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Latest news about Jana Small Finance Bank

Jana Small Finance Bank Eyes 35-40% Asset Growth in FY26, Focuses on Secured Lending 2 days ago

Jana Small Finance Bank aims for 35-40% asset growth by FY26, focusing on expanding its secured lending portfolio. The bank plans to have 95% of its portfolio secured or guaranteed by March 2027, up from 72.5% in September 2025. For the half-year ended September 30, 2025, Jana SFB reported a net profit of ₹177.00 crores, 20% year-on-year growth in gross loan portfolio to ₹31,655.00 crores, and 31% growth in total deposits to ₹32,532.00 crores. The bank expects improvements in credit costs, net interest margins, and earnings momentum, supported by a shift towards secured lending and favorable macroeconomic conditions.

Jana Small Finance Bank Reports ₹176.92 Crore Net Profit for Half Year Ended September 2025 2 days ago

Jana Small Finance Bank to Raise ₹250 Crore Through Private Placement of NCDs 10 days ago

Jana Small Finance Bank to Consider Non-Convertible Debentures Issuance in Upcoming Board Meeting Oct 06, 2025

Jana Small Finance Bank Welcomes Back Sudhir Madhavan as President & Head Strategic Alliance Sep 25, 2025

More news about Jana Small Finance Bank

03Sept 25

Jana and Ujjivan SFBs May Avoid Promoter Ring-Fencing in Universal Banking Transition

Jana Small Finance Bank and Ujjivan Small Finance Bank are positioned for an easier transition to universal banks compared to AU Small Finance Bank. Jana operates through a listed holding company structure, while Ujjivan has achieved full public ownership. This contrasts with AU SFB, which must set up a holding company and transfer promoter shares. The transition to universal banks offers benefits such as reduced capital adequacy requirements, lower priority sector lending targets, and removal of loan size restrictions.

27Aug 25

Jana Small Finance Bank Appoints Veteran Banker Rakesh Joshi as Independent Director

Jana Small Finance Bank has appointed Rakesh Joshi as an Additional Director in the capacity of an Independent Director, effective August 27, 2025. Joshi brings over 40 years of experience in banking and financial services. His appointment is for a five-year term, subject to shareholder approval. Joshi's extensive background includes roles in wholesale and retail banking, investment banking, and insurance. He recently served as a Whole Time Member at IRDAI and has expertise in trading, treasury operations, and strategic leadership.

27Aug 25

Jana Small Finance Bank Streamlines Structure, Merges Holding Companies

Jana Small Finance Bank plans to merge its non-operative financial holding company into its core investment company for streamlined operations. The bank has applied for voluntary transformation to universal banking status, aiming to expand its services. Additionally, the bank faces a tax demand of ₹14.33 crore plus interest and penalties, which it plans to appeal, asserting its tax treatment is compliant with GST laws.

26Aug 25

Jana Small Finance Bank Faces ₹14.32 Crore GST Demand and Penalty

Jana Small Finance Bank received a GST demand and penalty order totaling ₹14.32 crore from the Additional Commissioner of Central Tax GST, Bengaluru East Commissionerate, Karnataka. The order, issued on August 25, 2025, includes a demand of ₹14,32,50,552 plus interest and an equal penalty. The dispute arises from the bank's interpretation of input tax credit claims on capital goods. Jana Small Finance Bank plans to appeal the order, expressing confidence in its legal position and stating it does not expect a material financial impact.

18Aug 25

Jana Small Finance Bank Announces Key Leadership Changes

Jana Small Finance Bank is set to welcome Asheesh Maroo as Chief Credit Officer and Rajesh Sharma as Chief Operating Officer, effective August 18, 2025. Maroo brings 30 years of experience in business and credit risk management, while Sharma has 34 years of experience in operations and customer services. Simultaneously, Ganesh Nagarajan, the current Chief Operations Officer, will be resigning effective November 17, 2025, due to personal reasons related to family health issues.

08Aug 25

Jana Small Finance Bank Announces Investor Meetings on August 13, 2025

Jana Small Finance Bank has announced a series of investor meetings on August 13, 2025, at Trident BKC, Mumbai. The schedule includes a group meeting with multiple investors from 11:00 AM to 12:00 PM, followed by several one-on-one sessions throughout the day. Top executives, including the MD & CEO, CFO, and Head of Investor Relations, will be present. The bank emphasizes that no unpublished price sensitive information will be shared during these meetings.

05Aug 25

Jana Small Finance Bank to Hold 19th AGM on August 29

Jana Small Finance Bank Limited will hold its 19th Annual General Meeting (AGM) on August 29, 2025, at 11:00 AM IST via video conferencing. Remote e-voting will be available from August 26 to August 28, 2025. The cut-off date for voting eligibility is August 21, 2025. The AGM Notice has been sent electronically to registered members and is available on the company's website and stock exchange websites.

28Jul 25

Jana Small Finance Bank Reports Mixed Q1 Results Amid MFI Stress, Maintains Growth Guidance

Jana Small Finance Bank reported a PAT of Rs. 102.00 crore for Q1, including Rs. 150.00 crore in accelerated provisions. GNPA stood at 2.80% and NNPA at 0.90%. The bank faced stress in its microfinance segment with a 2.50% decline, while secured assets grew by 3.00%. NIMs decreased to 6.90% from 7.40%. The bank maintains a 20% overall asset growth guidance for the fiscal year and plans to open 70 new branches. It filed an application for a Universal Bank license on June 9th.

22Jul 25

Jana Small Finance Bank Reports ₹101.93 Crore Net Profit in Q1

Jana Small Finance Bank announced Q1 financial results with a net profit of ₹101.93 crores and EPS of ₹9.69. Total income grew 11.8% YoY to ₹1,516.15 crores. Asset quality remained stable with gross NPA at 2.91% and net NPA at 0.94%. Capital adequacy ratio stood at 19.97%. Deposits increased by 24.1% YoY to ₹29,426 crores, while advances grew 16.2% to ₹29,930 crores. The bank's 19th AGM is scheduled for August 29 via video conferencing.

10Jun 25

Jana Small Finance Bank Seeks Universal Banking Licence from RBI

Jana Small Finance Bank has applied for a universal banking licence from the Reserve Bank of India (RBI). The bank cites its strong presence in retail and MSME segments, expanded digital and physical footprint, and solid financial performance as key factors supporting its application. If granted, the licence would allow Jana to offer a wider range of banking services and expand its customer base beyond current focus areas.

09Jun 25

Jana Small Finance Bank Applies to RBI for Universal Bank Status

Jana Small Finance Bank has applied to the Reserve Bank of India (RBI) for approval to transition from a small finance bank to a universal bank. The bank must meet RBI criteria, including stock exchange listing, minimum net worth of ₹1,000.00 crore, and specific NPA ratio requirements. If approved, this transition would allow Jana to expand its service offerings, strengthen its market position, and enhance growth opportunities in the Indian banking sector.

30Apr 25

Jana Small Finance Bank Reports Mixed Q4 Results, Prepares for Universal Banking License

Jana Small Finance Bank's Q4 FY25 net profit dropped 61.60% YoY to ₹123.50 crore, but improved 11.30% QoQ. FY25 PAT reached ₹501.00 crore despite a ₹305.00 crore provision. Total AUM grew 19.40% to ₹29,545.00 crore, with secured loans now 70% of AUM. Asset quality improved with GNPA at 2.50%. Deposits grew 29% YoY to ₹29,120.00 crore. The bank plans to apply for a universal banking license in the coming quarter, having met GNPA and NNPA requirements for two consecutive years.

29Apr 25

Jana Small Finance Bank: Q4 Profit Plunges 62% YoY, Interest Income Up; Reports Strong FY25 Performance with 33% Growth in Adjusted PAT

Jana Small Finance Bank announced its FY25 results, showing a 33% increase in annual Adjusted PAT despite a 62% decrease in Q4 net profit. The bank's AUM grew 19.4% to ₹29,545.00 crore, with deposits up 29% to ₹29,120.00 crore. Asset quality improved with GNPA at 2.54%. The bank's secured book grew 40%, now 70% of total AUM. With improved financials, Jana SFB plans to apply for a Universal Banking License.

28Apr 25

Jana Small Finance Bank to Unveil Q4 and FY25 Results on April 29

Jana Small Finance Bank will reveal its Q4 and FY25 financial results on April 29 at 3:30 p.m., followed by an earnings call at 5:30 p.m. The bank's trading window for insiders is closed from April 1 to May 1. In Q3 FY25, the bank reported a net profit of Rs 110.70 crore, down 17.75% year-on-year, while net interest income increased by 13.40% to Rs 1,177.40 crore. The upcoming results will provide insights into the bank's financial health, operational performance, and strategic direction, as well as reflect on the overall small finance banking sector in India.

07Mar 25

Jana Small Finance Bank Secures RBI's AD-I License, Expanding Forex Services

Jana Small Finance Bank has been granted an Authorized Dealer Category-I (AD-I) license by the Reserve Bank of India under FEMA, 1999. This license allows the bank to deal in foreign exchange, expand international banking services, and facilitate cross-border transactions. The bank can now offer foreign currency exchange, remittance services, trade finance solutions, and international fund transfers. This development aligns with Jana Small Finance Bank's strategy to evolve into a full-service commercial bank, potentially enhancing its market position in the Indian banking sector.