| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 1 | 1 | 2 | 3 | 2 | 2 | 2 | 2 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 4 | 3 | 3 | 3 | 4 | 4 | 5 | 6 | 7 | 7 | 7 |
| Expenses | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 2 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 2 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| EBITDA | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 2 | 2 | 2 | 3 | 4 | 4 | 5 | 5 | 5 |
| Operating Profit % | 8 % | 13 % | 29 % | 38 % | 37 % | 26 % | 31 % | 14 % | 39 % | 54 % | 42 % | 37 % | 49 % | 49 % | 46 % | 39 % | 36 % | 40 % | 57 % | 50 % | 49 % | 47 % | 59 % | 53 % | 67 % | 70 % | 71 % | 70 % | 73 % | 79 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit Before Tax | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 2 | 2 | 2 | 3 | 3 | 4 | 4 | 5 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net Profit | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 3 | 3 | 4 |
| EPS in ₹ | 0.13 | 0.40 | 1.93 | 0.80 | 0.51 | 0.29 | 0.47 | 0.16 | 0.16 | 0.35 | 0.47 | 0.55 | 0.19 | 0.23 | 0.25 | 0.19 | 0.16 | 0.20 | 0.37 | 0.42 | 0.28 | 0.32 | 0.39 | 0.38 | 0.57 | 0.63 | 0.73 | 0.77 | 0.92 | 1.04 |
Emerald Finance
Emerald Finance
90.89
+0.74
(0.82%)
Key Fundamentals
Market Cap
311.40 Cr
EPS
2.57
PE Ratio
26.34
Dividend Yield
0.17 %
Industry
Financial Services 52 Week High
167.65
52 Week Low
70.04
PB Ratio
3.46
Debt to Equity
0.23
Sector
NBFC Actual
Company News
View All News
Emerald Finance Limited has partnered with M/S Gaurav Enterprises, Delhi, to offer an Early-Wage-Access program to the firm's employees. The partnership allows employees to access part of their salaries throughout the month for instant financial relief. The company has been developing a salary advance solution that involves partnering with employers to offer short-term loans as salary advances, with repayment collected through salary deductions. This initiative aligns with Emerald Finance's vision to expand its offerings and serve retail customers.
Emerald Finance Partners with Muthoot Fincorp as Lead Sourcing Agent for Gold and Personal Loans
5 days ago
5 days agoEmerald Finance Limited has entered into a partnership with Muthoot Fincorp Limited, where Emerald Finance will serve as a Lead Sourcing Agent for Gold Loans and Personal Loans across India. The strategic partnership aims to strengthen the company's presence in the financial services sector and expand its reach nationwide.
Emerald Finance Partners with Sikh Girls Education Society to Offer Early-Wage-Access Program8 days ago
8 days agoEmerald Finance Limited has partnered with Sikh Girls Education Society, Ambala (Haryana) to provide its Early-Wage-Access program to the Society's employees. The partnership allows employees to access part of their salaries seamlessly throughout the month, providing instant financial relief. The company has been developing a salary advance solution that involves partnering with employers to offer short-term loans as salary advances, with repayment collected through salary deductions. This initiative aligns with Emerald Finance's vision to expand its offerings and serve retail customers.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,013.20 | #1 6,25,483.90 | 33.91 | #1 69,724.80 | 26.81 | #1 16,780 | 23.27 | 43.46 | |
309.50 | 1,93,707.30 | 120.43 | 2,078.90 | 12.09 | 1,613 | 0.86 | 54.43 | |
822.50 | 1,56,556.30 | 15.67 | 41,859.50 | 19.61 | 9,423 | 7.47 | 83.76 | |
1,718.80 | 1,46,554.90 | 31.21 | 26,152.80 | 34.67 | 4,260 | 19.82 | 56.11 | |
3,324.90 | 1,36,069.70 | 21.77 | 20,324.50 | 34.04 | 5,352 | 65.12 | 63.08 | |
869.80 | 82,161.10 | 43.16 | 18,637.10 | 6.60 | 1,916 | 9.99 | 40.87 | |
4,710.30 | 53,154.30 | 26.53 | 8,563.00 | 17.53 | 1,813 | 11.90 | 55.04 | |
2,798.00 | 46,532.50 | #1 11.85 | 4,612.20 | #1 76.63 | 4,241 | -8.96 | 34.62 | |
309.35 | 44,166.30 | 17.41 | 18,530.50 | 16.03 | 2,261 | 45.15 | 58.26 | |
489.30 | 36,502.00 | 182.54 | 4,222.80 | 34.17 | -98 | #1 115.75 | 51.30 |
Growth Rate
Revenue Growth
61.19 %
Net Income Growth
119.51 %
Cash Flow Change
-18.25 %
ROE
21.78 %
ROCE
31.58 %
EBITDA Margin (Avg.)
31.69 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 46 | 52 | 65 | 106 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Current Assets | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 9 | 9 | 9 | 24 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| Other Assets | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 45 | 51 | 64 | 105 |
| Total Liabilities | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 46 | 52 | 65 | 106 |
| Current Liabilities | 0 | 0 | 0 | 1 | 1 | 2 | 3 | 3 | 2 | 2 | 4 |
| Non Current Liabilities | 0 | 0 | 0 | 1 | 1 | 3 | 3 | 5 | 5 | 15 | 16 |
| Total Equity | 3 | 3 | 4 | 6 | 14 | 15 | 17 | 38 | 44 | 48 | 86 |
| Reserve & Surplus | 0 | 0 | 1 | 2 | 5 | 6 | 7 | 9 | 13 | 17 | 50 |
| Share Capital | 3 | 3 | 3 | 3 | 9 | 9 | 9 | 29 | 30 | 30 | 35 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 0 | 0 | 0 | 1 | 3 | -3 | 3 | -2 | 5 | -4 | 15 |
| Investing Activities | 0 | 0 | -1 | -0 | -0 | -0 | -0 | -0 | -0 | 0 | -0 |
| Operating Activities | 0 | 0 | -1 | 0 | -5 | -4 | 3 | -23 | 2 | -11 | -13 |
| Financing Activities | 0 | 0 | 2 | 1 | 8 | 1 | 0 | 21 | 3 | 8 | 28 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 66.42 % | 73.26 % | 73.26 % | 73.26 % | 72.51 % | 70.36 % | 70.36 % | 67.80 % | 67.80 % | 67.80 % | 67.80 % | 67.80 % | 67.80 % | 67.80 % | 62.35 % | 60.51 % | 59.50 % | 59.50 % | 59.50 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 1.31 % | 1.31 % | 1.31 % | 9.15 % | 9.78 % | 9.36 % | 5.96 % | 1.74 % |
| DIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 24.30 % | 20.92 % | 21.17 % | 20.92 % | 22.02 % | 23.54 % | 24.05 % | 22.91 % | 22.82 % | 22.90 % | 23.46 % | 24.75 % | 24.82 % | 25.03 % | 22.86 % | 23.32 % | 24.91 % | 28.55 % | 32.51 % |
| Others | 9.29 % | 5.82 % | 5.57 % | 5.82 % | 5.46 % | 6.09 % | 5.59 % | 9.30 % | 9.38 % | 9.30 % | 8.75 % | 6.15 % | 6.07 % | 5.86 % | 5.63 % | 6.39 % | 6.23 % | 5.98 % | 6.25 % |
| No of Share Holders | 966 | 1,097 | 1,179 | 1,392 | 1,488 | 1,707 | 2,145 | 2,509 | 2,976 | 3,289 | 3,493 | 4,209 | 4,332 | 4,331 | 6,414 | 8,371 | 9,883 | 10,287 | 10,989 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.25 | 0.1 | 0.1 | 0.1 | 0.1 | 0.15 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 2.01 | 0.61 | 0.42 | 0.27 | 0.1 | 0.17 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 28 Jan 2021 |  Rights | 42:19 | 27 Jan 2021 | 10.38 | 12.50 |
| 24 Sept 2021 |  Dividend | ₹ 0.10 /share | 23 Sept 2021 | 18.45 | 18.00 |
| 23 Sept 2022 | Dividend | ₹ 0.10 /share | 23 Sept 2022 | 14.85 | 20.15 |
| 17 Dec 2022 |  Change Of Name | NA | 17 Dec 2022 | 28.45 | 28.45 |
| 23 Sept 2023 | Dividend | ₹ 0.10 /share | 22 Sept 2023 | 22.37 | 19.28 |
| 19 Apr 2024 |  Extraordinary General Meeting | NA | 19 Apr 2024 | 31.95 | 34.68 |
| 23 Sept 2024 | Dividend | ₹ 0.10 /share | 23 Sept 2024 | 33.79 | 66.68 |
| 30 Sept 2024 |  Annual General Meeting | NA | 30 Sept 2024 | 72.76 | 74.13 |
| 08 Oct 2024 |  Quarterly Result Announcement | NA | 08 Oct 2024 | 72.65 | 72.57 |
| 21 Dec 2024 | Extraordinary General Meeting | NA | 21 Dec 2024 | 102.54 | 133.95 |
| 06 Jan 2025 | Quarterly Result Announcement | NA | 06 Jan 2025 | 131.05 | 124.00 |
| 31 Jan 2025 | Dividend | ₹ 0.06 /share | 31 Jan 2025 | 162.30 | 136.90 |
| 25 Mar 2025 | Extraordinary General Meeting | NA | 25 Mar 2025 | 106.10 | 103.80 |
| 22 May 2025 | Quarterly Result Announcement | NA | 22 May 2025 | 95.91 | 94.45 |
| 11 Jul 2025 | Quarterly Result Announcement | NA | 11 Jul 2025 | 74.60 | 90.66 |
| 23 Sept 2025 | Dividend | ₹ 0.09 /share | 23 Sept 2025 | 94.45 | 78.51 |
| 30 Sept 2025 | Annual General Meeting | NA | 30 Sept 2025 | 82.10 | 76.19 |
| 15 Oct 2025 | Quarterly Result Announcement | NA | 15 Oct 2025 | 76.97 | 90.30 |
Announcements
Announcement Under Regulation 30 Of LODR Regulations 201514 hours ago
14 hours agoOutcome Of Analyst Meet4 days ago
4 days agoAnnouncement Under Regulation 30 Of LODR Regulations 20155 days ago
5 days agoAnnouncement Under Regulation 30 Of LODR Regulations 20158 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation9 days ago
9 days agoAnnouncement Under Regulation 30 Of LODR Regulations 2015Oct 30, 2025
Oct 30, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptOct 28, 2025
Oct 28, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 25, 2025
Oct 25, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 24, 2025
Oct 24, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 23, 2025
Oct 23, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 22, 2025
Oct 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 17, 2025
Oct 17, 2025Submission Of Revised Financial Results For The Quarter Ended 30.09.2025Oct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 16, 2025
Oct 16, 2025Board Meeting Outcome for Outcome Of Board Meeting Dated 15.10.2025Oct 15, 2025
Oct 15, 2025Unaudited Financial Results For The Quarter Ended 30.09.2025Oct 15, 2025
Oct 15, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 13, 2025
Oct 13, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 08, 2025
Oct 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 07, 2025
Oct 07, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 07, 2025
Oct 07, 2025Board Meeting Intimation for Considering And Approving Unaudited Financial Results For The Quarter Ended 30.09.2025Oct 06, 2025
Oct 06, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportOct 01, 2025
Oct 01, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 01, 2025
Oct 01, 2025Closure of Trading WindowSep 30, 2025
Sep 30, 2025Proceedings Of Annual General MeetingSep 30, 2025
Sep 30, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 30, 2025
Sep 30, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 29, 2025
Sep 29, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 26, 2025
Sep 26, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 24, 2025
Sep 24, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 22, 2025
Sep 22, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 19, 2025
Sep 19, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 17, 2025
Sep 17, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 15, 2025
Sep 15, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 11, 2025
Sep 11, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 10, 2025
Sep 10, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 08, 2025
Sep 08, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 05, 2025
Sep 05, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 05, 2025
Sep 05, 2025Notice Of 42Nd Annual General MeetingSep 04, 2025
Sep 04, 2025Reg. 34 (1) Annual Report.Sep 04, 2025
Sep 04, 2025Intimation Of 42Nd Annual General MeetingSep 03, 2025
Sep 03, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 03, 2025
Sep 03, 2025Announcement Under Regulation 30 Of LODR Regulations 2019Sep 02, 2025
Sep 02, 2025Announcement Under Regulation 30 Of LODR 2015Sep 01, 2025
Sep 01, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Aug 29, 2025
Aug 29, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Aug 27, 2025
Aug 27, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Aug 26, 2025
Aug 26, 2025Board Fixed Book Closure DatesAug 26, 2025
Aug 26, 2025Technical Indicators
RSI(14)
Neutral 57.33
ATR(14)
Less Volatile 5.61
STOCH(9,6)
Neutral 62.39
STOCH RSI(14)
Neutral 52.41
MACD(12,26)
Bullish 0.01
ADX(14)
Weak Trend 20.47
UO(9)
Bearish 51.39
ROC(12)
Uptrend And Accelerating 2.76
WillR(14)
Neutral -23.83
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