| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 1 | 1 | 2 | 3 | 2 | 2 | 2 | 2 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 4 | 3 | 3 | 3 | 4 | 4 | 5 | 6 | 7 | 7 | 7 |
| Expenses | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 2 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 2 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| EBITDA | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 2 | 2 | 2 | 3 | 4 | 4 | 5 | 5 | 5 |
| Operating Profit % | 8 % | 13 % | 29 % | 38 % | 37 % | 26 % | 31 % | 14 % | 39 % | 54 % | 42 % | 37 % | 49 % | 49 % | 46 % | 39 % | 36 % | 40 % | 57 % | 50 % | 49 % | 47 % | 59 % | 53 % | 67 % | 70 % | 71 % | 70 % | 73 % | 79 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit Before Tax | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 2 | 2 | 2 | 3 | 3 | 4 | 4 | 5 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net Profit | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 3 | 3 | 4 |
| EPS in ₹ | 0.13 | 0.40 | 1.93 | 0.80 | 0.51 | 0.29 | 0.47 | 0.16 | 0.16 | 0.35 | 0.47 | 0.55 | 0.19 | 0.23 | 0.25 | 0.19 | 0.16 | 0.20 | 0.37 | 0.42 | 0.28 | 0.32 | 0.39 | 0.38 | 0.57 | 0.63 | 0.73 | 0.77 | 0.92 | 1.04 |
Emerald Finance
Emerald Finance
78.78
+0.75
(0.96%)
Market Cap
272.09 Cr
PE Ratio
22.62
Volume
30,963.00
Day High - Low
79.00 - 77.25
52W High-Low
167.65 - 70.04
Key Fundamentals
Market Cap
272.09 Cr
EPS
2.57
PE Ratio
22.62
PB Ratio
2.97
Book Value
26.29
EBITDA
15.10
Dividend Yield
0.19 %
Industry
Financial Services Sector
NBFC Return on Equity
10.51
Debt to Equity
0.23
Actual
Company News
View All News
Emerald Finance Limited has scheduled a board meeting on January 16, 2026, to consider Q3FY26 unaudited financial results. Trading window closed from January 1-18, 2026.
Emerald Finance Disburses ₹105 Cr Gold Loans
Jan 01, 2026
Jan 01, 2026Emerald Finance Limited and its subsidiary disbursed over ₹105 crores in gold loans during December 2025, partnering with major banks including ICICI Bank, HDFC Bank, RBL Bank and Muthoot Finance.
Emerald Finance Limited announces strategic partnership with Secure Guard Security to launch EarlyWage-Access program, enabling employees to access salary advances seamlessly throughout the month.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
945.95 | #1 5,88,615.67 | 31.80 | #1 69,724.80 | 26.81 | #1 16,780 | 23.27 | 30.09 | |
981.10 | 1,84,580.44 | 18.67 | 41,859.50 | 19.61 | 9,423 | 7.47 | 64.40 | |
287.00 | 1,82,335.16 | 110.74 | 2,078.90 | 12.09 | 1,613 | 0.86 | 39.55 | |
3,938.10 | 1,58,102.30 | 21.83 | 20,324.50 | 34.04 | 5,352 | 82.54 | 61.77 | |
1,689.50 | 1,42,569.05 | 30.92 | 26,152.80 | 34.67 | 4,260 | 19.82 | 45.04 | |
846.50 | 80,548.50 | 42.54 | 18,637.10 | 6.60 | 1,916 | 9.99 | 42.34 | |
666.50 | 56,600.88 | #1 14.11 | 4,612.20 | #1 76.63 | 4,241 | -8.96 | 69.77 | |
5,051.50 | 56,124.11 | 29.08 | 8,563.00 | 17.53 | 1,813 | 11.90 | 47.94 | |
354.95 | 49,337.03 | 20.42 | 18,530.50 | 16.03 | 2,261 | 45.15 | 44.62 | |
471.25 | 38,293.15 | 171.96 | 4,222.80 | 34.17 | -98 | #1 115.75 | 52.15 |
Growth Rate
Revenue Growth
61.19 %
Net Income Growth
119.51 %
Cash Flow Change
-18.25 %
ROE
21.78 %
ROCE
31.58 %
EBITDA Margin (Avg.)
31.69 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 46 | 52 | 65 | 106 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Current Assets | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 9 | 9 | 9 | 24 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| Other Assets | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 45 | 51 | 64 | 105 |
| Total Liabilities | 3 | 3 | 5 | 7 | 16 | 20 | 23 | 46 | 52 | 65 | 106 |
| Current Liabilities | 0 | 0 | 0 | 1 | 1 | 2 | 3 | 3 | 2 | 2 | 4 |
| Non Current Liabilities | 0 | 0 | 0 | 1 | 1 | 3 | 3 | 5 | 5 | 15 | 16 |
| Total Equity | 3 | 3 | 4 | 6 | 14 | 15 | 17 | 38 | 44 | 48 | 86 |
| Reserve & Surplus | 0 | 0 | 1 | 2 | 5 | 6 | 7 | 9 | 13 | 17 | 50 |
| Share Capital | 3 | 3 | 3 | 3 | 9 | 9 | 9 | 29 | 30 | 30 | 35 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 0 | 0 | 0 | 1 | 3 | -3 | 3 | -2 | 5 | -4 | 15 |
| Investing Activities | 0 | 0 | -1 | -0 | -0 | -0 | -0 | -0 | -0 | 0 | -0 |
| Operating Activities | 0 | 0 | -1 | 0 | -5 | -4 | 3 | -23 | 2 | -11 | -13 |
| Financing Activities | 0 | 0 | 2 | 1 | 8 | 1 | 0 | 21 | 3 | 8 | 28 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 66.42 % | 73.26 % | 73.26 % | 73.26 % | 72.51 % | 70.36 % | 70.36 % | 67.80 % | 67.80 % | 67.80 % | 67.80 % | 67.80 % | 67.80 % | 67.80 % | 62.35 % | 60.51 % | 59.50 % | 59.50 % | 59.50 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 1.31 % | 1.31 % | 1.31 % | 9.15 % | 9.78 % | 9.36 % | 5.96 % | 1.74 % |
| DIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 24.30 % | 20.92 % | 21.17 % | 20.92 % | 22.02 % | 23.54 % | 24.05 % | 22.91 % | 22.82 % | 22.90 % | 23.46 % | 24.75 % | 24.82 % | 25.03 % | 22.86 % | 23.32 % | 24.91 % | 28.55 % | 32.51 % |
| Others | 9.29 % | 5.82 % | 5.57 % | 5.82 % | 5.46 % | 6.09 % | 5.59 % | 9.30 % | 9.38 % | 9.30 % | 8.75 % | 6.15 % | 6.07 % | 5.86 % | 5.63 % | 6.39 % | 6.23 % | 5.98 % | 6.25 % |
| No of Share Holders | 966 | 1,097 | 1,179 | 1,392 | 1,488 | 1,707 | 2,145 | 2,509 | 2,976 | 3,289 | 3,493 | 4,209 | 4,332 | 4,331 | 6,414 | 8,371 | 9,883 | 10,287 | 10,989 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.25 | 0.1 | 0.1 | 0.1 | 0.1 | 0.15 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 2.01 | 0.61 | 0.42 | 0.27 | 0.1 | 0.19 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 16 Jan 2026 |  Quarterly Result Announcement | NA | 16 Jan 2026 | 78.84 | 78.03 |
| 28 Jan 2021 |  Rights | 42:19 | 27 Jan 2021 | 10.38 | 12.50 |
| 24 Sept 2021 |  Dividend | ₹ 0.10 /share | 23 Sept 2021 | 18.45 | 18.00 |
| 23 Sept 2022 | Dividend | ₹ 0.10 /share | 23 Sept 2022 | 14.85 | 20.15 |
| 17 Dec 2022 |  Change Of Name | NA | 17 Dec 2022 | 28.45 | 28.45 |
| 23 Sept 2023 | Dividend | ₹ 0.10 /share | 22 Sept 2023 | 22.37 | 19.28 |
| 19 Apr 2024 |  Extraordinary General Meeting | NA | 19 Apr 2024 | 31.95 | 34.68 |
| 23 Sept 2024 | Dividend | ₹ 0.10 /share | 23 Sept 2024 | 33.79 | 66.68 |
| 30 Sept 2024 |  Annual General Meeting | NA | 30 Sept 2024 | 72.76 | 74.13 |
| 08 Oct 2024 | Quarterly Result Announcement | NA | 08 Oct 2024 | 72.65 | 72.57 |
| 21 Dec 2024 | Extraordinary General Meeting | NA | 21 Dec 2024 | 102.54 | 133.95 |
| 06 Jan 2025 | Quarterly Result Announcement | NA | 06 Jan 2025 | 131.05 | 124.00 |
| 31 Jan 2025 | Dividend | ₹ 0.06 /share | 31 Jan 2025 | 162.30 | 136.90 |
| 25 Mar 2025 | Extraordinary General Meeting | NA | 25 Mar 2025 | 106.10 | 103.80 |
| 22 May 2025 | Quarterly Result Announcement | NA | 22 May 2025 | 95.91 | 94.45 |
| 11 Jul 2025 | Quarterly Result Announcement | NA | 11 Jul 2025 | 74.60 | 90.66 |
| 23 Sept 2025 | Dividend | ₹ 0.09 /share | 23 Sept 2025 | 94.45 | 78.51 |
| 30 Sept 2025 | Annual General Meeting | NA | 30 Sept 2025 | 82.10 | 76.19 |
| 15 Oct 2025 | Quarterly Result Announcement | NA | 15 Oct 2025 | 76.97 | 90.30 |
Announcements
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20181 day ago
1 day agoBoard Meeting Intimation for Considering And Approving Unaudited Financial Results For The Quarter Ended 31.12.20257 days ago
7 days agoLaunch Of Whatsapp-Based Withdrawal Feature For Earned Wage Access Customers8 days ago
8 days agoAnnouncement Under Regulation 30 Of LODR Regulation 2015Jan 01, 2026
Jan 01, 2026Closure of Trading WindowDec 30, 2025
Dec 30, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Dec 29, 2025
Dec 29, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Dec 24, 2025
Dec 24, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Dec 22, 2025
Dec 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 18, 2025
Dec 18, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Dec 18, 2025
Dec 18, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Dec 10, 2025
Dec 10, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Dec 05, 2025
Dec 05, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Dec 02, 2025
Dec 02, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Dec 01, 2025
Dec 01, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Nov 27, 2025
Nov 27, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Nov 24, 2025
Nov 24, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Nov 17, 2025
Nov 17, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Nov 12, 2025
Nov 12, 2025Outcome Of Analyst MeetNov 08, 2025
Nov 08, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Nov 07, 2025
Nov 07, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Nov 04, 2025
Nov 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 03, 2025
Nov 03, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 30, 2025
Oct 30, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptOct 28, 2025
Oct 28, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 25, 2025
Oct 25, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 24, 2025
Oct 24, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 23, 2025
Oct 23, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 22, 2025
Oct 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 17, 2025
Oct 17, 2025Submission Of Revised Financial Results For The Quarter Ended 30.09.2025Oct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 16, 2025
Oct 16, 2025Board Meeting Outcome for Outcome Of Board Meeting Dated 15.10.2025Oct 15, 2025
Oct 15, 2025Unaudited Financial Results For The Quarter Ended 30.09.2025Oct 15, 2025
Oct 15, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 13, 2025
Oct 13, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 08, 2025
Oct 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 07, 2025
Oct 07, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 07, 2025
Oct 07, 2025Board Meeting Intimation for Considering And Approving Unaudited Financial Results For The Quarter Ended 30.09.2025Oct 06, 2025
Oct 06, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportOct 01, 2025
Oct 01, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Oct 01, 2025
Oct 01, 2025Closure of Trading WindowSep 30, 2025
Sep 30, 2025Proceedings Of Annual General MeetingSep 30, 2025
Sep 30, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 30, 2025
Sep 30, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 29, 2025
Sep 29, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 26, 2025
Sep 26, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 24, 2025
Sep 24, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 22, 2025
Sep 22, 2025Announcement Under Regulation 30 Of LODR Regulations 2015Sep 19, 2025
Sep 19, 2025Technical Indicators
RSI(14)
Neutral 49.67
ATR(14)
Less Volatile 4.15
STOCH(9,6)
Neutral 30.14
STOCH RSI(14)
Neutral 42.30
MACD(12,26)
Bullish 0.14
ADX(14)
Strong Trend 27.05
UO(9)
Bearish 41.79
ROC(12)
Downtrend And Accelerating -3.56
WillR(14)
Neutral -53.83
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