance Bank
View Company Insights
View All News
like20
dislike

Jana Small Finance Bank Q3FY26 Net Profit Plunges 91% to ₹0.97 Crores

2 min read     Updated on 06 Feb 2026, 04:38 PM
scanx
Reviewed by
Ashish TScanX News Team
Overview

Jana Small Finance Bank reported a 91.24% decline in Q3FY26 net profit to ₹0.97 crores despite 20.22% revenue growth to ₹162.89 crores. Increased provisioning expenses of ₹27.68 crores significantly impacted profitability. The bank maintained strong capital adequacy at 19.17% and improved gross NPA ratio to 2.59% from 2.80% YoY.

31921694

*this image is generated using AI for illustrative purposes only.

Jana Small Finance Bank Limited reported a sharp decline in profitability for the quarter ended December 31, 2025, as increased provisioning expenses significantly impacted bottom-line performance despite robust revenue growth.

Financial Performance Overview

The bank's financial results for Q3FY26 revealed mixed performance indicators across key metrics:

Metric Q3FY26 Q3FY25 Change (%)
Total Income ₹162.89 crores ₹135.48 crores +20.22%
Net Profit ₹0.97 crores ₹11.07 crores -91.24%
Operating Profit ₹28.65 crores ₹27.91 crores +2.65%
Provisions ₹27.68 crores ₹17.38 crores +59.29%

For the nine months ended December 31, 2025, total income increased to ₹469.73 crores from ₹405.25 crores, representing growth of 15.91%. However, net profit declined substantially to ₹18.66 crores from ₹37.79 crores in the corresponding period of the previous year.

Revenue Components and Growth

Interest earned formed the primary revenue driver, reaching ₹138.41 crores in Q3FY26 compared to ₹117.74 crores in Q3FY25. The interest income breakdown showed:

  • Interest on advances: ₹123.23 crores (Q3FY26) vs ₹107.32 crores (Q3FY25)
  • Income on investments: ₹13.35 crores vs ₹8.84 crores
  • Other income: ₹24.47 crores vs ₹17.74 crores

Operating expenses increased to ₹63.30 crores from ₹49.09 crores, with employee costs rising to ₹36.97 crores from ₹30.94 crores year-over-year.

Asset Quality and Capital Position

The bank demonstrated improved asset quality metrics during the quarter:

Parameter Q3FY26 Q3FY25 Previous Quarter
Gross NPA Ratio 2.59% 2.80% 2.87%
Net NPA Ratio 0.94% 0.94% 0.94%
Capital Adequacy Ratio 19.17% 18.39% 19.72%
Return on Assets 0.09% 1.30% 0.74%

The bank maintained a robust capital position with a debt-equity ratio of 0.87 and net worth of ₹403.62 crores as of December 31, 2025.

Segment Performance Analysis

Retail banking remained the dominant segment, contributing ₹213.99 crores in revenue during Q3FY26. However, the segment reported negative results of ₹6.21 crores compared to positive ₹2.22 crores in Q3FY25. Treasury operations generated ₹3.64 crores in segment results, while corporate/wholesale banking contributed ₹0.57 crores.

Regulatory Compliance and Operations

During the quarter, the bank allotted 36,573 shares under its Employee Stock Option Scheme. The bank also engaged in loan portfolio management activities, acquiring loans worth ₹184.87 crores through assignment and transferring non-performing assets worth ₹369.85 crores to Asset Reconstruction Companies.

The bank recognized an estimated incremental impact of ₹11.89 crores under employee costs due to the implementation of New Labour Codes notified by the Government of India in November 2025. Basic earnings per share for the quarter stood at ₹0.92 compared to ₹10.57 in the corresponding quarter of the previous year.

Historical Stock Returns for Jana Small Finance Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+1.76%-1.92%-18.78%-24.54%-23.04%-4.33%
Jana Small Finance Bank
View Company Insights
View All News
like19
dislike

More News on Jana Small Finance Bank

1 Year Returns:-23.04%