Apollo Finvest

Apollo Finvest (India) Limited reported quarterly results with revenue of approximately 7 crores and profit of close to 3 crores before tax. The company has enhanced its due diligence process by physically visiting 4-5 cities to evaluate partner NBFCs, spending entire days understanding company culture and operations beyond traditional financial analysis. Apollo launched a warehouse term loan product, which provides deeper integration and control over partner NBFC operations through dedicated disbursement and collection accounts. The company maintains a 60/40 split between term loans and retail loans, targeting a future mix of 70% retail and 30% wholesale. Apollo has established partnerships with top-tier fintech companies across various segments including salaried employees, blue-collar workers, and women borrowers. The company reported cost of capital at sub-12% with term loan returns of 16-17% XIRR. Management noted revenue decline due to industry volatility and regulatory changes, with several NBFCs facing difficulties. Apollo continues developing its AI-powered compliance monitoring tool Senti and is testing AI voice calling for collections. The company sold its previous office property, contributing to other income of 2 crores.

Apollo Finvest (India) Limited reported revenue of Rs. 521.11 lakhs and net profit of Rs. 231.02 lakhs for the quarter ended June 30, 2025. Revenue declined 29.5% year-on-year from Rs. 739.51 lakhs and fell 35% quarter-on-quarter from Rs. 802.16 lakhs. However, net profit showed improvement, rising 121.8% from the previous quarter's Rs. 104.13 lakhs, though it was down 1.8% year-on-year. The NBFC maintained EBITDA of Rs. 293.97 lakhs and reported EPS of Rs. 6.19. The company's debt-equity ratio stands at 0.34, indicating conservative leverage.

Apollo Finvest (India) Limited's Board approved unaudited financial results for the quarter ended June 30, 2025. The company reported a profit after tax of Rs 231.02 lakhs compared to Rs 235.23 lakhs in the same quarter last year. Total income for the quarter was Rs 720.46 lakhs versus Rs 741.22 lakhs in the previous year. The Board also approved holding the 39th Annual General Meeting on September 18, 2025, through video conferencing. Additionally, the company received approval to raise funds through Non-Convertible Debentures up to Rs 100 crore on a private placement basis. The NCDs will have a 3-year redemption period with early redemption options for both parties, and the interest rates will be determined at the time of issue.