Apollo Finvest (India) Limited has provided a direct weblink for shareholders to access the company's Annual Report for the financial year ended March 31, 2026 (FY26). The disclosure was made on August 25, 2026, in compliance with SEBI Listing Obligations and Disclosure Requirements Regulations.

The company issued the notice to shareholders who have not registered their email addresses with the company or depository participants. The Annual Report is available on the company's investor relations page.

Meeting Details

The 40th Annual General Meeting is scheduled for September 17, 2026, at 11:30 am via video conferencing or other audio-visual means. Managing Director and CEO Mikhil Innani signed the communication addressed to BSE Limited.

Key Agenda Items

The AGM will transact several ordinary and special businesses, including:

• Adoption of Financial Statements: Shareholders will receive, consider, and adopt the audited financial statements for FY26, along with the reports of the Board of Directors and Auditors.
• Re-appointment of Director: Mr. Mikhil Innani retires by rotation and offers himself for re-appointment as a Director.
• Approval for Borrowings: The company seeks approval to issue Non-Convertible Debentures (NCDs) up to ₹100 crore on a private placement basis. This issuance is subject to the overall borrowing limit of ₹500 crore approved by members in 2019. As of the notice date, outstanding borrowings stood at ₹15 crore, providing significant headroom.
• Related Party Transactions: Approval is sought for material related party transactions with directors and promoters, specifically for availing unsecured loans up to ₹40 crore over FY26-27 and FY27-28 at interest rates ranging from 10.25% to 14%.
• Appointment of Secretarial Auditor: The company proposes to appoint M/s. Pranay D. Vaidya & Co. as Secretarial Auditor for five financial years from FY26-27 to FY30-31.

Voting and Participation

The remote e-voting period will be open from Monday, September 14, 2026, at 9:00 am to Wednesday, September 16, 2026, at 5:00 pm. The cut-off date for identifying eligible members is Thursday, September 10, 2026. Members can join the AGM via VC/OAVM 15 minutes before and after the scheduled commencement time.

KYC and Demat Reminder

The notice also serves as a reminder for security holders holding physical securities to update their KYC details pursuant to SEBI Master Circular No. SEBI/HO/MIRSD/POD-1/P/CIR/2024/37 dated May 7, 2024. Shareholders are requested to dematerialise physical securities and update PAN, address, mobile number, bank account details, specimen signature, and nomination choices. Payments for folios without updated details will be made only through electronic mode from April 1, 2024.

Apollo Finvest reported a sharp acceleration in profitability for the first quarter of FY27, with profit before tax (PBT) rising 118.73% quarter-on-quarter to ₹4.62 crore. The digital-first NBFC also saw total income climb to ₹8.69 crore, supported by robust growth in loan disbursements.

The company filed its investor presentation under Regulation 30 of the SEBI Listing Regulations on August 24, 2026, disclosing unaudited financial results for the quarter ended June 30, 2026. Management noted that no earnings call was conducted for this reporting period.

Disbursement Momentum Drives Growth

Loan disbursals showed consistent month-on-month expansion throughout the quarter, reflecting strong demand for the company’s digital personal loans. Disbursements grew from ₹0.30 crore in February 2026 to ₹10.31 crore in July 2026. This surge contributed to a 26.74% quarter-on-quarter increase in overall disbursement volume for the period.

Financial Performance

Total income for Q1FY27 stood at ₹8.69 crore, up from ₹6.13 crore in the preceding quarter. The net profit margin remained healthy at 38.60%, indicating sustained operating efficiency despite the rapid scale-up in lending activities.

For the full fiscal year FY26, Apollo Finvest reported total income of ₹23.2 crore and a PBT of ₹10.4 crore. The year-on-year PBT growth was recorded at 6.23%, while the net profit margin for the year closed at 29.96%. Income per employee reached ₹0.89 crore, highlighting the lean operational structure of the digital lender.

What the Numbers Show

The divergence between the modest 6.23% year-on-year PBT growth in FY26 and the explosive 118.73% quarter-on-quarter PBT growth in Q1FY27 signals a significant inflection point in the company’s earnings trajectory. This acceleration coincides with the recent hiring of specialized leadership in collections and data science, suggesting that improved underwriting and recovery mechanisms are beginning to translate into higher bottom-line efficiency as volume scales.

Balance Sheet Strength

The company’s net worth has grown steadily over the past six years, rising from ₹29.13 crore in FY21 to ₹74.29 crore in FY26. This consistent capital base supports the NBFC’s ability to fund its expanding loan book without excessive reliance on external leverage.

Apollo Finvest continues to operate as a branchless lender, partnering with fintechs and other NBFCs to reach borrowers across 19,000+ pincodes. Its flagship product, Apollo Cash, has processed over 1 lakh loans and garnered more than 2 lakh app downloads since launch.