Emerald Finance Limited has announced a strategic partnership with Goldkey Finvest Pvt. Ltd., Chandigarh, to introduce an Early-Wage-Access program for its employees. The disclosure was made pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, and is dated 05.05.2026.

Partnership Overview

The collaboration between Emerald Finance Limited and Goldkey Finvest Pvt. Ltd. is aimed at providing instant financial relief to employees by enabling them to access a part of their salaries seamlessly throughout the month. The following table summarises the key details of this partnership:

Program Structure and Objectives

The Early-Wage-Access program is structured as a salary advance solution, developed in line with Emerald Finance Limited's vision to expand its product offerings and serve retail customers at large. The key features of the program include:

• Employer tie-ups: The company partners with employers to facilitate short-term loans in the form of salary advances to employees.
• Seamless access: Employees can access part of their salaries at any point during the month.
• Repayment mechanism: The amount lent is collected through salary deduction, ensuring a structured and convenient repayment process.

Regulatory Disclosure

The announcement was communicated to the Department of Corporate Services, BSE Limited, at 25th Floor, P.J. Towers, Dalal Street, Mumbai-400001, in compliance with the applicable listing regulations. The disclosure was signed by Amarjeet Kaur, Company Secretary cum Compliance Officer (Membership No.: F13755), on behalf of Emerald Finance Limited.

Emerald Finance Limited has announced a strategic partnership with Studio Morphosis Private Limited, Delhi, to launch an Early-Wage-Access program for employees. The company disclosed this development through a regulatory filing dated 01.05.2026 under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Partnership Details

The collaboration aims to provide instant financial relief to employees by enabling them to access portions of their salaries seamlessly throughout the month. This innovative approach addresses immediate cash flow needs of workers without requiring traditional loan processes.

Program Structure

The Early-Wage-Access program operates through a salary advance solution model. Under this arrangement, the company provides short-term loans to employees as salary advances. The repayment mechanism involves automatic collection through salary deductions, ensuring a streamlined and secure process for both parties.

Strategic Vision

This partnership represents part of Emerald Finance Limited's broader strategy to expand its service offerings and serve retail customers more comprehensively. The company has been actively developing salary advance solutions as part of its growth initiatives in the financial services sector.

Regulatory Compliance

The announcement was made in compliance with regulatory disclosure requirements, with Company Secretary cum Compliance Officer Amarjeet Kaur (Membership No.: F13755) signing the official communication to BSE Limited on 01.05.2026.