Emerald Finance

Emerald Finance

79.32
-1.78
(-2.19%)
ann
There are new updates from the company1 day ago
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Market Cap
273.95 Cr
EPS
2.57
PE Ratio
27.03
Dividend Yield
0.11 %
52 Week High
167.65
52 Week Low
58.00
PB Ratio
3.31
Debt to Equity
0.22
Sector
NBFC
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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positive
Emerald Finance Limited has partnered with Router Operations Consulting Pvt Ltd to offer an Early-Wage-Access program to its employees. The partnership allows employees to access part of their salaries throughout the month, providing instant financial relief. The company is expanding its offerings to serve retail customers through a salary advance solution that involves tying up with employers to offer short-term loans as salary advances, with repayment collected through salary deductions.
positive
Emerald Finance Partners with Spring Overseas for Employee Early-Wage-Access Program2 days ago
Emerald Finance Limited has partnered with Spring Overseas Private Limited to launch an Early-Wage-Access program for its employees. The program allows employees to access part of their salaries throughout the month, providing instant financial relief through seamless salary advances. This initiative aligns with Emerald Finance's vision to expand its retail customer offerings. The product involves partnering with employers to provide short-term loans as salary advances, which are then recovered through salary deductions.
positive
Emerald Finance Limited has partnered with Zillious Solutions Private Limited to offer an Early-Wage-Access program to its employees. The program allows employees to access part of their salaries throughout the month, providing instant financial relief. This partnership aligns with Emerald Finance's vision to expand its offerings and serve retail customers through salary advance solutions. The product involves tying up with employers to offer short-term loans as salary advances, with amounts collected through salary deductions.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
974.10
#1 6,05,333.65
34.57
#1 69,724.80
26.81
#1 16,780
21.81
66.91
311.25
1,97,741.53
123.06
2,078.90
12.09
1,613
3.87
38.42
1,519.20
1,27,780.15
28.78
26,152.80
34.67
4,260
20.12
54.40
620.35
1,16,658.47
13.38
41,859.50
19.61
9,423
6.34
42.97
2,891.30
1,16,075.25
18.91
20,324.50
34.04
5,352
#1 65.12
73.55
859.95
81,822.98
43.31
18,637.10
6.60
1,916
-6.48
50.87
3,110.40
52,828.62
#1 12.95
4,612.20
#1 381.77
4,241
-14.01
58.94
4,528.00
50,307.83
26.42
8,563.00
17.53
1,813
9.27
45.72
269.10
37,404.12
16.32
18,530.50
16.03
2,261
6.44
58.15
443.80
34,542.09
173.32
4,222.80
34.17
-98
-78.53
44.78
Forecast
Actual
Growth Rate
Revenue Growth
15.52 %
Net Income Growth
17.14 %
Cash Flow Change
-847.68 %
ROE
9.94 %
ROCE
0.99 %
EBITDA Margin (Avg.)
9.05 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
1
1
2
3
2
2
2
2
1
1
2
2
2
2
2
2
2
2
3
4
3
3
3
4
4
5
6
7
7
Expenses
1
1
2
2
1
1
1
2
1
0
1
1
1
1
1
1
1
1
1
2
1
2
1
2
2
2
2
2
2
EBITDA
0
0
1
1
1
1
1
0
0
1
1
1
1
1
1
1
1
1
2
2
1
2
2
2
3
4
4
5
5
Operating Profit %
8 %
13 %
29 %
38 %
37 %
26 %
31 %
14 %
39 %
54 %
42 %
37 %
49 %
49 %
46 %
39 %
36 %
40 %
57 %
50 %
49 %
47 %
59 %
53 %
67 %
70 %
71 %
70 %
73 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
1
1
1
1
Profit Before Tax
0
0
1
1
1
0
1
0
0
0
1
1
1
1
1
1
1
1
2
2
1
1
2
2
2
3
3
4
4
Tax
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
1
1
1
1
1
Net Profit
0
0
1
0
1
0
0
0
0
0
0
1
1
1
1
1
1
1
1
1
1
1
1
1
2
2
3
3
3
EPS in ₹
0.13
0.40
1.93
0.80
0.51
0.29
0.47
0.16
0.16
0.35
0.47
0.55
0.19
0.23
0.25
0.19
0.16
0.20
0.37
0.42
0.28
0.32
0.39
0.38
0.57
0.63
0.73
0.77
0.92

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
3
3
5
7
16
20
23
46
52
65
106
Fixed Assets
0
0
0
0
0
0
0
0
0
1
1
Current Assets
3
3
5
7
16
20
23
9
9
9
105
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
0
Investments
0
0
0
0
0
0
0
0
1
0
0
Other Assets
3
3
5
7
16
20
23
45
51
64
0
Total Liabilities
3
3
5
7
16
20
23
46
52
65
106
Current Liabilities
0
0
0
1
1
2
3
3
2
2
4
Non Current Liabilities
0
0
0
1
1
3
3
5
5
15
16
Total Equity
3
3
4
6
14
15
17
38
44
48
85
Reserve & Surplus
0
0
1
2
5
6
7
9
13
17
50
Share Capital
3
3
3
3
9
9
9
29
30
30
35

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
0
0
0
1
3
-3
3
-2
5
-4
Investing Activities
0
0
-1
-0
-0
-0
-0
-0
-0
0
Operating Activities
0
0
-1
0
-5
-4
3
-23
2
-11
Financing Activities
0
0
2
1
8
1
0
21
3
8

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
66.42 %
73.26 %
73.26 %
73.26 %
72.51 %
70.36 %
70.36 %
67.80 %
67.80 %
67.80 %
67.80 %
67.80 %
67.80 %
67.80 %
62.35 %
60.51 %
59.50 %
59.50 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
1.31 %
1.31 %
1.31 %
9.15 %
9.78 %
9.36 %
5.96 %
DIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
24.30 %
20.92 %
21.17 %
20.92 %
22.02 %
23.54 %
24.05 %
22.91 %
22.82 %
22.90 %
23.46 %
24.75 %
24.82 %
25.03 %
22.86 %
23.32 %
24.91 %
28.55 %
Others
9.29 %
5.82 %
5.57 %
5.82 %
5.46 %
6.09 %
5.59 %
9.30 %
9.38 %
9.30 %
8.75 %
6.15 %
6.07 %
5.86 %
5.63 %
6.39 %
6.23 %
5.98 %
No of Share Holders
966
1,097
1,179
1,392
1,488
1,707
2,145
2,509
2,976
3,289
3,493
4,209
4,332
4,331
6,414
8,371
9,883
10,287

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.25 0.1 0.1 0.1 0.1 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 2.01 0.61 0.42 0.27 0.1 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
30 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
30 Sept 2025 82.10 81.10
23 Sept 2025 DIVIDEND Dividend
₹ 0.09 /share
23 Sept 2025 94.45 81.10
28 Jan 2021 RIGHTS Rights
42:19
27 Jan 2021 10.38 12.50
24 Sept 2021 DIVIDEND Dividend
₹ 0.10 /share
23 Sept 2021 18.45 18.00
23 Sept 2022 DIVIDEND Dividend
₹ 0.10 /share
23 Sept 2022 14.85 20.15
17 Dec 2022 CHANGE OF NAME Change Of Name
NA
17 Dec 2022 28.45 28.45
23 Sept 2023 DIVIDEND Dividend
₹ 0.10 /share
22 Sept 2023 22.37 19.28
19 Apr 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
19 Apr 2024 31.95 34.68
23 Sept 2024 DIVIDEND Dividend
₹ 0.10 /share
23 Sept 2024 33.79 66.68
30 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
30 Sept 2024 72.76 74.13
08 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 Oct 2024 72.65 72.57
21 Dec 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
21 Dec 2024 102.54 133.95
06 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 Jan 2025 131.05 124.00
31 Jan 2025 DIVIDEND Dividend
₹ 0.06 /share
31 Jan 2025 162.30 136.90
25 Mar 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
25 Mar 2025 106.10 103.80
22 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 May 2025 95.91 94.45
11 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
11 Jul 2025 74.60 90.66

Announcements

Announcement Under Regulation 30 Of LODR Regulations 20151 day ago
Announcement Under Regulation 30 Of LODR Regulations 20153 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication5 days ago
Announcement Under Regulation 30 Of LODR Regulations 20156 days ago
Notice Of 42Nd Annual General Meeting6 days ago
Reg. 34 (1) Annual Report.6 days ago
Intimation Of 42Nd Annual General Meeting7 days ago
Announcement Under Regulation 30 Of LODR Regulations 20157 days ago
Announcement Under Regulation 30 Of LODR Regulations 20198 days ago
Announcement Under Regulation 30 Of LODR 20159 days ago
Announcement Under Regulation 30 Of LODR Regulations 2015Aug 29, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Aug 27, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Aug 26, 2025
Board Fixed Book Closure DatesAug 26, 2025
Board Fixed Record Date For DividendAug 26, 2025
Board Meeting Outcome for Outcome Of Board Meeting Dated 26.08.2025Aug 26, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Aug 25, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 22, 2025
Announcement Under Regulation 30 LODR Regulations 2015Aug 14, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Aug 13, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Aug 08, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 05, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Aug 01, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jul 30, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jul 28, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jul 22, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jul 18, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 17, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jul 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 16, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jul 15, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 15, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2025
Announcement Under Regulation 30 Of LODR 2015Jul 14, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 14, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 11, 2025
Board Meeting Outcome for Outcome Of Board Meeting 11.07.2025Jul 11, 2025
Unaudited Financial Results For The Quarter Ended 30.06.2025Jul 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 10, 2025
Board Meeting Intimation for Considering And Approving Un-Audited Financial Results For The Quarter Ended 30.06.2025Jul 07, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jul 04, 2025
Closure of Trading WindowJun 30, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jun 30, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jun 27, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jun 25, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jun 18, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jun 12, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jun 11, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jun 05, 2025
Announcement Under Regulation 30 Of LODR Regulations 2015Jun 02, 2025

Technical Indicators

RSI(14)
Neutral
54.81
ATR(14)
Volatile
3.96
STOCH(9,6)
Neutral
62.00
STOCH RSI(14)
Neutral
78.48
MACD(12,26)
Bullish
0.88
ADX(14)
Weak Trend
14.86
UO(9)
Bearish
58.00
ROC(12)
Uptrend And Accelerating
2.71
WillR(14)
Neutral
-34.79