Emerald Finance Limited has achieved significant business milestones during the fourth quarter of FY 2025-26, partnering with 30 corporates for its Early Wage Access program while disbursing over ₹375 crores in gold loans through its subsidiary. The company announced these developments as part of its regulatory disclosure pursuant to SEBI LODR Regulation 30.

Major Business Expansion in Q4FY26

The company has successfully onboarded 30 corporate partners for its Early Wage Access program during Q4FY26, spanning multiple sectors and geographies. These partnerships enable eligible employees to access portions of their earned salary during the month through a structured salary advance model with seamless payroll deduction recovery.

Gold Loan Business Performance

Emerald Finance Limited, along with its material subsidiary Eclat Net Advisors Private Limited, has disbursed gold loans aggregating to over ₹375.00 crores during Q4FY26 under its syndication business model. These disbursements were executed in partnership with major financial institutions including ICICI Bank Limited, HDFC Bank Limited, RBL Bank Limited, and Muthoot Finance Limited.

Management Commentary on Growth Strategy

Managing Director Sanjay Aggarwal commented on the developments, stating that the addition of 30 employer partners demonstrates growing demand for innovative, employee-centric financial solutions. He emphasized that the EWA platform empowers salaried employees by providing timely access to earned income, reducing financial stress and improving overall well-being.

Strategic Business Positioning

Aggarwal highlighted that crossing ₹375 crores in gold loan syndication in a single quarter demonstrates the scale and trust built in the origination business. Both the Early Wage Access and gold loan syndication businesses are integral to the company's strategy of building a scalable, diversified, and technology-enabled financial services platform while expanding access to financial products for underserved segments.

Emerald Finance Limited has announced the opening of a special window for shareholders to re-lodge physical share transfer requests that were previously rejected or returned due to documentation deficiencies. The company published newspaper advertisements on 24.03.2026 to inform shareholders about this important facility.

Special Window Details

The special window will operate for a period of one year, providing shareholders with an extended opportunity to complete their transfer processes.

Regulatory Compliance

The initiative follows specific SEBI circulars that mandate the facilitation of physical share transfers. The company has ensured full regulatory compliance by publishing the notice in both English and Hindi newspapers.

Shareholder Benefits

Shareholders who missed earlier deadlines of March 31, 2021 and January 6, 2026 are encouraged to take advantage of this opportunity. The facility is designed to help shareholders complete transfer processes that were previously incomplete due to various documentation or procedural issues.

Contact Information

Shareholders need to furnish necessary documents to the company's Registrar and Transfer Agent for processing their requests.

Corporate Communication

The company has fulfilled its obligation under Regulation 30 of the SEBI (LODR) Regulations, 2015 by informing BSE Limited about the newspaper advertisement. The information has also been uploaded on the company's website at www.emeraldfin.com for easy access by shareholders.

The notice was signed by Amarjeet Kaur, Company Secretary cum Compliance Officer (Membership No. F13755), ensuring proper authorization and compliance with corporate governance requirements.