Anupam Finserv net profit rises 64% in Q1FY27, led by interest income surge

Anupam Finserv Limited reported a sharp increase in profitability for the first quarter of FY27, with standalone net profit rising 63.9% year-on-year to ₹56.15 lakh. The Mumbai-based financial services firm saw its total revenue from operations jump 46.5% to ₹170.27 lakh, driven primarily by higher interest income and significant gains from fair value changes. This performance underscores the strength of its financing segment, which continues to be the primary profit engine despite a loss in the leasing division.

The Board of Directors approved these unaudited financial results during a meeting held on August 12, 2026. In a separate resolution, the Board approved the preferential issuance of up to 4,000,000 equity share warrants to promoter Pravin Nanji Gala. These warrants are convertible into one equity share each at an exercise price of ₹1.92 per share, aggregating to ₹76.80 lakh. The issuance is subject to shareholder consent and regulatory approvals under SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2009.

Financial Performance

Interest income, the largest revenue component, increased 69.7% to ₹135.68 lakh from ₹79.97 lakh in Q1FY26. This growth was complemented by a surge in net gain on fair value changes, which rose to ₹23.58 lakh from ₹9.11 lakh in the same period last year. Additionally, the company recorded an impairment reversal of ₹4.83 lakh on financial instruments. However, lease income declined significantly to ₹3.09 lakh from ₹18.21 lakh, reflecting a contraction in that specific business line.

Particulars	Q1FY27 (₹'000)	Q1FY26 (₹'000)	Change (%)
Revenue from Operations	17,026.79	11,622.28	+46.5%
Interest Income	13,568.15	7,997.25	+69.7%
Lease Income	308.80	1,820.77	-83.0%
Total Expenses	9,763.11	7,056.81	+38.4%
Net Profit	5,614.64	3,425.91	+63.9%

Expenses rose 38.4% to ₹97.63 lakh, largely due to higher finance costs (₹28.38 lakh vs ₹5.05 lakh) and employee benefits expenses (₹31.58 lakh vs ₹24.86 lakh). Despite the expense increase, the top-line growth outpaced cost inflation, leading to a substantial improvement in pre-tax profit, which reached ₹74.13 lakh compared to ₹45.70 lakh in Q1FY26.

Capital Structure Changes

The proposed warrant issuance will alter the promoter's shareholding pattern if fully converted. Pravin Nanji Gala currently holds 4,12,75,700 shares, representing 21.751% of the company's equity. Upon conversion of all 4,000,000 warrants, his holding would increase to 4,52,75,700 shares, raising his stake to 23.366%. The warrants carry an 18-month tenure from the date of allotment. Holders must pay 25% of the exercise price at subscription, with the remaining 75% due upon conversion. Failure to exercise within the tenure results in forfeiture of the initial payment.

What the Numbers Show

The divergence between the Financing and Leasing segments highlights Anupam Finserv's evolving business mix. While the Financing segment generated a robust pre-tax result of ₹135.52 lakh, the Leasing segment posted a loss of ₹17.33 lakh, down from a smaller loss of ₹10.16 lakh in Q1FY26. This suggests that while the core lending book is expanding and generating healthy yields, the leasing portfolio is facing headwinds, contributing to a decline in overall lease income. Investors should monitor whether the leasing segment stabilizes or requires further strategic review in subsequent quarters.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
+1.60%	+0.53%	+1.60%	-19.83%	-15.18%	+39.71%

Anupam Finserv Ltd has closed its trading window effective July 1, 2026, to prevent insider trading ahead of its financial results for the quarter ending June 30, 2026. The restriction will remain in place until 48 hours after the results for the quarter are made generally available to the public. This closure is a standard compliance measure adopted by companies to ensure that no insider trades occur while unpublished price-sensitive information is in circulation.

The disclosure was communicated to BSE Limited on June 22, 2026, by Pravin Nanji Gala, Director of anupam finserv . The notification confirms that the blackout period applies to all designated insiders associated with the company. The trading window will reopen only after the mandatory 48-hour period following the public release of the financial results for Q1FY27.

Compliance Details

The closure of the trading window is a regulatory requirement designed to uphold market integrity and protect shareholder interests. By prohibiting trading during this period, Anupam Finserv Ltd aims to mitigate the risk of any unfair advantage that could be derived from access to unpublished financial data.