Capital Small Finance Bank to host Q1 FY27 earnings call on July 24

Capital Small Finance Bank will host an earnings conference call on July 24, 2026, at 11:00 AM IST to discuss its financial and operational performance for Q1 FY27. The call provides a platform for analysts and investors to review the bank's quarterly results with senior management.

Earnings Call Details

The conference call is scheduled under Regulation 30 of the SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015. Participants can join via the provided dial-in numbers or pre-register through the Diamond Pass link.

Parameter	Details
Event	Q1 FY27 Earnings Conference Call
Date	Friday, July 24, 2026
Time	11:00 AM IST

Access Numbers

The bank has provided domestic and international toll-free access numbers for participants.

Region	Access Numbers
Primary Number	+91 22 6280 1309 / +91 22 7115 8210
USA	1 866 746 2133
UK	0 808 101 1573
Singapore	800 101 2045
Hong Kong	800 964 448

Management Participation

The discussion will be led by the bank's senior leadership team, including:

Mr. Sarvjit Singh Samra – Managing Director & CEO
Mr. Munish Jain – Executive Director
Mr. Aseem Mahajan – Chief Financial Officer
Mr. Raghav Aggarwal – Chief Credit Officer (Branch Banking)
Mr. Sahil Vijay – Chief Treasury Officer & Investor Relations Lead
Ms. Bharti Babutta – Investor Relations Team

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
+1.46%	+2.58%	+8.48%	+13.22%	+6.21%	-31.37%

Capital Small Finance Bank reported a 22.0% year-on-year increase in gross advances to ₹9,074 crore for the quarter ended June 30, 2026, driven by healthy disbursements. The bank's total deposits grew by 16.3% to ₹10,596 crore during the same period, supported by a strengthening retail deposit franchise. Asset quality improved, with Gross Non-Performing Assets (NPAs) declining to 2.47% of gross advances from 2.75% in the prior year.

The bank's loan book remains well-diversified, with approximately 98% of advances being secured. Disbursements for the quarter reached ₹1,009 crore, compared to ₹865 crore in Q1FY26, reflecting a growth of 16.5%. The Current Account Savings Account (CASA) ratio stood at 36.7% as of June 30, 2026, up from 34.7% as of March 31, 2026, indicating deeper customer engagement.

Key Financial Metrics

The following table outlines the bank's performance for the quarter ended June 30, 2026:

Particulars	June 30, 2026 (Provisional)	March 31, 2026	Q-o-Q Growth	June 30, 2025	Y-o-Y Growth
Gross Advances (₹ in crores)	9,074	8,687	4.5%	7,437	22.0%
Gross NPA (% of gross advances)	2.47%	2.54%	-	2.75%	-
Total Deposits (₹ in crores)	10,596	10,018	5.8%	9,110	16.3%

Asset Quality and Liquidity

The improvement in asset quality to 2.47% Gross NPA reflects disciplined underwriting standards and proactive recovery mechanisms. The bank's liquidity position remains comfortable, with the average Credit-Deposit (CD) ratio for the quarter at 83.1%, compared to 82.3% in the previous quarter. This ratio is calculated based on daily outstanding balances.

The bank continues to focus on building a stable, diversified, and cost-efficient liability franchise to support long-term growth. The information provided is provisional and subject to limited review by the statutory auditors.