Capital Small Finance Bank FY26 PAT rises 26% to ₹141.39 crores

Capital Small Finance Bank Limited has reported a Profit After Tax (PAT) of ₹141.39 crores for the financial year ended March 31, 2026, reflecting a compound annual growth rate (CAGR) of 26%. The bank’s gross advances increased to ₹8,687 crores, registering a growth of 21% year-on-year, while total deposits crossed ₹10,000 crores to reach ₹10,018 crores, a 20% annual increase.

The bank maintained a stable asset quality with Gross Non-Performing Assets (GNPA) at 2.54% and Net NPAs at 1.24% as of March 31, 2026. The Capital Adequacy Ratio (CAR) stood at 22.31%, well above the regulatory requirement of 15%. The Net Interest Margin (NIM) moderated to 4.04% for the year.

Financial Highlights

Metric	FY26	FY25
Gross Advances (₹ in crores)	8,687	7,090
Total Deposits (₹ in crores)	10,018	8,323
Net NPAs (%)	1.24	1.30
Capital Adequacy Ratio (%)	22.31	25.39
Net Interest Margin (%)	4.04	4.20

The board has recommended a final dividend of ₹5 per equity share of ₹10 each for FY26, subject to shareholder approval at the 27th Annual General Meeting scheduled for June 25, 2026.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
-3.55%	-2.29%	+4.17%	-0.65%	-6.15%	-36.86%

Capital Small Finance Bank has announced that its officials will attend an investor conference scheduled for June 5, 2026. The disclosure was made in accordance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The meeting is organized by Goldman Sachs as part of its 2026 Asia Financials Corporate Day. It will be conducted virtually, providing a platform for analysts and institutional investors to engage with the bank's management.

Meeting Details

The conference is scheduled as a 1x1 or group meeting. The specific details regarding the timing and nature of the interaction are outlined below:

Date	Time	Nature of Meeting	Organised by	Place
05 June 2026	11:00 AM to 12:00 Noon	1x1 / Group Meeting	Goldman Sachs 2026 Asia Financials Corporate Day	Virtual

The bank clarified that no unpublished price sensitive information will be shared during the meeting. Additionally, the schedule remains subject to change due to any unforeseen exigency on the part of the bank or the host.