Emerald Finance Limited has announced a strategic partnership with Divineo Health Care Hospital LLP, Haryana, to offer its Early-Wage-Access program to the employees of the firm. The disclosure was made pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and is dated May 13, 2026.

Partnership Overview

The Early-Wage-Access program is designed to provide instant financial relief to employees by allowing them to access a part of their salaries seamlessly throughout the month. This initiative is part of Emerald Finance's broader vision to expand its product offerings and serve retail customers at large.

The key details of the partnership are outlined below:

Program Structure and Objectives

The Early-Wage-Access product entails tying up with employers to offer short-term loans in the form of salary advances to their employees. The amount lent under this program is subsequently collected through salary deduction, ensuring a structured and seamless repayment mechanism.

The key features of the program include:

• Instant financial relief for employees through mid-month salary access
• Employer tie-up model enabling structured short-term loan disbursement
• Salary deduction-based repayment for seamless loan recovery
• Alignment with Emerald Finance's retail expansion strategy

The disclosure was signed by Amarjeet Kaur, Company Secretary cum Compliance Officer of Emerald Finance Limited, bearing Membership No. F13755, on May 13, 2026.

Emerald Finance Limited has announced a strategic partnership with Intime Advisory Services LLP, Delhi, to offer an Early-Wage-Access program to the employees of the firm. The disclosure was made pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and was communicated to the Department of Corporate Services, BSE Limited.

Partnership Overview

The collaboration between Emerald Finance Limited and Intime Advisory Services LLP is aimed at providing instant financial relief to employees by enabling them to access part of their salaries seamlessly throughout the month. The following table summarizes the key details of this partnership:

Program Structure and Objective

The Early-Wage-Access program is structured as a salary advance solution developed in line with Emerald Finance Limited's vision to expand its offerings and serve retail customers at large. The key features of the program include:

• Employer tie-ups: The company partners with employers to facilitate short-term loans in the form of salary advances to their employees.
• Seamless access: Employees can access a portion of their earned wages at any point during the month.
• Repayment mechanism: The amount lent is collected through salary deduction, ensuring a structured and convenient repayment process.

Regulatory Disclosure

The announcement was made as a formal disclosure to BSE Limited under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The communication was signed by Amarjeet Kaur, Company Secretary cum Compliance Officer (Membership No.: F13755), on behalf of Emerald Finance Limited, on 11.05.2026.

This partnership marks a step in Emerald Finance Limited's efforts to broaden its financial product portfolio by addressing the short-term liquidity needs of salaried employees through a structured and employer-integrated lending mechanism.